 Health Insurance. Why do costs differ from state to state when the coverage and provider are the same? |
| We are a few years away from 65 and moving from Maryland to Florida. Costs for the same high deductable health coverage from our health provider will cost 5 times the amount we pay now. We are ... |
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 Allstate Auto insurance? |
| I tried to pay my mom's car insurance today and it said that the account was terminated. How do i get the policy reinstated?... |
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 What is the best way to list a non-family member as your benificiary on an insurance policy? |
| I live with a woman who is my best friend in a totally platonic relationship; we're like brother and sister. In fact I refer to her AS my sister and she calls me her brother. I have placed her ... |
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 If you are hurt on the job and are covered by workman's comp. can you file a claim on the other insurance? |
| workmans comp. only pays 2/3rds of what you made. if you have two jobs that destroys (the injury)your other source of income. Can you file a claim against your employers insurance(not the workmans ... |
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 How do i check to see if my insurance covers maternity? |
| I finally got my BFP test results and im insured (i think...i mean i am insured but don't know if it covers maternity). But now im starting to wonder if my dad's insurance on me covers ... |
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 I am exploring the idea of becoming an adjuster. I am not really looking for a 9 to 5 job.? |
I would be interested in doing cat work, but when the catastrophe is over, just go home and do local work for the rest of the time.
As far as I can tell a Texas all lines license is preferable .<... |
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 Insurers just want to refund my policy money as they wont settle my claim? |
| I recently claimed on insurance i took out on a suite, i bought insurance with sofa's, the 3 seater was too badly damaged to keep in the house so i had to put it outside, I told them this when i ... |
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 Identify Theft Insurance for an Insurance Agency? |
Is there such a thing? Would it be covered under an E&O policy? If there is a separate policy can you give details on who provides it? Thanks
Additional Details
Sorry, I'm ... |
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 My husband owns a moving co. and he wants to build a storage unit. The insurance is way too high. Any ideas? |
Additional Details
I've heard people transfer home insurance to their goods in storage. How does this work - is the building only insured for fire, etc. and the goods are covered ... |
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 How about asking the 3 auto? |
to have unions, employees or foreign car dealers buy them out since
they refuse to be innovative or economical.... |
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 Medical insurance question? |
| Ok so we have really good insurance like it covers a ton, Im not sure about the exact details of it, but do you think it would cover seeing a nutrtionist?... |
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 Is this good life insurance deal? |
| I have to pay 14700$ per year for 20 year, At the end of 20 year I will get 1200,000$.Also it cover life insurances in case of death return will be 600,000,What do you suggest.Insurances company is ... |
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 If I dont pay an automobile insurance payment will it affect getting insurance in the future? |
| Im not sure why I owe this insurance company $75, but I blew it off since they didnt notify me until my policy had ended. Now Im recieving letters from a lawyer attempting to collect. I understand if ... |
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G | How come my boyfriend pays so much more for health insurance than I do? |
My boyfriend and I both just got full-time 40-hours-per-week 9-5 jobs. This is after 5 years of working in bars and restaurants while going to school. After I graduated we both got jobs and 3 months later our employee health insurance kicked in. I've never been covered by an employer before but I was surprised when I learned that it would only cost me about $1/paycheck for health, life, and dental. My boyfriend's health insurance kicked in a little after mine and his costs him $40/paycheck! Why does his cost so much more than mine? We both work for private companies, though mine is a bit bigger than his, neither are extremely big. What's the difference? Is his company just cheap?
Additional Details
We are both 22 years old and live the same kind of lifestyle. They are both PPOs and both of our co-pays are $25 for regular doctor visits. I'm not sure what our deductibles are though... |
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Soozie Q
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There are so many variables here. Generally speaking, if you are young, his insurance should be cheaper than yours because you are a woman of childbearing age. It sounds like your employer plays 100% of your premium, whereas his employer only pays a percentage of his. Or he may have better insurance than you do. Do you know what his or your deductibles are or what your co-insurance is? Like my deductible is $500 and my co-insurance is 20% of the final medical bill.
Edit: Considering you are both healthy, a young man's health insurance is far cheaper than a woman's so the other posters are wrong about that. But if your boyfriend is on medication or has some sort of disease like diabetes or high blood pressure, then his will be higher. For example, my husband and I are 30, both healthy. His insurance is $90/month and mine is $390/month!
Ok, then it sounds like either your employer just pays more (all) of your premium and his only pays a percentage of his. That or his plan is better meaning he could have a much lower deductible and lower co-insurance. It's good that you both have PPOs. His actually isn't that high. You just got an awesome deal. Consider yourself very lucky. |
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Danny
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I work for an Insurance company and, its proven, stactictics show men have a shorter life span and also go less to Doctor though out their life... Women go to doctor more often, for example, Mamograhms etc....
men dont really care or have time to, like they should |
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orlandocarswell
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its just that he is at a higher risk than you, 1st that he is a male and if he drink or smoke and what type of hoobies he does, and if you are good are bars email me I might have a opportunity 4 u |
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kana121569
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You both work for different companies so you would have different insurance polices. It depends on what Insurance plan your employer chooses to offer their employees and how much they want to pay. Your copays could be different when you go to the Doctor or one plan could cover more. There are so many different plans out there so it doesn't matter you both have Health plus or Blue Cross etc. Some plans cover special things like orthotics or infertility treatment so the cost to the employer/employee is more. |
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Randi
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It really depends on what kind of insurance the companies carry-and yes, what the company helps pay for. Yours is just more generous. My boyfriend pays about half as much as I do because his company covers more of it. |
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mbrcatz
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He's got a low/no deductible, and you don't.
Or, his policy includes maternity coverage, and yours doesn't.
Plus, you're looking at YOUR cost, not TRUE cost. Bottom line - each of your insurers are kicking in money, too. Clearly, your employer kicks in more than his does.
Some employers pay a flat amount towards insurance, some pay a percentage. |
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