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 Question about insurance?
i plan on going to school next fall and joining the football team but I have to have insurance to join. My parents want nothing to do with me after i graduated from highschool and don't want to ...


 Who are health insurance companies accountable to?
In other words, if you have a compliant or need to resort to some legal measure, to whom are some people you can report a given insurance company?

To be specific: the problem is that I was ...


 Based on experience, which exclusive insurance company would you say is the best overall to work for?
I want to open a captive agency to write P&C Insurance. Which company do you think has the best rates and best overall product line available today....


 My insurance co totaled my vehicle and want to send my settlement to my finance co is that legal?
...


 My dad recently passed away I know that he left an insurance. How can I found information about it.?
So if anyone has experiment on this before please let me know.My dad would really had wanted me to find out about everything he lefted for us.Thank You....


 Denied for medicaid?
Okay, I applied for medicaid for my family two months ago. After what seemed like forever we finally got our information in the mail. My children were eligible, but my husband and I weren't. I ...


 I have an insurance question?
If I'm 18 years old, do i need to have a parent present with me when i go to a doctors office if i'm still under their insurance? in this case.. blue cross blue ...


 Questions about life insurance?
I'm looking into getting life insurance and I'm wondering how the whole process works. If I take out a $300,000 whole life policy on myself with my fiancee as beneficiary, and I pay the ...


 Affordable health insurance?
I need help finding affordable health insurance. I'm helping my dad out. He wants to cover himself and my little brother. Any suggestions?...


 I Can no Longer Afford Health Insurance?
I buy health insurance through my employer, and I love the insurance. However, I can no longer afford to pay for it. My husband lost his job about 3 months ago and we are only working off of my ...


 Stop insurance from sending info about my doc. visits to my parents?
I am on a policy that my father holds. Is there any way i can prevent my insurance company (UHC) from sending info. about when I went to the doctor, how much the claim was, to my parents? I live at a ...


 Is it possible to discontinue LIC premium payments?
I do want to discontinue making payment for a LIC premium. The policy is 3 years old. Kindly let me know is it possible? If possible, whether LIC is going to pay me the whole invested amount or it ...


 What can be done if someone stops a check they have already written?
We own a garage and someone wrote a check for work we did on a vehicle. After they left our shop they stopped the check because they took the vehicle and traded it in the same day. Which had to be ...


 How soon I can use my employer supported health insurance?
I am going to start a new job from the last week of June.
I am getting health care through my employer.
I am wondering, would I be able to use my health insurance from July 1st? If I have a ...


 Just got a roommate, a tree branch fell on his car, I rent a house &?
The landlord doesn't know I have a roommate, or he would charge us more rent. The roommate only has liability on his car. The dent is pretty big. It is from a tree on the landlords property, I ...


 Can you regularily add family members to an insurance plan who don't live with you?
I would like to get health insurance for my parents who cannot afford it, and am wondering if it is possible to just add them to my plan since they do not live with me (or even live in the same state ...


 What is Jello made of?
I heard it was made of ground up bones....


 We want to change our Life Insurance after fifty. Should we go with term insurance?
we have found out that our insurance is universal and has taken us this long to figure out that we were paying for nothing really. Should we switch to a term insurance at this age?...


 Do you believe that husbands or wives with the necessary wherewithal are obligated to have life insurance?
I have life insurance on myself to protect my mate or child in case I die. It is often difficult to make the payment for life insurance and some friends have told me to drop the policy and not worry ...


 Life insurance for seniors?
does anybody know any good life insurance for seniors?
i need to try and help my parents some life ...



Anthony C
How do you get hospitals to write off bill?
I have been recently hospitalized twice for depression. Unfortunatley, my insurance pays very little for psychiatric care. How do I successfully get the hospital to accept just what my insurance pays. I will owe about $6000 myself. I cannot afford it. Any advice would be appreciated.
                     
 




sarah314
I work for a large hospital system.

Most hospitals have charity care programs set up and have resources on other programs you can apply to for assistance on your medical bils.

Its important to ask about these programs and be up front with the hospital if you can't afford to pay your balance. You may have to provide some information (such as household income, etc) to prove that you're eligible for the programs.

And, of course, you may still owe a balance even after they give you a charity discount. However, you should be able to negotiate a payment plan with them after that. (Be forewarned that if you negotiate a payment plan and don't pay, they will put you in collections instantly for not following the plan.)

Whatever you do, don't just ignore the bill and hope it will go away. The hospital will send you to collections right away if you just don't bother to respond.


65% water
Rating
I worked in hospitals for years. They are notorious for turning people over to collections very quickly.

The bill is going to have to be paid. You admit you got treatment, and that isn't free. You might get them to work with you on a payment schedule, but even with that they are entitled to demand the full amount owed at any time.


Jaime Rose
Unfortunately hospital makes you pay but just pay as much as you can and they will accept it.

You have to pay if not your credit will be ......


mbrcatz
Rating
Well, you ask them to. But they probably won't do it. They'll probably sell the debt to a collection agency.


Steve D
Call the hospital and explain your circumstances. Ask if they have any programs that can help. Many hospitals have a charitable trust set up just for this purpose. Offer to pay what you can, even $5 - 10 a month will show your willingness to accept the situation. Whatever you do, just don't not do anything...the hospital will report it to a credit reporting agency and probably turn it over to a collection agency.


John Harris
Next time tell them you are broke when you walk in the door and they probably won't even send you a bill in the first place (but don't lie and say you are broke if you aren't because if you get caught lying you will probably get in trouble).


Mr. Prefect
Rating
As long as you pay even $5.00 per month, your account will not go into default.


MSAD
Give them a call. Most hospitals are good about letting you set up a payment plan. Even 50 per month will keep it from going to collections and hurting your credit.


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