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 What is the diff between Home and Dwelling?
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 Are there any life insurance companies that will cover someone who's had a recent DUI?
My husband wants life insurance but had a DUI a few months ago. When he applied the insurance company told him he'd have to wait 2 years and that most other companies will say the same thing.<...


 Can someone who's not in the best of health still get life insurance?
I'm in NYC, 44 yrs old, have panic disorder (no meds), mild high blood pressure (taking meds), and asthma that doesn't bother me anymore except when I get the flu. I'm about 50 lbs ...


 Is your insurance viod if you use something that isn`t ?
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 Is renter's insurance likely to cover mold damaged items stored in a basement?
I rent my house and we have a developing mold issue in the basement. I insure my belongings with State Farm. I am unsure if they cover mold/ mold damage in Renter's insurance. Do you have any ...


 Get Insurance Company to Help?
My LASIK procedure is gonna cost around 4 grand per eye (custom LASIK), and I have a pretty comprehensive health insurance plan (federal government) which I am a dependent on. Anthem Blue Cross Blue S...


 How can i find out how much the insurance pays for my braces? PLZ HELP!?
I had an appointment at the dentist, and the said that i probably should get braces, and we need to discuss it with the insurance..but how can i find out? And how much do you think they will pay for ...


 What do I do if I think my home owner insurance has been over charging me? ?
I think they have been Red Lining! If that is the correct phrase. I recently changed my insurance company and found out that they have been charging me almost 5 Times what I will be paying for the ...


 Changed insurance companies car received cover note for 7 days?
new company wants proof of ncd rang my old company they said i would receive the proof of ncd, havnt received the proof the cover note ran out yesterday now i cant tax car cos i havnt received ...


 What is an accord type form?
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 Is this a crappy insurance plan?
$1500 deductible for husband and self. $40 copay for brand name drugs and $10 copay for generics. An extra $400/year covers all physicals, pap smears and immunizations. Husband is paying $280 per ...


 Is there anyone out there who does this that can help me?
Selling insurance?

The reason I am curious is this: Recently I answered an add in the paper about working from home, well it turns out it is selling insurance. For the most part after ...


 United Health Care and Pregnancy ?
I'm 15 weeks pregnant and just found out that we make to much money for Medicaid. My husband has insurance thur his work with united health care. Can he just add me on and would it cover my ...


 Can a ex-federal convict qualify for a life insurance?
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 I would like to ask about the policy which named Market Plus?
i invested Rs.10,000/- last year towards the payment for market plus (for 3 years duration)Now, for this year I am unable to pay another 10,000/- for this year premium. If i dosen't pay this ...


 Can minors file for unemployment insurance in Connecticut?
If someone is 16 years old, they have had a job for 4 months, and then they lose their job, can they file for unemployment insurance? I doubt it, but I'm just checking.
Additional Details


 How long does it take to get a replacement social security card ?
i lost mine..when i went to a new job they wouldnt hire me until i get ...


 Anyone else have a case pending with AIG and they have not paid yet?
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 How much is your home owners insurance (yearly)?
What state do you live in? It is expected to rise up to 85%in Florida and we would like to compare. Florida answers are welcome as well....


 How can I get an insurance co to pay for my breast implants?
Not only are my boobs small but there is a significant difference in size in them. How do I swing it so I don't have to pay for them? Any ideas on how I could word it so an insurance company ...



Jareem G
How do insurance companies maximize their profits at the expense of good healthcare?
                     
 




~♠♥CJ♥♠~
Rating
Deny, deny, deny.

They'll do anything and everything to try to maximize their profits at any cost. They are always planning ways to change expensive benefits, change the language of their policy to give them loopholes to make denials when expensive requests come in, and formulate ways to make almost anything into a preexisting condition.

I know we'd all like to believe that they don't really do this, but the bottom line is that they are a business. Most people go into business to make money and the health insurance companies are no different.

Ever heard of Linda Peeno? She was a former managed care medical director who was so wracked with guilt from the way she played with peoples' lives as a medical director that she made a teary eyed confession to Congress about the evils of managed care.


The Dude
They limit or exclude preventative care. They exclude procedures using new technology or techniques, forcing patients to either go it alone or to be treated with equipment or procedures that are fast becoming outdated. They limit the choice of physicians or hospitals to a select few who are chosen not based on credentials but on willingness to accept a strict fee schedule for all the procedures they may perform. They require the patient to read and understand handbook and references the size of dictionaries in order to utilize their benefits and are quick to point out any error the participant makes in an effort to limit their access to the care they need. I could go on, I used to work for a Health Insurance Company and I hated it, I felt sick to my stomach over some of the things I saw happen to the participants who were in our care, and I think the company I worked for was better than many out there in that regard... it's sad.


Mezmarelda
They charge the most they possibly can, and pay out the least they possibly can. The rest is called profit, and they pay that out as dividends to their rich fat cat stock holders.


Dont_taze_me_bro
Rating
How?


mbrcatz
They don't. Your premise is faulty.


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