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 Insurance marketing ideas? Contests? Promotions?
I'm new to a major insurance company's marketing dept and was looking for new and creative ideas on incentives, promotions, contests, etc. to help drive and motivate our agents to increase ...


 New York Life Insurance question..?
My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 2...


 Help understanding medical insurance, please help?
I just purchased this medical insurance a few minutes ago,
"Breakthru 80 Plan, $500 Deductible" with Regence Blueshield. I am a little concerned on what is going to happen. I see a A...


 Will my insurance cover this?!?
i was wondering, health insurance covers a lot of things, such as it will pay for half of your gym membership if you go a certain amount of times. i want to sign a martial arts center, could this be ...


 How can i find out what my insurance covers?
Im seventeen and i think we have medical mutual, my mom is touchy about me asking for contacts so im thinking about just making the appointment for myself. is there some way i can figure out if my ...


 Will computerizing doctor patent files and making paper work obsolete will make health care costs go down?
If the doctors are all computerized and paper work for patents as well as for filing insurance claims made faster by less paper work, will it drive the cost of health care down? Thanks in advance for ...


 Am I paying too much for health insurance? 29 year old healthy non-smoker paying $114 a month?
I am a 29 yr old, in shape, non smoker/drinker no history of health problems, and they just raised my health insurance from $98 to $114 a month. I live in Florida, and this seems very high to me? I ...


 Which would have higher insurance?
Im looking at buying a 2000 Mercedes-Benz SUV (not sure of the exact model) or a 2005 Ford Explorer (not sure of the model as well). Which one would have the highest insurance costs?...


 Switching health care providers... Billing question. Help. Please.?
My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ...


 Is there any health insurance that covers brothers and sisters and also tax exemption.?
I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that....


 Good Guaranteed return pension plan ????
Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ...


 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?
What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ...


 I has my daughter when i was in high school mom provided insurance and everything else always have I got an?
apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ...


 If a dependent child commits suicide while under a life insurance policy, does it still pay?
I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ...


 My parents had an explosion & fire in their manufactured home. State Farm is their insurer on an ACV basis.?
The adjuster came out and said State Farm would decide on a repair figure on the home and contents, then apply applicable depreciation and cut them a check. There is a loan against the property. I ...


 Home insurance for a home that was built 107 years ago...?
why on earth did i get a quote of 3500-4000 for 300k insurance on this home? Is the home that damn old?...


 Does anyone know of any affordable health insurance for individuals or small businesses in texas?
...


 Doctors billed my secondary insurance but not bill my primary? How to make them fix this?
My doctor billed my secondary insurance. The secondary paid then asked to refund., and sent me letters said that if the doctor does not refund, I will have to reimburse them for it.

I ...


 Simple insurance question??
is a 'monthly preminum' the amount taken out of your check for insurance?...


 Is there anyone self employed with decent health insurance that is not from a spouse's employment?
We're looking for family coverage....



quinnthebeautiful
How do I go about getting bonded and insured to offer a dog walking service in my town??
                     
 




Angela B
One of the best ways to obtain insurance for your business is to join an association of petsitters or dogwalkers, if such exists in your province or state. I am familiar with both the Canadian and the Petsitters International, as I worked with a client of ours who successfully set up a home-based business. Associations like this can use their numbers to negotiate with insurance companies specialized rates to cover said liabilities from the specific business interests involved.


ML
Rating
Bonded is usually involving a surety (money) issue. Since you are not hamdling money on your clients behalf you should be required to be bonded. Contractors and such are required to be bonded by the states they do business in for the states protection.

Most agents will be able to assist you in a small business package which would include liability protection for any accisents that may happen. You may also want to check your Homeowners/Renters policy to see if they can cover the business on that policy.

Hope this helps


SmartAleck
you will need to contact a licensed property and casualty insurance agent and ask about liability insurance (sometimes errors and omissions insurance is required in addition to general liability). for your own sake, also check into disability and/or health insurance - you will need to contact a licensed life/health insurance agent for those types of policies. check with your state's department of insurance to see what types of policies are required or recommended for a small business owner or entrepreneur. best of luck to you!


tedsmeds
It seems like there are an infinite number of businesses providing an infinite number products or services. Its great that you are doing this the right way, getting insurance to cover your self and your business. The best way to start looking for insurance is going with an independent agent. The "BIG I" website can help you, http://www.iiaa.org/.

All bonds fall into one of these two categories: surety or fidelity. Surety bond assures your customer that you will complete the job, mostly for contractors. Fidelity bond is one that assures that if something is stolen by you or your employees while performing services for a customer, that they will not be at a loss since your bond would pay. It seems that you have no need for either of the two unless you have keys to your customers homes and if that is the case then a fidelity bond would be appropriate. An independent agent can also help with that.

I hope that helped.


mbrcatz
Call around to local, independent insurance agencies.


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