How do I find out if I have money coming to me from a long ago life insurance policy?

Home | Links | Contact Us | Bookmark

Financial Forum Search :

Financial Forum

Insurance

Finance Discussion Forum

Advertising & Marketing Corporations Credit Insurance Investing Personal Finance Renting & Real Estate Small Business Taxes Business & Finance

I don't understand health insurance hmo or ppo.?

Ok right now I do not have health insurance but my husband does. we just found out that I'm pregnant about 5 weeks, so I need to find health care quick. I DO NOT want to be a welfare mom and ...

Health insurance... need some?

Hi. I'm a 27 year old white female who lives in Virginia. I need some kind of health insurance but I am VERY VERY Low income. I only get about 600$ a month total, but have no rent fees or ...

Can you borrower from life insurance policies?

...

I am looking for a place online to research and buy life and health direct insurance for me and the family?

Anyone aware of a site for this? Is it a good idea. I know life and health are complicated but I think agents make it confusing sometimes......

Can i cash in my dads check w/ his name on the check???

im already 18(if that has to do w/ anything) and am his son. so, can i cash in my dads check? will it just work to show a proof of ID? the check is around $200. i dont wanna look stupid....

If a friend borrows my car and gets a DUI, how will it affect my insurance?

...

My income is 1lakh 50 thousand.Being a female how much is my taxable income ?Which policy will be suitable for

...

Why am I having to pay forever-increasing flood insurance on my house, which is near a flood zone, but not in ?

...

I'm not sure what kind of health insurance to get?

Is it usually best to get health insurance from your employer even if you make low wages? I'm covered under Minnesota Care, health insurance plan offered in MN for people who don't make ...

Can i cash my insurance check if it has my name on it and the body shop name on can i use it to pay other bill

...

I have a medical condition and would like to know where i can get travel insurance at a reasonable cost?

...

Insurance...i backed my newly owned/newly insured vehicle into a wall?

i filed a claim, not knowing what to do exactly, but i was later told that i shouldn't have filed the claim because the damage isn't going to be too great a cost. i have a 500 deductible, ...

I am a pregnant teen about to deliver and I am on my moms insurance policy.?

Once the baby is born will the hospital bill be cover under her insurance or can the baby be covered under the fathers insurance (he will be on the birth certificate and the baby will have his last ...

What are the requirements for car in surance in the usa states?

I would like to know what kind of car insurance do you need to have in every state....

Car insurance renewal?

Hi dear friends, I and my wife are foreign nationals in the U.S., my wife is an international student and I am unemployed, as we want to renew our car insurance, we find it very difficult to pay for ...

Health Insurance?

I need some advice...okay I will be graduating in May 08 and will begin working at a hospital as an RN and will get health insurance benefits, but as of right now I do not have any insurance. I was ...

Can I be covered under my parent's health insurance if half-time?

I'm a senior undergrad student set to graduate in December. Since I'm done with all my requirements I am enrolled half time in school and I begin grad school full time in January. I am ...

Insurance coverage after you leave the job?

I had a full time job with insurance benefits..I put my notice in and left my job on the 10th of June..I have a gyno appointment today and I quit this job 2 weeks ago..I heard insurance will continue ...

How exactly does insurance affect our economy?

I understand the basics of insurance. That is the transfer of risk. That insurance companies bet on getting more in premiums than they have to pay out in claims. What I'm trying to understand ...

How can I recover accidental death benefit when I don't have access to medical records?

I'm the beneficiary of my domestic partner's life insurance/accidental death benefit. My boyfriend died in an accident. The insurance company won't pay out with the medical records, ...

Pat T

How do I find out if I have money coming to me from a long ago life insurance policy?

My Great Aunt bought me a life insurance policy on me at age 13, I dont remember the name of the company and she is long dead. Is there a way to find out if I have money coming to me from it being matured?

mbrcatz

Um, it doesn't work that way. If she's long dead, it's pretty safe to assume that the premiums haven't been paid, and the policy is expired.

You don't get money when it "matures" - it's not a savings bond, sorry! Any cash value would have been used up to pay the premiums after she stopped paying them.

To directly answer your question, there is NO CENTRAL DATABASE where you can find out if someone has their life insured. Sorry. If you don't have the name of the company at least, you're pretty much SOL.

mkulda

Well if she bought the policy on her with you as the beneficiary then you had the money coming to you the moment she died.....not when it matured.

If you don't remember the name of the company or if her family can't remember and has no paperwork on it.....then you won't be able to get the money.

There is no one central repository that has the name of all policyholders and companies.

People seem to think there is some grand master life insurance database...but there isn't one.

One more example of why....whenever you buy life insurance for yourself....make damn certain the person who is the beneficiary knows how much is there and which company it is with.

If you don't....every dime of premium you paid gets wasted if the beneficiary doesn't know to make a claim.

If she bought the policy on you and it is paid off.....then she basically threw the money away because when you die...your heirs will not know who to collect from.

You should go to her surviving children and see if they remember which company she had with her life policy and see if they have one on you too.

Wendy S

Without knowing the name of the company it's nearly impossible to find a policy.

Chances are that whoever handled her estate would have found the policy when settling her affairs. They could not have taken the money instead of giving it to you. It is likely that she let it lapse.

You can always check with her state's Unclaimed Property site to see if you are listed.

Good luck!

larsgirl

each state has an unclaimed property dept. , or state controllers office. you can also try. www.foundmoney.com

Enter Your Message or Comment

User Name:
User Email:
Post a comment: