 What is the best Texas Health Insurance Plan? |
| I have looked at a lot of plans. I am sick of people trying to sell me discount plans. I want real health insurance with co-pays on prescriptions and dr's office ... |
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 Can i get health insurance for only two months? |
| Hello i just got hired with a police department and in 2 weeks will be attending a police acadamy. The insurance plan I have now is kicking me off i 2 weeks becuase im too old( I was under my moms ... |
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 What happens if I don't pay my ER bill and come back to Europe? |
| Hi. I am a European student and I currently live and study in the US. Few months ago I had to go the hospital for an emergency and got a terribly high bill. Since I am not familiar with the US ... |
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 Health insurance question? |
| i was employed at a nursing home and got insurance through 1199 and i quit how long am i still covered for does it stop instantly ? thank ... |
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 Asked about diabetic insurance,called a PPo co.they want me to send them money first...is this legitimate? |
| i saw a number on tv for insurance..medical insurance..i talked to this lady and she said i could be covered for diabetes..but i had to send in 259 to get the process started...then it would be 150 a ... |
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 Lost health insurance? |
| My wife lost her job and she carried the insurance. I work for myself so no benefits. Is it better to assume COBBRA while she is job searching or to take a short term health insurance from some one ... |
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 How can i file an insurance claim without provider info like social and date of birth? |
| My ex husband was ordered to provide health insurance for our two small children. His new wife then added the kids onto their insurance policy and sent me a card to use. The problem i have run into ... |
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 A question about gender and insurance? |
I know guys pay more for car insurance, but on average how much more a year?
and according to this...
http://shine.yahoo.com/c... |
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 What would 58% be? |
| I just got my daughters hospital bill in the mail from when she was in there for a week with RSV. The bill is 11,360. But insurance is paying 58% of it. It doesnt say what the final price I have to ... |
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 Legally speaking, do you have to exhaust all severance pay before you can collect unemployment? |
| A friend of mine recently became unemployed. His company offered him severance pay. But, in order to receive severance, he had to sign paperwork agreeing not to sue the company. He was supposed to ... |
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 Where can I get life insurance for a person with a mental disability? |
| I need to get life Insurance for my husband (42 yrs. old) who has a mental disability called Paranoid Schizophrania. We had life insurance for him before, but when he got sick, and had to leave his ... |
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 Is it better to pay out of pocket or file an insurance claim for body damage on a car? |
| I recently bumped my car into a wall and have some body damage and got an estimate of $1200. I have a deductible of $500.... |
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 House robbed does insurence pay for it all? |
| okay me house was robbed and thay took 2 thousand dollars in the closet my laptop and my moms jewlery were stolen does the insurence pay for the stuff that was stolen and if they do what if we dont ... |
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 Car was financed sold to new company...is it legal to increase my loan for lack of insurance? |
| I have a loan for 12k. I have had insurance but shopped for a better rate. My intentions was to add to my homeowners policy. the company increased my rate by $2000.00. and added that i was ... |
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| If health insurance isn't offered through your work can you have an hsa? |
| I won't have hsa offered through work. But I want it, can it be done? Tell me what you know about hsa's. Thanks.... |
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| I have a drivers liscense but no card and no SScard or Birth Cert. how do i go about getting one? |
| I lost my drivers liscense i have a number but no card. Also i have lost my social security card as well as my birth certificate. I am legal of the United States, but i cant get a job nor can i apply ... |
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Z F | How do you create an inverntory for Home Insurance? |
Do you need receipts for eveything or will photographs do? Wwhat about CD'S, do I need a photo of each one or will a software prgram like visitrax do the job? Many Thanks |
 |
 
JJ
|
In addition to what the other posters commented (pictures, CD, video, etc) record as many serial numbers as you can.
Now, make a copy of everything and store it somewhere other than your home; if your home burns down your careful organization will not do you any good. I update my pictures periodically and save them to my computer and to a CD. I take the CD to work with me and bring back the old one.
Once you have the list of items, give your insurance agent a call. Some items will be covered right away for their full value, some will be covered only upto a set limit ($1,000 or $2,500 typically) and some will not be covered at all.
You may need to schedule some items to get specific coverage. Examples: wedding rings, computers, CD collections, software, artwork. If you have appraisals, send them to your agent.
If you have any questions about coverage, ask your agent. It is their job to tell you. If you don't feel comfortable with over-the-phone confirmation, ask for a letter from them with explicit covered items spelled out. |
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mikesheppard
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For physical items, a photo (or many from several angles) works well. The receipt isn't really necessary if you have clearly captured the part number or model number of the item.
For the CDs (and DVDS, software, etc...) what I've done is scan in the cover.
Beyond the actual 'inventorying' that you'll do - you'll need a way to organize it all.
I've seen everything from a website where items were listed and the item was hyperlinked to the image...to full-blown databases that were setup expressly for the purpose.
ultimately it's up to you and how much time you are willing to spend on cataloging your goods.
good luck. |
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NY1Krr
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collect whatever receipts you have, take pictures, walk through your house with a camcorder and tape everything.
Then store everything in a very high quality fireproof box.. or safety deposit box |
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Mightymo
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You can tape everything on a camcorder, you do not need receipts of everything. You can also take pictures and load them on a CD and you can do both. Do some talking while you do the recording, if you do, and state what it is and how much it cost's. Great reference even for yourself in case of any emergency |
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Nate W
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http://www.knowyourstuff.org
This is the website I recommend for all my customers, it helps you document and record your home inventory and how to keep it safe. |
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