 Making an insurance claim? |
On Saturday I was the victim of a robbery where I was hit over the head with a baseball bat and had my gold chains stolen.
After the attack i went home with the intention of cleaning ... |
|
 Can we do away with the current income system and come up with a national sale tax? |
| a tax system to be fair to all. people and business rich, middle class and poor with no exemption at ... |
|
 How much do you pay for car insurance? |
Tell me your age, gender, car insurance agency, any tickets, driving experience years, and lastly how much do you pay for your car insurance. Just want to see some comparisons by fellow Yahooers.
<... |
|
 I got an email saying that someone died in 2002 that had me on their insurance policy, and was for 6 million? |
| i don't want to write them because they might ask for infromation that they might use to con me or something what should i do.... |
|
 Would my insurance cover weight loss surgery? |
| I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ... |
|
 My Condo wants to be named as additional insured on my condo policy. ? |
| What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida.... |
|
 How much is workman's comp insurance? |
I am starting a new company and I have (5) full time and (3) part time employees........
The company will gross just under 100k....
I would like to know what the cost will be.<... |
|
 Help!! Caught in a 3-way with my dentist, finance company, and insurer!? |
| This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ... |
|
 Should maternity coverage be optional? |
| Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the ... |
|
 What qualifies as a pre-existing condition for insurance, and is there any way around it? |
| My boyfriend is self-employed and also works about 20 hours/week for a retail store. (No benefits.) He is uninsured and now just learned he needs to have surgery. It is not life-threatening, but ... |
|
 How can I apply for Insurance??? |
Is there a site where i can go and Apply for Insurance??? Is there another way to do it??
Thanks that would be great.... |
|
| How much of ther interior of my condo is covered under "bare walls" policy? |
| Will a bare walls fire policy cover bathroom fixtures and flooring etc? what about plumbing and lighting?... |
|
 Is Pre-Paid Legal in South Dakota? |
| Trying to help a friend get legal help!... |
|
 How do life insurance companies make money? |
I mean, there's not really an ideal customer. Everyone's gonna die.
I did the math for my life insurance. I'm 22. I'm young, healthy, and I don't smoke. I ... |
|
 Blue Cross/Blue Sheild Customer Serivce Representative? |
Does anyone know what this posistion pays? They have openings for this, but give no indication at if it is hourly or salary.
Additional Details
it doesn't say online or in their ... |
|
 How much money "commission-wise" would an insurance broker make if I bought an $8 million dollar life policy? |
I am purchasing an $8million policy on my life through my insurance broker. I want to know how much he make monthly, yearly, or however the payments come?
Any idea?... |
|
|  |
emily b | How do you get health insurance if you have a pre existing medical condition? |
I have a pre existing mental illness that is controlled very well with medication, and I am a productve, very educated, young member of society and otherwise healthy person, and NO insurance will cover me.
What do I do? Should I just lie and hope that they don't find out (or research into my medical file)? It has been over a year since my diagnosis and treatment. Why do they still refuse me and is there anything I can do to change that? How long will it be until that will be "erased" from my permanent record? |
 |
 
Insurance Made Easy.biz
|
First I would suggest you work with a qualified broker.
Use yellowpages.com to search for health insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. These areas of insurance even require separate licenses.
Your states Blue Cross should have guaranteed issue plan that will cover you. It will have a 12 month waiting period for pre-existing conditions and is quite expensive compare to the plans you have been denied.
United Health Care and Assurant Health both offer plans in most states and they also have some underwriting advantages over other carriers. After you explain you condition to a broker they should be able to find out if you are insurable with out even turning in an application.
The best possible choice would be to find a job that offers group coverage.
If you are taking medication for your condition it will always be an issue. the severity of the condition also matters, if you were hospitalized the further away you get from the date of hospitalization the better you chances.
As others have mentioned if you leave out medical information on your application the insurance company has the right to rescined your policy (cancel your policy and refund you the premiums paid). If this happens you would then be responsible for your medical bills.
Good luck |
|
meditator2
 |
They will find out so don't hide it. You can compare using zip code because each area is different in terms of premium costs and availability.
Meditator
Health Insurance Comparisons
http://healthinsurancetips4u.blogspot.com/ |
|
mbrcatz
 |
Through an employer.
They'll find out. It's never 'erased'. You need to get an employer with a group plan. If you have no coverage now, you'll have to wait out the 18 month preexisting condition period, and THEN it will be covered. |
|
Michael
|
You can still get insurance even if you have pre existing condition... Pre existing only last for a maximum of a year mostly 6 months... Once the pre existing is over then they will cover for what ever illnesses you are having... Get an insurance but if you are going to use it make sure its not related to your pre existing condition or else it will be denied. Rather wait and use it after pre existing is finished... They will surely find your medical records or they will requesting it from you or from the doctor... A lot of claim will be denied for these records... so rather go with the flow for a while and wait for it to finished. |
|
Peter C
 |
Typically 18 months must transpire from your last treatment to allow you to be covered for the pre-ex condition. Do NOT lie about the condition--if you tried to file a claim, and they discover the pre-ex, they will just deny coverage and return premiums paid--you will still be liable for payment. You can still get medical coverage if you search long and hard, but you will usually have the pre-ex carved out. Contact your state department of health for pool coverage, which may not involve denial of pre-ex conditions. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 31 minutes(s) ago
| | | |
6 | 49 minutes(s) ago
| | | |
6 | 50 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
