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 I need to purchase private insurance, but do not want to pay a HUGE premium does anyone know of a company?
It would be for me and my five year old soon. I would probably like my deductible to range from $500-$1000. If you have any info please give me contact information for the company. Thanks!!!...


 If an irresistable force mets an immovable object, what happens?
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 Exactly what is Term Life insurance? I have been paying on it 2 years and not quite sure what it is all about
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 Real estate question, legal issues....?
My mother sold her house 2 years ago. The first time she tried to sell it 3 years proir she had it inspected and nothing was found, she was even offering a warranty at that time. She had major ...


 What would be the average pay for car insurance per month?
i am 18 years old and my parents dont want me on there car insurance because they dont want to be liable .what would be the average pay for car insurance per month if i went on my own for the first ...


 Is it possible to live off the interest of life insurance?.?
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 My estate agent is making me have my house contents insured with them.is that right?
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 If a person passes away and was part owner of a real estate property, can hospital take the property?
When the final hospital bill is not paid, and the patient passes away, then does the hospital have a right to take the house even though someone else owns the other half of the property? And what if ...


 If i get hurt @ home what insurance will cover me ,plus the loss of work hours how many days before i get disa
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 Will the other guys insurance company have to pay for my medical bills?
My 2000 Ford Explorer was rear ended by a tractor trailer. There was only a scratch on my bumber. The tractor trailer was only going about 5 mph. My neck has been bothering me since the accident so I&...


 Do you think that critical illness insurance is a good investment?
This is a type of insurance that pays you, if you have a heart attack or are diagnosed with cancer. If one does not suffer or die from certain illnesses, then one's beneficiary is given the ...


 Medical proceedure is very nescessary but insurance refuse to cover it. How can I appeal?
any one out there famliar with or work with insurance companies on arbitration of a reconstructive proceedure?
United Health Care has denied two seperate claims to repair my severe belly button ...


 I am an insurance agent how do I get new clients?
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 Best Ways to Reduce Car Insurance?
I found this article on ForbesAutos.com about best ways to reduce my car insurance. Is this true? http://www.forbesautos.c...


 Santa broke my chimney - can I make an insurance claim on home and contents insurance?
what is his policy number?...


 Mortgage Insurance ?
I was looking into buying mortgage insurance to cover me in case something happens. I found out this existed when someone I know died very suddenly. I went to the bank where my mortgage is and they ...


 What is the current cash surrender value of a whole life insurance policy?
Is this the amount I would get after I cancel a policy?
My policy shows this amount minus loans asnd interest and plus dividends and go-rider cash values.

I can no longer afford the ...


 What can you say about the policy: "Customer is always right?"?
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 Can anyone tell me whether life insurance falls under real estate property.?
is a life insurance product falls under category of a real estate property, please guide....


 What is the minimum age for a person to get a social security number?
Kindly respond in terms of years and months as in... 1 year and 11 months or 2 years 0 months etc....



Calill C
How do they determine what amount to pay?
I have supplemental insurance for heart attack and stroke. I recently had a heart attack and was wondering how they determine how much supplemental insurance pays. I am a state employee of North Carolina and have the state insurance but I have supplemental insurance with American Heritage.
                     
 




Suzanne: YPA
It sounds like you have a type of policy known in the insurance industry as "Dreaded Disease" coverage. This typically provides a daily or monthly benefit if the covered insured is diagnosed with the diseases named in the policy (i.e. cancer, heart attack, stroke, etc). Some of these policies provide an extra benefit if you're hospitalized due to the condition.

There's no single way these policies pay out. Some pay according to a monthly (or daily) benefit; others pay according to an indemnity (dollar) amount listed in the policy.

I know insurance policies are boring, but you'll have to read through it to confirm how much you'll get. If you have any questions, please feel free to send me a message through YA.


brownskeith
Rating
It is about 2/3 of your gross income per pay period. Taxes can be taken out if you want. If you don't take taxes out now, you must pay them come tax time.


Aliz
I am not sure about the company you are insured with, but most companies pay about what your take home pay would be if you were working.
Good Luck.


jim
I am no expert, but, I would think supplemental insurance would be the difference between what you are recieving from your NC state insurance and the amount you are compensated for your job.


TDCWH
Rating
Calill C,
If you have a primary insurance and a supplemental insurance they will battle each other on the amount they will pay sometimes. My guess is your primary will only pay what they feel they have to pay and leave the rest to the supplemental to pay. Some primary insurnce companies will refuse to pay anything until the supplemental pays there share and vice versa. The policy of these coverages will say in them what they will pay.
TDCWH


Jewish Steve Koro
Rating
good one! it depends on the car, how your record is... and how old the car is.


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