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rollinscus
How do I get a copy of my husbands life insurance policies?
He has life insurance on us both. He recently informed me that he had made a change of the secondary beneficiarie. I found it odd as the change he made was supposed to be the way he set it up in the first place.
That is protected information, so you will need to answer the security questions that they have set in place.
Financial JUSTICE
You ask him where he put his life policies.
Insurance
Insurance company will send an endorsement letter to your husband. This letter will be an important document to keep, as it will indicate the amendmend made to the named beneficiaries and the percentage of the allocation.
Usually it will take 3-4 weeks for this letter to arrived. Ask permission from your husband to read this letter. This letter is important because it also proof that your agent actually submitted your husband request.
Please check the letter (addendum) to your policy
laxmi s
As with most insurance polices, life assurance is a contract between the insurer and the policy owner (policyholder) whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon life (or lives) of the people named in the policy
AE N
Ask your husband for a copy. and who is the secondary beneficiary?
John
If you can't ask your husband for a copy or he wouldn't show you a copy, then you need to think about your relationship with your husband.
Analyst
Ask ur husband
for a copy, if you r concern.
But I am wondering if you have seen yours.
Or if he took out any at all.
mbrcatz
OK, if he's the policy owner, he can make whatever beneficiary changes he wants, and you can't do a thing about it.
You'll have to ask him to see a copy. Even if it's your life insured, if he's the policy owner, the insurance company won't give you a copy. But it doesn't matter much, as he can change the beneficiary clause every week if he wants to.
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