 What are some reasons why insurance co. settles a lawsuit? |
| What are some reasons why an insurance co. settles a lawsuit(premises liability). Could one reason be that the plaintiff and lawyer have a solid case? And they see client was wrong?... |
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 Is my 18-year-old highschool dropout still covered on my health insurance? |
| My son turned 18 in March, and I just signed him out of public school (he was nowhere close to getting his diploma; whole different story). He will be getting his GED and attending community college ... |
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 Is it important to take photos of insurable items? |
| I recently took photos of some of the stuff in the apartment that I want to insure. I'm also trying to estimate how much we should be insuring our apartment for. I took pictures of rare books, ... |
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| Can i get a temporary health insurance for 2 yrs until i graduate and start my job.Also which health insurance |
has good benefits and is affordable.I need help choosing one
Additional Details
The insurance that my college provide does not come with good ... |
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 Is there anything I can do about making payments on a car that was totaled and NOT covered by Insurance ? |
| My car was totaled by an excluded driver, Ins. Co. won't pay. We are still liable for our monthly car payment, does anyone know anything we can do? Don't want to get bad credit rating, and ... |
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 Is it a good idea to borrow money on a life insurance policy? |
| I need $1000.00 for home repairs and to pay some bills. I am thinking about borrowing on a life insurance policy. The interest is 8%. How much will I be paying back if I repay it within 12 months. Is ... |
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 I have a small cleaning service, how much per year should I expect to pay for minimal liability insurance? |
Also, how much approximately to be bonded? I just want to get a roundabout idea?
Also, is it necessary in all cases to carry business liability insurance for small businesses.... |
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 Why could be LabCorp be denying our insurance? |
| So back in March I found out that I was pregnant. My husband and I didn't have insurance then and was paying $500 out of pocket every monthly doctor's visit until we finally got insurance ... |
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 Tiitanic was deliberately sunk?? |
Hey guys,
I was shocked when I saw a particular post in an Insurance discussion board,
http://www.ampminsure.or
What do you guys say?... |
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 National Insurance Number ? |
| I was just wondering what age do you get your national insurance number? Is it 15 and 9 months? Because I really need it so I can start my full time job.... |
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 Lost ring: reward? |
| If you lost an expensive diamond ring, and were reimbursed for it by your insurance company, then shortly afterward you found the ring, would you return the money?... |
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 Does anyone work for farmers insurance? |
I was offered an an insurance agent position. But still unsure about taking it. They seem to offer quite a bit
Additional Details
Please if you will, whats your opinion of this company,... |
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 Can my wife take me out of the Medical Insurance? |
| We are separated for almost 4 months but we did not file for divorce yet. Today I found out that she took me out of the medical insurance 3 months ago?...and she did not even tell me! She has ... |
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 How can I get authenticity of my prize winning information that i received by e-mail from south africa? |
| Information that I won a lottery and that prize money was insured on my name by taking an insurance bond (Copy also sent to me by e-mail) from an insurance company in south africa by that lottery ... |
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 I would like to be an insurance adjuster, not a salesman, I am 36 yrs. old not sure where to start.? |
| I need to take some direction in my life, have done nothing up till now but just get by. (exist) I don't have much, just your basic education, a used car, and an apt. I can't afford. W... |
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 Pet insurance? |
can anyone please explain in further details what the following means:
complementary treatment
third party liability
holiday fees
... |
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 How much would my insurance rate differ if i bought a car with cash or financed? |
| I am 16 years old and the quote i received for buying the car in cash was about 1200 a year. how much more would my insurance be if i financed ?... |
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 I want to start as an insurance agent. Where should I start from? Can anyone give me serious advise? |
| I have just became financial advsior and I want to start my own insurance business. Has anyone have any important tips? I will start it part time first so that I can carry on with my job and then ... |
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Lynn D | How do I know if an insurance company is legitamate? |
I've gotten mailings from 21st Century Insurance. But before I bother applying, I want to know if they are reputable. |
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DuSteDShaDoW
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Aside from checking there financial ratings, you may want to actually check with your State.
Each State and each Insurance Company has to file with the State before they are able to sell any policies in your State, also the State should maintain an Insurance Website ( search for DOI [insert your state]) and with any luck you will have all the information you need.
Good Luck!
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sh.1959
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First, check with your state insurance department to see if they have registered their company with the state. All state insurance departments now have a web site or you can call. If they are registered, ask if any complaints have been filed against them. The state insurance departments are pretty protective of the public and will tell you if a company has been in trouble in the past. If everything checks out there, then look up their ratings as other have suggested. Don't use a company with a low rating, there are plenty of them that have high ratings that offer affordable prices. |
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Joey H
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Lynn,
Anytime you get solicitations from insurance companies, I would check their financial ratings. These ratings determine the financial stability of a company. You can look at A.M. Best, Moody's, S&P, and Fitch to name a few. All of these services have a guide on what their particular rating for a company means.
21st Century is a reputable company with solid financials. A+ rated according to A.M. Best. |
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cdb_star95030
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Check A.M. best ratings.
They provide data and research on almost every major insurance company in North America. A++ is the highest rating and indicates the company is financially strong and has the resources to pay claimants. |
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mbrcatz
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Legitimate, or reputable? Two different things.
Check with your state insurance department. They can tell you if they're licensed to sell insurance in your state. They can ALSO tell you if there are complaints against them.
You can ALSO check with your BBB. |
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Barry auh2o
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If any doubt, look closely at the brochure. Does itsay "licensed in.(your state) |
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