 A little info on Life Insurance? |
| What are the differences between Term & Cash Value ( aka permanent life)? Benifits & Disadvantages!... |
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 Is cosmetic surgery covered by health insurance? |
| I'm trying to find out if cosmetic surgery (tummy tuck, lipo, breast aug) is covered by Blue Cross/Blue Shield of Illinois. Anyone have any info on this?... |
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 My snowplow man hit my house and did some damage. Do snowplow guys have to carry insurance for this? |
I live near Toronto, Ontario, Canada.
Would someone plowing snow there be required to carry insurance for this sort of thing? The damage, which was accidental, will cost at least a few ... |
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 I am 50 years old and am looking into Life Insurance.? |
| I have 600,000 in savings and still owe about 230,000 on my house. My wife and I are about to adopt a child and I would like to have enough insurance on hand that if something happened to me, the ... |
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 My friend is buying a 1.8 mil. dollars shopping center. And he want to get a insurance for that.? |
| He want a insurance coverage for rebuilding a shopping center in case of fire,not for the 1.8 mil. dollars building price.!!!!!... |
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 Can life insurance be forced to go to pay debts if there are named be beneficiaries? |
| My dad passed away in Nov. He had named beneficiaries on his life insurance at work. He has way more debt than assets, he will have a negative estate. Creditors are threatening that we should use the ... |
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 I have an insurance policy in case of accidental death...Is murder considered accidental? |
| After my car accident I got worried about leaving my daughter nothing and orphaned (her dad is already dead) so I signed up for accidental death coverage since it was only $5/month. So I've ... |
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| Where can i find a list of insurance terminology and definitions? |
| i teach business english, i have a student who needs to produce insurance policies for his goods. i want to stay clear of health and life insurance. ... |
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 Life Insurance Proceeds? |
| I do not wish to receive my life insurance settlement all in one lump sum. I was wondering if I can receive it in other ways, like a little at a time over a certain period, or other options.... |
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 What Monthly Fee Would You Be Willing To Pay For Carbon Insurance? |
| For example, if a Carbon Inspector said your house or car was not carbon neutral and he could fine you heftily, then you would buy carbon insurance to protect yourself. How much would you be willing ... |
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 How come, My friend paid £2000 for a Diamond ring, but its insured for £6000? |
I thought if you bought a ring it was certified when you bought it at the price you bought it, therefore any insurance company would only insure it for the amount you paid!?
Any ideas?... |
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 M getting loss in my business from last 2 months. but still i want to struggle. how can i motivate myself ? |
| I am a Sales Manager. From last 2 months i m not able to succees in sales even i am not performing average. my seniors are very angry with me. I am struggling a lot but not getting results. But only ... |
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 Should I enroll in VGLI (Veteran's Group Life Insurance)? |
| I just recently got out of the military and am eligible for the veteran's life insurance. I was wondering if it is something I should capitalize on or if there are better policies out there for ... |
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 If my son is named as the sole beneficiary(life insurance) if i were to die, could my husband challenge it? |
| i'm told yes by some, but no from many others. this is not a 401 or 403(which teachers have) which i know can be challenged in court. i do believe spouses have a say so in that. but as far as ... |
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newcarolinagirl | How can we get the insurance to pay? |
We were storing our ATV at the home of a family member when it got stolen. We didn't have insurance on it at the time and we want the family member's homeowners insurance to replace it. They are saying that they won't replace it. Shouldn't they replace it since it was stolen from their insured's property? |
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Jason S
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If you did not have insurance on it yourself, the other persons policy will generally not cover it unless somehow they had the ATV listed on the policy, which is doubtful. I would read through the policy and look for anything regarding "Property of Others". Chances are you will not find anything, but this is your only chance to have this covered. In the future, do not rely on others to take care of your property and to keep it insured.
Good luck! |
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stephenweinstein
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Not if either (a) the policy excludes vehicles, or (b) the policy covers only property of the insured, not property of others. I know that the insurance of a company that owns a parking lot does not cover cars that are stolen from that parking lot. |
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mbrcatz
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If you didn't have THEFT COVERAGE on your atv, why would you expect it to be covered? It's NEVER covered under a homeowners policy - not yours, not theirs, not mine. If they didn't steal it, they aren't responsible to REPLACE it.
Just like, if I park my car in YOUR driveway, and it gets stolen, do YOU have to buy me a new car? Just because it was in your driveway? Of course not! And homeowners doesn't cover it, either!!
But I'm sure they won't do you the favor of storing something for you again. |
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ME
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If you were worried about theft, you should have had insurance on your ATV. It's really doubtful that the other person's insurance will pay. And you can't make them pay if it's not covered in the policy. Of course, this depends on the policy itself, but like I said it's really doubtful. And why should they? Just because it's not at your house doesn't mean it's not your responsibility to have the right coverage on it. Take it as a lesson learned and if you decide to buy another ATV, make sure you properly insure it. |
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♥ Mommy of 3
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No. That's not how it works. |
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Judy1
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Depends on what the family member's policy says - but for most policies, this would not be covered unless it was stolen due to negligence by the family member. |
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Andrew
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