Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 How much does public liability insurance cost?
Just for a new start up business providing a database of inforamtion via the internet, not a very risky business really... i guess the biggest risk is i get sued for providing inacurate information. H...


 May i know how can i received the daily tips and quotes?
...


 How hard is it to start your own insurance company?
how much capital do you need or are there companysthat will front the ...


 Why can't my husband take me off of his medical benefits if i just signed up for benefits at my job?
This is so annoying, why are we forced to pay for benefits we don't need anymore. We were told that we have to wait until open enrollment until he can take me off of his plan. Benefits at my ...


 * house fire 40 days ago*Do you need a lawyer to deal with a insurance company after a house fire?
should we just trust our company? does the case just close when we cash a check or can we tell them about missing things later?

I just got out of the hospital and they have a check for me. ...


 I really need help please!!! I have an insurance question.?
I need to get a new auto policy because my car insurance expired. The insurance company wants $900 down and I cannot afford that. Is there something that I can do? Any advice would be appreciated....


 Is the locking mechanism for a door covered with insurance if broken?
...


 What is collision insurance?
...


 Is it unusual to have 90/10 health insurance that the company provides free of charge?
We have a $600 total family deductible and everyone in our area accepts the insurance. We are not charged monthly for this insurance. I was just wondering if any other companies offer similar plans ...


 Isnt it bullshit about women paying less for insurance?
Dont you reckon that it is an absolute ******* joke that women pay less for insurance. If anything, women are worse drivers than men.

And you cant say that men do more stupid **** than ...


 For people who work in the insurance industry?
why did you choose to work for an insurance company?

this question is geared more towards people in a financial role with the company

thanks in ...


 Looking for a insurance company?
My grandmother put a policy on me 30 yrs ago. She passed away a few years back and the paperwork was found by my mother. I wanted to contact the company to see if the policy was still active. I can�...


 Will car insurance cover a stolen vehicle?
...


 Are Life Insurance benefits taxed?
I dont know if that's the correct terminology, but when your are the beneficiary of a life insurance policy and the person dies, the money you collect. . . is that something you have to pay ...


 How Do I Negotiate With a Hospital On The Price of Giving Birth?
I am due in February and my doctor told me he delivers at two hospitals and told me which one was the better one. He said I needed to get a quote from this hospital and then get a quote from every ...


 My claim check from my homeowner' insurance co. put my name and the mortgage name. how do i deposit the check?
...


 Variable universal life question?
ok I see a lot of primerica agents in insurance questions like they know what their talking about here's a question an don't say buy term invest the rest it doesn't make sense every ...


 Pls anybody can tell me which is the best insurance company in new york new jersey and connecticut?
Pls anybody can tell me which is the best insurance company in new york new jersey and connecticut to sell commerical insurance, business policy, workers compensation etc which company do best ...


 I want to cancel my gerber life insurance?
...


 We can no longer afford insurance how does that work? what if you need a dr. where do you go?
...



KillMe
How do insurance work?

Additional Details
Like how do they calculate premiums and sum assured etc? The ones that i am interested in is investment linked policies. And is there any software online that do such calculations?
                     
 




shizbomb WMD
Rating
What type of insurance are you talking about.


CzaLeo
market value demand and risk


sastry_kvkunapuli
basically there are two kinds of insurance ie life insurance and nonlie insurance.generaly the following is the procedure for providing insurance cover:-
1.life.... here the age factor and health considerations play a major roll.
insurance premium depends on ..
sum assured,
age,
nature of job,
earning capacity,family medical history.
the amount is determined based on acturial valuation.

nonlife...
in this case,value of the asset is taken into consideration.
place of deployment,nature of tasks to be undertaken by the asset,balance life,maintenance aspects ans contracts are also considered.

insurance contracts are good faith contracts in the sense that the insured provides faithful data!


swamp4jeff
Rating
Go to any casino, lose lots of money, go home with nothing-insurance is legalized gambling only the house (Ins. Co.) gets a much better cut.


insuranceguytx
Rating
First, if you live with your screen name as your mantra, you will have a difficult time getting life insurance (just a joke).

The best way to answer your questions in regards to the best course of action for you to take is for you to talk to one or more financial professionals. Talk to as many as you need to before you become comfortable.

The issues that you face in your life, if you are like most people, are too complicated to answer on a message board UNLESS you want to post all of your personal financial information.

A cash value life insurance policy is a tool to accomplish a goal. In and of itself it is neither good nor bad. Same for a 401k or an IRA. A kitchen knife in the hands of Emeril produces a fine meal. A kitchen knife in the hands of a psycho in a slasher movie produces death. The knife is neither good nor bad but rather the way it is used is good or bad. Same for every financial product.

Good luck in your financial future.


diesel_pusher2
Insurance policies linked to annuities are huge ripoffs. If you keep them seperate, you'll be better off. They typically show you that your policy will grow to $1 million but if you look at the chart, that requires you to invest for 99 years. Life insurance or home insurance is much cheaper when you buy just insurance. Invest your money into an employer sponsored/matching 401k or any tax deferred vehicle.


healthlifeinsure
Rating
If you are looking for Health insurance, I recommend ehealthlink.com or healthinsurancesource.com.

I would also look for a good agent that will walk you through the options. Trust and respect for your agent is important, they can be your advocate when you have problems. I use www.netquote.com and have agents contact you with the different products out there.

Good Luck!


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy