 Liposuction - how can I get my insurance to pay for it? |
I have about 80 pounds I want removed from all over my body.
If insurance can pay for gastric bypass, there should be a way to get them to pay for this.... |
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 Wal-marts hurts :(...? |
Hi,
I got a small question for you all. I am an associate at Wal-Mart and I was injured wile at work. I have been on Worker saftey insurance for two weeks now. My question to you all is ... |
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 Can an insurance company deny you coverage due to pre existing condition? |
| If you are currently employeed and insured for you and your dependants and wish to quit your job and start your own business and buy private insurance somewhere else, can an insurance deny your ... |
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 TRUE? Wal-mart Wal-Mart carries their own life insurance policies on their employees. payable to Walmart? |
Wal-Mart staff ordered to search store after bomb threat
http://snipurl.com/t6z0 (more detail in link)
I was then told:
Since Wal-Mart carries their own life insurance policies ... |
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 Do i have to pay a deductible for a car accident that wasn't my fault? |
| I got into a car accident about 3 weeks ago and the person ran the red light and hit my car. DO i have to pay the deductible when it's not my fault? Please answer me soon i need some insight ... |
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 Renters Insurance? What Kind? Is it really worth it? |
| I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am ... |
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| I had an accident can my insurance or .................? Help Please? |
| I had an accident is been a month and 4 days my insurance has settle everything with me they paid me for a renatl car medical bills etc. After that accident my car will loose value is it possible for ... |
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 What does flood insurance cost? |
| Technically, I'm not in a flood zone, but I got flooded out last June...... |
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 HOW LONG TILL I GEt MY CHECK FROM THE INSURANCE COMPANY? |
| I have filed a claim with homeowners insurance regaurding the items stolen out of my car when it got broken into. i sent in all the prove of ownership and it was recieved by my agent one week ago. ... |
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 Improperly park pick up truck ran into home, owner 's insurance to pay damages? |
| I would like to hear from anyone who has had to deal with this. the front porch and steps damaged as ? foundation. What about structural damage? I asked for a structural assessment and the insurance ... |
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 Need a little piece of mind .? |
| what do you do if you have life insurance no children and no one to bury you.50.000 dollar policy.please give me some kind of answer.... |
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 Life Insurance for my father.? |
| My father is 45 years old and is the only one who works, my mother is one of those "stay-at-home moms". However, he doesn't have life insurance and feel that he needs it because if ... |
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 When buying car insurance is it better to have your dad own the car and put you as the additional driver to s |
| When you purchase car insurance is it better to have the car under your parent's name for ownership and add your self as an additional driver for your own policy to save money even when you'... |
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 Do you think health care is better here or Europe? |
| I have watched Sicko and it's a real eye opener for me. They say that the Universal insurance is better than american health insurance and the people don't have to pay for anything. What do ... |
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 How likely is it that my car insurance will go up due to this? |
Haven't had a claim in over ten years
Haven't gotten a ticket in probably 5 years.
But, the neighbor kid did $2K worth of damage to my car with his bike in three separate ... |
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Cunning Linguist | How come, My friend paid £2000 for a Diamond ring, but its insured for £6000? |
I thought if you bought a ring it was certified when you bought it at the price you bought it, therefore any insurance company would only insure it for the amount you paid!?
Any ideas? |
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Wendy S
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Some jewelers like to make you think you got a much better deal than you actually did, so they inflate the value of the jewelry on the appraisal. What happens, though, is that if the insurer can replace the item for (in your friend's case) $2000 instead of the $6000 they're insured for then that's all they'll get. And then they've been paying for more insurance than they can ever actually collect on.
We always recommended our clients to reputable independent jewelers who would give a fair estimate of it's value in their appraisal and recommend they insure it for that. Not all of our clients listened to us, though, and so as long as they had the appraisal we would have to insure it for that amount if they wanted, even if it was overinflated. They could insure it for less than the appraised value, but few did.
I'm sure some people really do get spectacular deals, but they are few and far between. |
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BlueJeans89
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I think with jewellery its insured mainly for repair rather than replace (e.g. if the ring broke and costs £200 a time to fix, she'd be covered if she broke it 29 more times lol) |
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Good♥Gyrl
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Diamonds typically appreciate, and there is the matter of replacement cost. Sometimes diamonds/gemstones are appraised at values higher than what they were paid for in retail dollars. |
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John K
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It is specific thing..
it depends on many conditions:
Is the ring insured to full cost or a fraction of it?
How will you need to prove the ring vanished if you make a claim?
Are there any circumstances that aren't covered? (What if your ring flies off at the circus and gets trampled by elephants, for example?) ... |
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Diana G
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Some jewelers advertise that the diamonds they sell are such a good price that they will be appraised at a higher value. I had a ring with many tiny diamonds insured. It was a mid- price ring. I lost one of the diamonds and the insurance company paid to replace it. I had to use the jeweler that they wanted me to. Turns out they used Baily, Banks and Oodles of money. I am sure they charged more than your mom and pop shop to do the repairs.Thereby if they had to replace an entire ring it would have cost more than I paid. |
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glencat67
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You can insure anything for any price you want, but if anything happens and there is a loss then your friend will have to prove the value to the insurance company then. And if its not to that value then he is paying over the odds because its not worth that, also as already said the value could be a lot more than what was paid. |
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tcrown8887
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It's probably insured for $6000. So that's like what, 15 pounds? He's just making sure if they move over here they don't get completely screwed when she loses it on the plane. They insure it for more so they can lose it later on and make money. It's a con and you're friend is a dirt bag. |
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