 Can you lose your house if you have no homeowners insurance? |
| My baby-mamma's insurance was cancelled & she has not made the effort to get a new policy for almost a year. Can the mortgage company take her house?... |
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 Life Insurance Question? |
What are the statistics of how many people have life insurance, and die at an early age?
I want to know out of the 250 million people in the US, how many people die unexpectatly, not of ... |
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 Is 200 dollars too much for 500k life insurance? |
I get this in my email box and was wondering if the quote there was right
<a href="http://dealsaway.com/ads target="_blank">URGENT!
Life ... |
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 I am working in pakistan,how can i get job in usa ? |
Bechlor of commerse having sound knowdgle in the capicty of Textile field,Mechandiser
Additional Details
Working here in Pakistan as manager Merchendiser in textile field,having sound ... |
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 Are proceeds of Life Insurance tax free? |
| I have a term life insurance policy with my spouse as the sole beneficiary. I wanted to know if she were to collect on that policy, are there any taxes due on the face value or would she be entitled ... |
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 Travel Insurance and Health Insurance for Denmark Visa?? |
which one is mandatory for the Denmark Visa ? "Travel Insurance" or "Health Insurance" ?
...And is there any difference between these insurances? If anyone has a little ... |
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 I had a car bump into my rear while what do i do next insurance of his wont pay?? |
| picking up my child at school an some guy bumped into me trying to squeeze his big black truck into the line he bumped my vechile and then picked up his kid and left i tried to get ahold of him ... |
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 Were do you really find a good and cheep auto insurance quote.? |
no gimicks
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this must be a hard to answer.
the rich get richer&the poor stay ... |
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 How can I get health insurance that includes maternity? (not through an employer)? |
I own my own business and need health insurance that includes maternity benefits. Surprisingly (to me) this is nearly impossible. Any ideas?
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I'm already married ... |
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 What if you don't have your co pay when you go to the er with insurance? |
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Are you sure they will bill me? I have blue cross blue shield for over 1 year but never used it. My card say's $50-100 co pay for ER,but I don't have it now.... |
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 Can I have car insurance policy under my father even after I'm married, changed name and address? |
| I have insurance policy under my father since I was single. Now I'm married and I included my fiance on the policy. We moved out of my parents house. My fiance and I just bought a new car and the car ... |
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 I took out a insurance policy in 1990. The agent wrote down the wrong year of my birth. and now he tells me ? |
| He tells me that when I die, the money that I should have been paying monthly, will be subtracted from the total amount of my policy. This means the face value of my policy will greatly decrease. T... |
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 A few days another driver hit my car, so i followed guidelines called the police filed a calim(he was found at |
| at fault i went to get the estimate(672) but his insurance wont pay for it because of so called confliciting stories!! i have the police reports that say he is at fault how is that conflicting what ... |
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 Accidental death insurance claim question? |
| My father died 10 years ago from a accidental drowning accident while tubing at a river, he was not married at the time and I am his only child.Anyway I recently found a accidental life insurance ... |
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usmc169viper | How do I find health insurance if I have been told we are uninsurable? |
I am asking this question for my m-in-law. Retired early, had extensive back surgery, f-in-law has diabetes and possible heart issues. Going to be coming off of COBRA in California, and are looking for health insurance. Aren't there health insurances like Medicaid/Care that cover hard to insure people that are in > 50yr age group?? What if they change their residency from Calif. to Texas?? Does it matter?? |
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mbrcatz
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50 is too young for medicare. Medicaid is for the very low income, you could certainly APPLY for medicaid, but if they have any assets, they are likely to not qualify. It doesn't change much, the income guidelines, from state to state, HOWEVER, coverage in one state (the state of residence) ONLY covers you for services in THAT STATE. So if they CALL their residence Texas, they won't be paid for any services in CA.
One thing to look into - if they are on SSDI, after 27 months of SSDI, they'd qualify for MEDICARE, even if they aren't old enough otherwise.
Also, the diabetic should look into part time work, at Walmart or something. Walmart does offer group benefits to their part time employees - which is a MAJOR bonus for the older crowd.
There isn't a group for "hard to insure" people, because as a group, you can't get enough premium dollars from them to cover the costs, WHICH ARE EXTENSIVE. Sorry for the bad news. |
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ccassiegal51657
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Texas has a high risk health insurance pool. Contact a health insurance agency in Texas or The Texas Dept. of Insurance in Austin,Texas. The premiums are a little more but it's the same coverage you would have if you were not high risk. |
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Reginald S
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take a look at our insurance place. We accept all pre existing conditions. go to http://freedombenefits.info |
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martyn.whitby
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As long as they have credible coverage, they have rights under HIPAA. They need to apply for insurance before that credible coverage ends. They will be declined, however, they can appeal it and have coverage extended to them. I am licensed in Arizona and not familiar with California's stae-specific rules, but in Arizona the insurers cannot increase the price more than three times the rate they would receive without the declining condition.
Underwriting guidelines are also state specific, but they should consider their options both together and individually. Diabetes and back issues may be treated differently by different companies.
Finally, I would suggest they be proactive through the application process. Since HIPAA portability policies are typically uncommissionable and not in an insurance companies best interest, they will want to be prepared to provide medical records and attending physician statements themselves.
California may also have state assistance or even insurance programs. I would contact the State's Insurance Department to find out. |
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Tracy
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I work for a medical discount benefits company. It isn't insurance but is very affordable. We have a great program that offers a prescription card that will cover all prescriptions for $82 a month regardless of the price (as long as they meet the income guidelines). Here's a website to look at:
www.everybodyhasteeth.info
Like I said, it isn't insurance but it might help. I carry it myself and it is very helpful. There are no age limits, pre-existing conditions, etc. Anyone can receive coverage and the plans are very affordable - The most being less than $60 a month and the cheapest $20 a month. IM or email me if you have any questions. Good luck! |
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