 Is my insurance company right (UK)? |
| I had student's possessions insurance with Endsleigh. I paid an extra premium to insure my laptop for £1000 (which was the brand new value 3-4 years ago). The laptop got damaged whilst ... |
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 My wife was just moved from full time employment to partime employment and lost her insurance coverage,? |
because she was having health issues. Is this even leagal?
Additional Details
They moved her to partime she did not volunteer.... |
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 When will i have enough money to lead a luxurious and peaceful life? |
| at present my life is miserable in all aspects. i have to do all the household menial chores on my own as i have no maid . econmically also i am dissa tisfied with my life as expenditure is more than ... |
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 Is it against the law for doctors office to charge someone with Medicare for a doctors visit? |
| I dont know the answer to this, thats why I am asking....My pop has medicare and went to see the doc and he payed 60 dollars up front and my friend said that its against the law, anyways anyone know ... |
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 I need help paying my hospital bill? |
| .I dont have any insurance and i had to go to the hospital I can not pay this bill it is to much for me to pay . Please help me pay my bill I need to know if the goverment can help me pay this bill .... |
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 Why does having health insurance before being diagnosed with a serious condition make a difference? |
| My toddler has type 1 diabetes. When she was in the hospital right after being diagnosed I had a conversation with one of her nurses. This nurse told me a story about how before she got her job at ... |
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 Insurance Query? |
| Is a Property owner who's property is damaged by a Car responsible for part payment of the damage done by the Driver? regardless of cost surely its not the victim of this damage who should have ... |
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 How do you find the insurance information for the registered owner of a car? |
| The Person driving the Car that hit our car gave the officer HIS policy information. NOT the registered owners policy information. When I called the Insurance agency They told me They do not have ... |
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 What can i do to save for retirement!!! PLEASE SERIOUS ANSWERS? |
| i am 26 years old and i have a job that i have been at for almost a yr........but they dont offer retirement. i know i can use a life insurance plan that builds cash value but i only will have about 3... |
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 My husband and I want to get Life Insurance, help!? |
| We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name ... |
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 What happens if I want Homeowners and Car insurance with the same company? |
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31.
I saw somewhere that if I have both insurances with the same C... |
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 Can a doctor stop seeing you if your bill is past due? |
| My 6 year old daughter is going to be going to a psychologist for therapy for OCD and other anxiety disorders. We will be starting out going weekly untill we see how much insurance will cover. If it&#... |
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 I was injurd at work (toe was tore off)? |
| I was helping someone dump a load on a fork lift and was on the forks. Driver went a little crazy and I scrambled for somewhere to hold on and ended up with foot caught in hydraulics and it severd ... |
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 Why do you not want to buy insurance? |
| I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ... |
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 Should I get a lawyer, or deal with the insurance company? |
| My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ... |
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 Which is the Best Life Insurance Policy to take?????? |
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????... |
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 What company do you have your home owner's insurance with? |
| Buying house and need to get some home owner's insurance, need a few places to get quotes from.... |
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Katie W | How do you get a loan even if the bank is denying you? |
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magoo&me
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Repair whatever is wrong with your credit. |
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sm36
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you can try prosper.com...its people to people lending. People can bid on your loan and you can choose your interest rate. |
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Janae
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First, before you set off looking for a loan, make absolutely certain that your credit report and credit score are in order. Experts have advised that a significant majority of credit reports actually contain inaccurate negative information. Therefore, by making<!--sure that you credit report is in order and completely accurate, you will be in the best position to get the loan that you need at a most favorable rate.By following these pointers, you will be able to make the quest for financing for whatever your particular needs far easier.
http://best-loans.awardspace.com/
Second, do not settle on the first lender that comes down the pike. In the 21st century there can be some significant differences in the interest rates and other fees that are charged from one lender to the next. By spending some time shopping around, you will be in the best position to find a loan at the most-->reasonable rate around.You need to make sure that you understand all aspects of the loan, including charges and fees.Finally, if you are seeking financing, do not overkill. You need to be prudent and responsible when you are in the market for a loan. |
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Canvas
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Ask the bank why you are being denied, and if you fix that, can you resubmit your application. You need to understand that banks work differently. All banks are not alike. Banks have a portfolio specifying which specific loans to approve and which to deny. so, try a different bank.
When applying for a small business loan you should meet with a loan officer that specializes in small business lending. Better yet, ask for an officer that handles SBA loans and ask the loan to be guaranty by the SBA. Make sure that you have a good business plan that can show that you are able to repay the loan with the earnings of the business. Also, show that if the business fails, you have other means to repay the loan. Like additional collateral that the bank can take over. Please, do not include your home. I worry when I see people including their homes as collateral.
I prefer small local banks, not big ones like Wells Fargo. Small banks work with the community better and want their portfolios to grow, therefore, they have the need to approve more loans. Big banks have the luxury to turn small businesses away because already they are serving a lot of the "big guys".
Good Luck. |
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D.BISWAS, LIC OF INDIA
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share the amount in your friend circle, somebody give you 0%interest and somebody some interest or arrange some insurance policy from your relatives and friends and told him to allow u to assign the policy certificate to your bank for loan
and after a period clear the bank loan and return the policy
certificate to all of them |
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mbrcatz
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You get a parent or relative to cosign the loan for you, or lend you the money.
Usually if the bank is denying you, it's because they don't think you'll be able to pay them back - so adding someone else who CAN pay them back, to the loan, will usually fix the problem. |
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Aimz
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depends on what they are denying you for??
money? you may need to be working full time (get a full time job that doesnt require a probation period, before you ask for the loan)
address? you may not have been at your current address long enough if you live out of home (use your parents address)
you may have a bad credit rating
you may be asking for too much money
get a friend or relative to be a garentuer for you
if its for a car you may need to set up insurance for the vehicle first
if you are behind any any other payments that are on credit this can stop a loan being approved |
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Renu
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If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.
Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
http://badcreditloans.50webs.org/badcreditloans.html |
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~when it rains, it pours~
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Try to get a co-signer...but that depends on the type of loan. |
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meg420c
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You don't. You'll have to find someone who is willing to loan you money, which would be a unsecured loan, because the larger financial institution has denied you. There's a reason for that. The bank says your to much of a risk to lend money to. Check your credit report and see what you can do to fix any discrepencies or problems and that will help raise your credit score, and show the bank (lender) you are more responsible with money, and your not a risk to lend money to anymore. |
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ew
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depends on what type of loan...what they basis of the denial is for..you may need to work on some credit issues..you have no credit start with a secured card |
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