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 Does anyone else hate insurance?
...


 Should health care be provided for everyone?
What about higher taxes?...


 What is the car insurance company that offers 40% off for teenagers?
What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways ...


 No health insurance or income...need surgery for leg. What to do?
My boyfriend tore his ACL in his leg. It did not happen at his home so he cannot clain homeowners insurance on it.

Since he can't walk, he can't work either. His job requires ...


 I have to ask all.. Because State Farm insurance will not cover Mississippi..Do you trust State farm anymore?
If Start Farm will not cover New Orleans and southern Alabama, Mississippi? Would you trust them for Auto Insurance? The outcome of this question will be a MinnesotaRick's yahoo 360 blog.....


 Getting insurance for an expensive watch?
Does anyone know of any companies that provide insurance on expensive watches? I don't have a homeowners policy to add it on to, so i was looking for a standalone policy for a particular item....


 Totaled SUV, their fault , insurance will only pay what its worth, have 3K left to payoff-what is best action?
HONDA 2006 CRV SUV(mini) struck from behind. Even they (other party)have good insurance. Co. says we will get what its worth even though we owe.We will be out 2-3K? or get less what we get from ...


 Which is the best childrens' insurance plans?
Please detail about both unit linked & regular insurance plans....


 Question about carrying two Major Medical Insurance policies on 1 individual?
My wife and I are having a kid and we both have HMOs from our individual employers. We both have high deductibles and ultimately similar coverage. A friend (who isn't in the insurance business)...


 I'm a 22YO student (no FT job) and am no longer covered by my family's insurance. What options do I have? Thx
...


 Is it legal to keep a check from my health insurance company that they expect me to pay the doctor with?
We are having a really difficult time financially. My husband gets a very large bonus in December and we will be back on track and then some. So here's my question. I recently went to the ER and ...


 I am 19 and have insurance from medicad but my cut off is when I turn 20 what do I do from their?
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 Where can i find affordable health insurance ??
I am a single mother of two daughters. I make too much for medicaid, the kind my job offers is too much for me to pay, $332 per month. Is that good or bad, the $332??...


 If I let someone drive my car and they rear end someone but no ticket issued, will my insurance go up?
A car in front of us had a tire fall off and they were in the road with a tire off and the car directly in front of us slammed on their brakes, my friend rear ended the car in front of us causing a ...


 Getting health insurance with a pre-existing condition?
I just quit my job and no longer have health insurance. I also have a very mild case of Chrons disease....I take pills daily for it, but other than that I'm in great health. I would like to ...


 Do you think it is neccessary to save old bills such as elecric, water, car insurence etc. Biils already payed
Or is is best to through the old stuff away? Ex: old bank statements, water, cable bills etc?...


 I'm a new insurance agent, what's the best way to get business?
What are some strategies? Any advice would be greatly appreciated!...


 Why dont more americans join the ACLU, im so glad that they are speaking out against police tasers?
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 Home insurance ? Help please I am hoping to successfully claim for my carpet which has been ruined by pets
Being locked into the lounge in my absence. I cannot afford to replace the carpets due to redundancy last year. Still trying to find a job. I hear they always try to avoid paying out. So any ...


 Can I get Unemployment?
I left a job after about 4 years of service..They hired a manager that decided to cut my pay by about 20% and I walked of the job about a week later.I didn’t tell them anything..I just cleared out ...



mrsgoodbody
How do i find out if someone has taken out a life insurance policy on me without my knowledge?
                     
 




dragonfly_3
Wow, that's creepy!

I know a lot of employers do this and make themselves the beneficiary if you kick off, but I think they tell you they do that...??


Me, Myself & I
The only people who could take out a life insurance policy on you are your parents if you are under age or your spouse if you are married. At least it's that way in the state of Massachusetts. It may vary in other states but probably not by much. Call an insurance company in your state and ask to speak with an attorney in their legal department and ask this question.


Kacky
It's crazy, but if the person has an "insurable interest", meaning they're related to you in some way, they can do it! Just get away from the person in question. Tell everyone about your suspicions and report any creepy activity to the police. They can't do anything about it but at least they'll have a record of it if the person does try to hurt you.


trp244
Rating
You probably cannot find out.

Anyone with a legitimate interest in your life may buy a policy without your knowledge. But there aren't a lot of people with an insurable interest. People you support, like your children, your spouse, your business partners and probably your employer have an insurable interest. That's about it.

Because of the potential for fraud and worse, insurance companies do not sell life insurance when insurable interest does not exist. An insurer would probably refuse to sell insurance on your life to someone not related to or otherwise involved with you. They don't want to pay a loss if they don't have to and they don't want to create a situation where someone would want to do away with someone else.


ricks
Rating
with out knowing if they did or the company, you cant. Even if you know the company, if you are not the owner of the policy, they wont give you any info about it. If you can tell them that there was fraud, then they can investigate. But, again, you would have to know the company. There are are far too many in the country for you to just call up and ask, "do you have a policy on me?"


wolf1230pack
Rating
this is illegal, and no benefits will be paid. Unless you are authorizing the purchase of the policy on you it cannot be done. Any agent that does it will have their license revoked. Their has to be a relationship by blood or you have to be a key employee for a purchase of a policy only with your permission.


529s.com
If you are a minor, a parent could get a small policy on you or a Child Term Rider on their policy that would cover you. If you are 18 or older most companies would require a medical on you before issueing the policy. You could also check with the Medical Information Bureau to see if there has been any inquiries on your health status.


clintwestwood
Stand on the edge of an express train platform for an hour


NONAME
Rating
no but they must be or have been a family member or present or past employeer


mbrcatz
Rating
They haven't. Unless you're legally incompetant, ie, you have a guardian, the insured person has to 1. sign an acknowledgement form on the application 2. submit to blood & possibly urine tests and 3. release their medical records to the insurance company.


SallyBeans
No one can take out a life insurance policy on your life without your signature on the paperwork. The only way they would be able to do this is by illegal forgery. If you suspect that this is the case, you might try hiring a private investigator to find out what life insurance company the person is using. The alternative is to be sure that you let people around you know that you would never consent to such a thing so that in case anything we to happen they could come forward on your behalf. Hope this helps some!


Raine Carosin
Rating
Well, for the record, I haven't signed any life insurance policy for any one, and I haven't ever taken out a life insurance policy on anyone. it's really creepy and bothers me a lot that there are people who murder for the claims and there is no way for any one to check up on a daily basis (for the paranoid like me) or whenever they feel "creepy". (I was watching an episode of medical detectives where a couple had been doing it for years and... well, the rest is history - ) but I'm just raising awareness that perhaps the governments should make it mandatory that the life insured and the beneficiary should be published somewhere. There's such a lot of crookery going on, it just sucks, man oh man. In fact, since I had the scare, I wish life insurance would be abolished completely... but that's my humble opinion.


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