 Kaiser Permanente? |
| I'm considering going with Kaiser Permanente insurance. What are your thoughts on this? Recommendations?... |
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 There is no such thing as life insurance, is there? should be Assurance? |
| when i was an Insurance salesman i sold life Assurance, insuring against thing that WILL happen, well you are going to die aren't you!! insurance is insuring against things that MIGHT happen, so ... |
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 If my insurance does not cover maternity....? |
Can I purchase an insurance plan which only covers maternity costs before I get pregnant?
And if so, how much would that cost (average)?... |
|
 What kind of jobs pay 200k or more starting out? |
I'm curious as to what line of work pays salaries of 200k or more with potential for growth just starting out?
And what kind of degrees or experience is needed for such jobs?
... |
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 If I get married will I still have insurance? |
| My fiance and I are getting married, I just wanted to know if I will still be covered by my parents insurance. Does anybody know?... |
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 Anyone who has any idea about insurance plz help!? |
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 What do Bed and Breakfast owners do about health insurance for themselves and family? |
| Does anyone know what the owner of a Bed and Breakfast does for personal health insurance?... |
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 Should I accept an offer of a direct cash payment for an auto accident, or should I insist on filing a claim? |
| I was involved in an auto accident recently with the 16 yr. old daughter of a reasonably wealthy man. He approached me at the scene of the accident and told me he doesn't want his insurance ... |
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| I am an only child, and my granfather named my mom as benificiary, but she has passed, who does the money go to now? How can I find out?... |
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 What company offers good life insurance? |
| What kind of questions do i need to ask them, what to look for, etc. I'm looking to purchase 500k (ea.) for me and my wife.... |
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 Pregnant-Can I get health insurance??? |
| Right now I have a new job and won't qualify for benefits for a few months. I am under my husband's policy right now and I am 8 weeks pregnant. My husband is considering quitting his job ... |
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nemisismine | How do I go about cashing in an insurance policy if the company no longer exists.? |
I have three old insurance policies that are paid up. I want to cash them in for the face value. But the insurance company from which they were purchaced no longer has a listing in any directory. Where do I go to get my money? |
 |
 
mkulda
 |
Unless a life insurer has liquidated (which is very, very rare)...there is going to be a successor company.
In almost every state, there is an insurance trade association.
You should find the one for the state you are living in and call them. They have books that have successor companies in them and most trade associations can find out which company is now obligated to handle your claim.
Once you find out, call the successor company and tell them you wish to make a claim against a predecessor company.
They'll gladly pay the claim. Good luck! |
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Kutekymmee
 |
what happened to the insurance company?
if they were bought by another company, that new company must honor the policy.
if they went bankrupt, you can make a claim against any assets they have left. talk to a lawyer. |
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deep5223
 |
Most life insurance companies do not go out of business, they are bought by other companies. Contact your state insurance commissioner's office and they should be able to tell you who bought the company. They will honor your contracts. |
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Just Say NO to 9-5 Jobs
|
life insurance contract is a binding contract so no company can just cancel a policy without reasoning even if the go out of business. All your premiums should of been refunded or something. Contact your state insurance regulatory company or NAIC to see what's up. And the face value of your isurance is what is paid when you die. You cannot cash in a policy unless it accumulates a cash value, which only certain types of insurance has, and the cash value is not equal to face amount unless specified iin a certain number of years. It is not complicated but I suggest you read up on the type of policy you have. |
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lescaldwell1951
 |
Hi......I'm in the Insurance business...Tell me what state you are in and I will get you in touch with the right people in your state to help you. E-mail me at RBC INSURANCE @
les.caldwell@libertyagency.com |
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good_firefox
|
i feel sorry for that, perhaps you cannot get your money back.
you can see these suggestion about insurance saving.
http://www.bernanke.cn/insurance-saving-tips.html
Wish it will help you.
Good Luck! |
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mbrcatz
|
Face value is how much you get if you die, not how much you can cash them in for. You'll have to ask the company how much they are worth to cash in.
You can check at www.ambest.com to track down the new company name, if there was a name change. |
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