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 Should my baby have insurance coverage?
I am 34 weeks pregnant. I am on my dad insurance and they are paying 100% for the delivery. They said they will not paying anything for the baby once he is born though. I have been told by some ...


 Cheap quote for home contents insurance for tenants in common.?
A friend and I have recently purchased a flat together as tenants in common. We only need home contents insurance. Buildings insurance is joint with other flats in the block. Our current quote is Â...


 What is the return policy for anything with/without receipt?
...


 Private Belongings Stolen From Work - will their insurance pay?
Hi,

my wife has had her place of work broken into over the weekend and a xmas present she'd had delivered to work has been stolen along with other goods (of her employer).

W...


 Is the travel insurance from 'Flexi cover direct' any good?
I dont know if I can trust a company ive never heard of!...


 How do I go to the doctor without my insurance card?
My insurance was effective the day I signed up, but I still have not received my card. How do I go to the doctor without it?...


 Can a car insurance company change there rate after a policy is paid for in full?
Was quoted a rate which was agreed on and paid for in full proof of insurance was sent to my bank and car dealership. However, I had to back out of picking up my new car on sunday because I got a ...


 If I have a treatable but possibly fatal disease, and no insurance,will the US health system let me die?
I live in South Dakota, from MN. I know MN has state coverage, does anybody know if SD has something similar. I'm worried about my girlfriend's Hyperthyroidism, she needs to see a doctor....


 My health insurance expires in 2 hours, what should I do?
Im covered under my mothers health insurance and it expires when I turn 19. Any good health insurance plans out there....


 Will insurance cover an accident where the driver had revoke drivers license?
My girlfriend was recently in an auto accident. There were no other vehicles involved, however she take out a utility pole and the insurance is in my sisters name. Will the insurance pay for the pole?...


 About workmans compensation insurance?
First where would I acquire it for an employee. And secondly how much is it gonna cost me. It keeps me from hiring, because I dont know how I will ever be able to give a bid that will cover that and ...


 Do personal injury settle out of court?
Do personal injures case/lawsuits settle out of court? If insurance companies don't want to pay you why do they settle? Also do the person your suing have any say in the settle or not? Also if ...


 Can a doctor charge insurance twice for same procedure and then bill patient for the visit.?
Went to the doctor, entire visit added up to about 550.00. He billed my insurance first for cortisone injection at a total of 134.00 and got paid 91.00, month later he billed insurance for same ...


 Outpatient surgery center patient cashed large insurance check and wont pay, what can we do?
I work for an outpatient surgery center. We have a patient that had a very expensive procedure at our facility. We billed the patient's insurance and they paid...the patient. The insurance ...


 Why have life, health, homeowners, auto and disability insurance?
...


 Tip of her finger amputated at school?
my 7 yr old daughter had the tip of her finger amputated off at school and im getting a lot of people asking me if i should take it further, im not sure if i should would it be worth it in the long ...


 Who is liable? please help me out?
If someone gets hurt in a pool on rental property who is liable?
Additional Details
the renters bought an above ground ...


 Is it better to take the 40 hour pre licensing course to become an insurance agent in a classroom or online?
...


 My father let his insurance go dead and had to turn in his tags.?
He now wants to put the car and insurance in my name. I already have insurance with geico! Will this work and if so what are the dangers of doing this? Thanks
Additional Details
We live ...


 My cat jumped me, knocking me to the floor, breaking my arm, Can I use my homeowners insurance to cover this?
My cat has gone crazy lately .. always jumping on my shoulder when I walk in the door ... this latest time, he jumped me from behind, causing me to lose my balance and fall to the ground.

W...



Maggie M
How do you feel about Insurance Companies?
Have you ever had a claim and been glad you had insurance, or have you ever felt that an Insurance Company was less than ethical. If the law did not require you to have insurance, would you still carry automobile insurance?
                     
 




mbrcatz
Rating
Well, yes. Most people with covered claims are glad. Most people with uncovered claims are not glad.

If the law didn't require auto insurance, I'd still carry it, as I have some assets that I don't want to get sued away from me.

Insurance is a financial tool. Sometimes law or contract requires you carry it - but people who like using financial tools, use the best tool for the purpose. People who DON'T know about financial tools or how to use them, usually only get them when an outside influence forces them to.


FALLENMALAK
Rating
HI,
The insurance Companies are keen and well aware of
the Law Of Probabilities, It always works in their favor.
What do you think they do with all that Money? Hmmmm?
HUGH INVESTMENTS while your still living and giving!!


Insurance
Rating
insurance is one of the greatest financial tool ever invented. it really helps people to overcome financial hardship and save life in the nick of time. (medical insurance)

Imagine if there are no insurance companies, everyone in this world will be self insured. Family members will need to fork out money to help each other. Imagine this scenario, how fast can you save $100,000? But it only takes 1 incident to wipe out your wealth. Insurance concept is good to make sure we are not exposed to unnecessary financial hardship which can make us suffer for life.

My claim experiences are very good. Most claims that 1 made is less than 30 days. So getting a policy from a reputable company with good rating and strong cash flow is crucial. Dun just look at cheaper premium.

All insurance companies are highly regulated and monitored by the relevant authorities. Any complaints from the public will make them shiver.

I will still buy auto insurance, even though the laws dun require it because I understand the importance of insurance and what it can do for us.


Phil
Insurance companies are greedy. They want to get premiums, and not pay claims. This is because they are made up of people. Just like insureds want to be paid big money, and have small premiums.

However, a workable insurance system is one of the tools that allow a country to become a 'first world' country. Without insurance, who would be able to own a home or car? Do you have the money to pay cash for them? What would happen to a family if the wage earner died without life insurance? Just some things to consider.


bj
Rating
They only gave my girlfriend 80% of the value of her car when she wrecked it. Seems this is standard practice in the ins. industry.

Of course her car will be sold as salvage (parts)...so they get money for it.


kevrigger
Rating
I feel all warm and Fuzzy


Insurance Tipster
I certainly would carry automobile insurance even if the law did not require it. Everyone is not perfect, and most people have something to loose! I have had a decent response from the insurance companies I have dealt with so far (automobile only).


tlbrown42000
Rating
Insurance is a necessary evil. Yes, I have all kinds of insurance and wouldn't have it any other way.


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