I really dont know where to start. I have heard that i cost a lot more to get insurance on your own. How do i get the best price? Or the same price as if i was getting from an employer?...
1) decline 2)pip insured only 3) pip insured and relative only 4)pip insured with excluded work loss. Also they want 2 know if i want additional pip coverage.What should i say?...
I currently receive bi-weekly unemployment checks. I live in California, but in a few months, I will be relocating to Texas. Basically I just need to know if I will be receive insurance from another ...
Can you purchase whole life insurance that is good no matter where you live so say you spend a couple of years in europe then back to the states then off to asia . are you always really covered by ...
Can I keep the check. It was made out just in my name. I went to a repair shop nearly a month ago, and they said they would order parts, and call me to have me drop off car I agreed, but when I ...
I am Curious if I can speak with the underwriters State Farm uses to review my Life Policy. When I submitted the info to my agent I know he said it went to the underwriters for review, just as my ...
My fiance is pregnant and she has already got medicaid for our new baby. Does anyone know if it will be cancelled when we get married? I could call... but that won't be till Monday. A...
Im will be 65 shortly and im trying to find a medicare supplement, and I have narrowed it down to aarp, mutal of omaha and secure harizon how do yall fell about these? Do you have any advice?...
I would really like to know how it can be done. I am sitting behind this computer wondering how this can be established, but I really can't come up with any ideas to do it without including a ...
Dmitry P
How do elderly people coming for permanent residence to US get health insurance?
My parents who are approx. 70 years old are considering coming to live with my family to US. My main concern is how they are going to get the health insurance. Any pointers? Thanks in advance
There is a plan available for them. Called the Bridge Plan, it is available as soon as they establish permanent residency in the U.S. There are several different plans with monthly premium from $283 to $469 for people age 70-74. It only covers them in the U.S. so if they go out of the country to visit they'll have to get temporary International insurance.
5 years after establishing residency they will be eligible for Medicare but they will have to pay both Part A and Part B premiums.
mbrcatz
Well, it's going to be pretty darned tough. Most elderly go for medicare, but as they're not US citizens, they won't be eligible. Most individual companies won't insure the elderly, because of the very high costs of medical care - it might easily cost them $1200 a month EACH. But NO company is going to insure them, coming from another country.
I think they'd be better off trying to locate a policy THERE, that will cover them once they move HERE.
Tony Mc
I assume that they have not paid into the Social Security system so they do not qualify for Medicare? I also assume that they do not work for a big company so they cannot get on a group policy?
If the answer to both of these is no, then contact a broker who specializes in this kind of thing. Try this link: http://www.assurecor.com. I am sure that there are others.
girlwhoknowsitstrue
Once they're established as permanent residents (which takes a few years), they can apply for health insurance - probably through AARP or another "group" type policy.
Polar Molar
Phone their insurance plan they should be able to answer your questions !!! The number will be on their policy !! Good Luck !!!
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