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 Question about life insurance and insurance in general? help?
I'm trying to help a friend get a hold of an inheritance that an attorney is wanting to take a 33% chunk of to help her claim. one of those unclaimed money deals. i did a search on my friends ...


 My husband has had a stroke and cant work for awile how do i go about getting financial aid?
...


 Can a college make me buy medical insurance?
I am married with two children. While my wife and I are in school, we will be on state insurance because we are making very little money. It covers near 100%. The college is going to charge us about $...


 If someone buys life insurance, do they need social security number of beneficiary?
...


 I am needing some legal advice.?
back on december 30th 2006 my pickup was totaled in an accident. it was a 98 s-10 and was not paid for. my payments were being made to chase bank through a chapter 13 bankruptcy trustee. a few days ...


 Should I invest in whole life insurance?
I am relatively young.
Additional Details
and married....


 Insurance for an engagement ring?
alright, here is my situation. i have found an extremely beautiful engagement ring setting that i love. but the company dosent offer insurance..i plan to either buy the diamond from them also,or from ...


 Any idea where to get paint balling insurance from?
its for my WBacc and need a realistic quote but the business doesnt actually exist....


 Is it possible to collect SOCIAL SECURITY benefits and NOT be enrolled in MEDICARE at all?
I obviously wish to keep recieving benifits from Social Security, but the Medicare has really messed up my enrollment into Tricare Prime.

I have Medicare part "A", but refused ...


 How do they test to see if a person smokes?
getting health insurance for a non-...


 Have to find out if geico has received my payment, never received a statement?
how do i assess this info when geico will not acknowledge my password or ...


 Insurance cancelled without notifying insuree?
My father took care of my health insurance throughout my entire childhood, up til I was 20 when he canceled my health insurance, without telling anyone. I did not find out for 10 months. Is that ...


 Life insurance and depression. Wondering whether to go to the doctor or not....?
Hi, I believe that I am suffering from mild to moderate depression and was planning to go to a psychiatrist about it tomorrow. But it has just occurred to me that it might have a big impact upon a ...


 What is Mutual Funds and SIP Please explain in detail.Which investment is best and safe?
...


 If I buy a term life insurance policy with a term of 20 years...what happens at he end of the 20 yrs?
I know this sounds dumb, but do i just put the policy in a safe deposit box until I die? I'm in my 40's and know I need to get a policy, and just have so many questions that I can't ...


 Can heirs be liable for medical bills not paid by parents?
If my mother-in-law runs into serious financial hardship and she can't pay her copays/health insurance and she needs healthcare, will the hospital deny her healthcare, or will the heirs (me and ...


 Need Health insurance !
Does anyone know of any health insurance companies that will take me even though I have ADHD? It's okay if they mark me up or put a rider on it so none of the adhd expenses will be covered, I ...


 Who is liable? help me out please?
if someone gets hurt in a pool on rental property who is liable?


the renters bought an above ground ...


 How do i find out my landlord's homeowners insurance company.?
My landlord tried to fix the water heater less than a week before the house burnt down because of the faulty water heater.i will like to file a 3rd party claim against his homeowner's insurance ...


 Hospital Sent me to Collectons, can I still pay hospital instead?
I had a 1600 dollar bill to pay them and I called in November and agreed to pay them 63 dollars a month until it was payed off. Now a few months later I get a call from a collection agency saying I ...



Jack Hammer
How do you find out if someone had life insurance?
My Dad died last week unexpectatly, is there a way to find out if he had life insurance or do I just keep digging for policies. Is there some phone number to call and give his SS# and they can check all insurance companies? Any help would be greatly appreciated.
                     
 




Jerry H
Rating
I am very sorry for your loss. As far as I know, there used to be a way to find out, but due to HIPPA (privacy) laws, it is no longer allowed. Keep searching, also contact all previous employers, his personal lines (home and auto, etc.) agent,
clubs or organizations he belonged to. They may know of a policy.


tlynn2002@sbcglobal.net
Rating
I am so sorry for your loss. I don't know of any ways. I wish there was though because it took us almost 2 years to find my grandmothers policy.


Tomk
Rating
Keep digging for policies. Watch the mail; if the policy is not "paid up" and the next payment is missed, you'll see a past due notice (just like with a credit card). When that comes, you'll know who to contact to let them know your dad is deceased.

Unfortunately, those are about the only two ways to find out if your dad didn't tell you in advance where the policies were.

Each insurance company is a private corporation. There is no database where you can search by any kind of number.

You can also look through his checking account statements over the past couple of years if he kept those.


mbrcatz
Rating
There's no central database, so you can't call/write/email to have a "search" run.

Better than digging through files looking for a policy, though, is going through his banking statements. Most likely, he's made a payment to a life insurance company within the past year or so, if he has an active policy.

You can ALSO ask his accountant, insurance agent, financial advisor, etc. if THEY know of any policies. Don't forget his HR department if he was recently employed.

Most people do die without active life insurance in place in the US, though.


aaron p
You best bet is to dig through bank records to see if he was paying on any and ask all of his advisors (accountant, lawyer, banker, home and auto, etc.) There are a number of people who die every year without any life insurance besides what SSI gives ($250).


financing_loans
Rating
Wow I dont know. Call the dept of insurance in your state. Thats the best I can tell you, they might know who to get you in contact with. Otherwise you might have to get a list of everybody licensed to do life insurance in your state, and call all of them.

Sorry about your loss, Good Luck


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