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 Which is the Best Life Insurance Policy to take??????
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????...


 What company do you have your home owner's insurance with?
Buying house and need to get some home owner's insurance, need a few places to get quotes from....


 Is it a legal requirement to have insurance when you are self employed?
I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?...


 Should the government pay your deductible when you have a car accident?
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ...


 Home insurance and dog bite?
My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy last night. The dog was fenced in and has all shots, he has not have any other prior bites and took me by surprise that he would ...


 Would it be illegal to get lots of life insurace policies out on tramps/ heavy drug takers?
I don't mean killing them or anything, but taking out life insurance who were likely to die soon?...


 My daughter is being sued from an auto accident, she has insurance and no assets. They want 500K?

Additional Details
We live in MD, she is 27 and lives on her own. She hydroplaned, he hit her and now the couple are suing and the wife separately etc. He did have one broken rib but ...


 Insurance - dwi?
When does my insurance company become aware of my dwi?
after I'm arrested? after my license is suspended? or after i'm found guilty?
Additional Details
i checked my policy ...


 How do health insurance providers find out your pre-existing condition(s) when you go to get medical attention
If a person has a condition, say a torn rotator cuff, and they wanted insurance because they didn't have a ridiculous amount of money to repair the problem--after getting insurance (or before) ...


 Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I ...


 Why shud an yougster, single, take life insurence?
...


 Are employers responsible for offering health insurance to employees through companys of the employees choice?
...


 Can I sue my insurance company for not covering mental health issues?
I have an individual policy with Blue Cross and Blue Shield. When I first obtained the policy (after a switch in employment), I was given a book showing all of the doctors covered under my policy. I ...


 Wheres Waldo?
...


 What is a good cheap car insurance company in England?
I am 38 years old
I am currently with A-Plan and pay £270 a year
Additional Details
little weed confused.com also sends me endless junk mail I don't want....


 Legal question??? Can anyone help????
To make a long stort short, I was delivering a pizza, and when I was on the customer's property, my car got stuck on some mud, and it could of damaged some stuff. Could I do anything legally ...


 Can i claim huge insurance payout if i commit sucicide ?
...


 Insurance is a subject matter of solicitation?
...


 My wife and I are 30 years old and make a combined income of $180K a year. Is that considered above average?
We live in the nyc/nj area....


 What do i do for insurance???
My husband found out today that before March 10, the company he works for will lay off 550 employees. We are expecting our first child in May. The insurance through his company is what i have. When ...



dustinanddenise
How do you find the insurance information for the registered owner of a car?
The Person driving the Car that hit our car gave the officer HIS policy information. NOT the registered owners policy information. When I called the Insurance agency They told me They do not have that Car on ethier of ther policys and that Her *the Registered person for the car) was canceled but there was never coverage for the car that hit ours. So We are left with Trying to find out Where if she is at all Insured at so we can get our car fixed. Is this possiable without calling her. I do not want to call them after all ifyou lie to the cops why would you tell a stranger the truth?
                     
 




bill loomer
i'm not sure what is the best way to answer this question, however, i did stay at a holiday inn express last night!


Ryan D
Rating
The person made a mistake, albiet an honest one. Insurance companies insure vehicles, not drivers, unlike the inaccurate answer above. When you lend your car to someone, you lend them your insurance.

When you called the insurance company that wrote the policy you were given, they correctly said that they don't have that car on their files, because they don't: it wasn't that person's car.

This probably isn't an issue for the cops, but an issue for your insurance company. Simply call them and explain the situation: you were given insurance information that is invalid, and thus you do not have any recourse within your grasp. What should happen is that they will let you file an uninsured motorists claim: this is the kind of insurance that covers you if the person who hits you doesn't have insurance, gives invalid information, or hits and runs.

The insurance company, under their powers of subrogation, will then attempt to subrogate, i.e. file legal action in court to discover the owner of the vehicle and go after their insurance company for the damages. But that's not your problem: they'll do that without even involving you, though you may have to make a court appearance to testify as to what happened.

But the police probably do not need to be involved. Your insurance company should be able to handle things for you.


dimplez23
Rating
The insurance for the driver should be able to cover for the damages if they are found to be at fault for the accident. That incident happened to me, and my insurance covered the damages for an accident that I was in even though the vehicle I was driving 1) was not registered to me, and 2) was not insured. It's a mess, but either you go after the insurance company (as greedy as they are) or you sue both the driver and registered owner. Either way, it'll get fixed and you most likely would HAVE TO contact the owner and she would have to tell you the truth otherwise you can threaten her with a civil suit.


kerry77
Contact the DMV to do a trace on the car that hit you. You may also have uninsured motorists coverage on your policy, so your insurance company will pay out on the claim, and it should be treated as a non-chargeable accident (very important to be sure it is non-chargeable, so your insurance rates don't skyrocket).


Not my experience, Doodles
Have you tried the Registry of Motor Vehicles? My daughter was rear ended in her Altima and the Police Department also found information re. the subjects insurance info.


mamatohaley+1
That is hard to answer. Not all states keep a list of insurance information on vehicles. For example in Kansas you have to give your insurance information when you tag and renew your car. Kansas keeps a database of this. In Missouri they do not keep a database. It just depends on the state. I worked claims for many years and it has always been my experience that the cops will not be any help in tracking down the insurance for the other person. They are too busy to worry about uninsured people especially in what appears to be a smaller collision. I would contact the registered owner and the driver of the vehicle. If they will not give you the information you need you can either get your insurance company involved (they usually have better resources) or you can take to small claims. Good luck.


insuragent
Depends on the state the car is registered in, some keep this info and will release it as needed to law enforcement..

Fastest way in my experience, file in small claims court file (or regular court if the damages are over the threshold), and have the owner and driver served..I guarantee they will be more than cooperative in providing any info you need when they are served. Cost for filing in small claims is usually under $50, add another $40-80 for the process server..small price to pay to get your car fixed imho


The Advocate
Rating
Cop should be able to run a dmv on the plate on the car, get you the owner and insurance policy number. If no, get a detective to do it for $50


mbrcatz
Rating
The police department can run the plate to find out that information. More easily, your insurance company can look into it. The very real possibility is that there is no insurance on that car at all - if the car is in the same household as the policyowner (driver), AND it's not listed, then their coverage does NOT carry over.

You might end up having to sue both the owner, and the driver, in court. But if you go through your insurance, they'll do it for you.


elseyl04
Rating
u call dmv and see if u can access what they have. or call ur insurer and they can get it for u.


misslabeled
Rating
You have to tell the police that the insurance information was not valid. They need to know so they can write a citation for an uninsured motorist.

Usually, insurance follows the person, not the car. Like I am insured no matter what car I drive, even rental cars. If the driver does not have insurance, then you can go after the registered owner because they let an uninsured motorist use their car.

But as I said, if the insurance information provided is false, this goes back to a police matter. Then once the police contact them, they may or may not get different info, but in the end you may wind up having to go to your own insurance if you were smart enough to have uninsured motorist coverage.


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