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 Homeowners insurance and trampolines?
Is it true that my homeowners insurance can drop me for having a trampoline with enclosure in my fenced back yard?...


 How easy is it to find car insurance payable monthly with early termination option ?
i may need to sell car in 6 months and do not want to pay 12 month insurance.

will i need to pay interests or penalty fees when terminating after 6 months ?...


 Do i have to report my roommates income when applying for MEDICAID????
If not then do you think i'll qualify?
21 years old
last month got paid $1050 but the month before $55
no kids
live with a roomate
Additional Details
the form is ...


 Car accident?
My boyfriend was in a car accident that was not his fault and was injured to the point where he cannot work. What steps do we take now in order to recieve compensation for his loss of wages? We are ...


 Why is everyone's health insurance premium the same?
Obviously it would be very difficult to get the public to accept health insurance premiums using age or gender as a rating variable, but why not lifestyle choices such as smoking or obesity? It'...


 My car insurance is too much is there any cheapest company for new drivers?
...


 Can you get insurance on musical equipment?
i have 4 guitars and a marshall amp........


 If your car is a total loss due to an accident?
Will the ins company give me a check for the blue book value? thanks
Additional Details
the car is paid ...


 Can a health insurance company deny a claim when they initially said they would pay it??
I went to the dentist because I dislocated my jaw. The dentist had to fit me for a splint to set it but only after the office's billing person came in and explained that she had spoken with my ...


 What should I do if I get a bill from the Medical Carrier and I don't have insurance?
I have no Insurance, but recently I was in the hospital for something I got better, but i just received a bill coming from Blue Shield of CA. asking for me to pay? What should I do? Can I tell the C...


 Please answer somebody-911?
I was in an accident 6 months ago (not my fault) the other driver had no insurance. Now, my lawyer says that he can only get me $15,000 in accordance with my policy. However, medical and other bills ...


 Am looking to get life insurance. I am only 25 years old but have a 1 yr old daughter. What type of coverage s
should I get and which companies should I look into? I am looking for something fairly reasonable but with good coverage. Any other advice/help would be appreciated as I know nothing about this!...


 Primerica Insurance?
Can anyone tell me WHY Primerica's Level Term insurance is bad? What is wrong with it?
Additional Details
Richard, I was looking at another answer and saw a person say we should ...


 I read that 4 out of 10 people don't have no health insurance.Do you have any health insurance?
I wonder why people would not have this when their is such an affordable plan that can save people tons of money???...


 Is it possible for a 6-year recovered alcoholic to get life insurance?
I have also been prescribed both Wellbutrin and Zoloft for the past several years...Does that mean that "I've been diagnosed with a 'Mental Illness' as so stated on many Term I...


 Can an employer make you pay for damages to a car......?
At a car dealership, if you have an accident in one of the company's cars, new or used, can they make the employee pay for the damages? Isnt that what insurance is for?...


 My car is totaled, city is at fault I have mild neck pain howmuch should I settle for?
no credit card, so no rental. I feel being stuck is form of pain and suffering. No way to carry tools, so cant work. Broke cellph. in mishap, also. Had to walk over 10 miles to get new phone. Now, ...


 Is a ULIP a good investment/insurance tool in India?if so pls explain why?
has anyone hand any experience with max new york life insurance? are they a good company?
Pls refer me to a website where I can do further research if relevant....


 Do you have to pay insurance on an apartment?
i am going to be moving out soon and i want to know if i need to pay for insurance for an apartment....


 Health insurance?
I left my job about a couple of months back.Im actively looking for a job and hoping to land something by next month.Im eligible for COBRA benefits through my former employment.I still have time to ...



mandasmit
How do you get started selling insurance?
Trying to find out what it takes to get a temp. insurance license.
                     
 




Deva
There are two ways to get started to get in to insurance business.
1. Traditional way.
2. Corporate way

in traditional way, first you have to choose which company you prefer. because its tough to change the company after wards. pay fees between 600 to 900. get 100hours training. pass IRDA exam and get license to sell insurance for 3 years and targets from the company.

in corporate way,
a corporate company got license. already there are licensed advisors. Take use of the advisors refer your leads to corporate. get the referral income
here you need not bother about training, exam, fees. no monthly targets, just freelance.

in traditional way, as you are an agent you will get commissions from your sales alone.
in corporate way, you can get commission for your referrals and also from the sales of your team that you can gradually form.
in traditional way, you can get good commission in first year premiums and a small fraction of commission from subsequent premiums. as long as you stay alive in business. the commission from your referral stops as you stop active sales. You cannot inherit the insurance business.
in corporate way, you can get commissions from first premiums of your and your team sales. you and your generations are entitled to get commissions from team sales. means this business can be inherited.

which way you prefer to sell insurance?
if you choose the corporate way. if you need more information about the corporate way
mail me. I will guide you.
devaraj0910@yahoo.com


R L
Rating
you are asking for temproary means for the time being.
then dont get waste your time in IRDA exams. now a days policies are available in referral marketing. get in to it for instant money. you can also help your clients to earn too.


toknowmore
Rating
Approach the insurance company for which you wish to work and they will guide you to take 100 hours training for IRDA exam and then you can start insurance business after getting license. this license will be valid for 3 years and again you have to renew after 50 hrs training every 3 years.

Good Luck
pnkmurthy@yahoo.com


mamta m
Rating
Congrats as u are going in a very much developing sector for ur career. Insurance is like a part time job done within ur relatives or friends. U wont feel as u are doing a job as u will be mostly with ur relatives or friends or meeting people. Before start selling an insurance u need to write a exam conducted by IRDA and those are conducted on sundays every quarterly all over the India. U need to pay a fees of around 900 for the Exam and once cleared u will be given with a licence of Insurance advicor which u can use for any of the insurance company. But at a time u can work for only one insurance company. U will be given leads by ur senior and only thing u need to do is to attend the client and close the case. If u are interested i am working for HDFC Standard Insurance[Bangalore]. Can give me a call on 9980523095.


Phil
Rating
Well, it starts by learning about insurance. If you don't have a decent understanding of insurance, that is where you should start.


Chanakya
To sell insurance products, one should get licence from the concerned country's insurance regulatory authorithy(For instance, in India IRDA is the authority which licensates the agents).

Level 1:
If you want to become an agent, you will have to pass thru the following phases:
1. Approach an insurance co & apply for agency.
2. Attend the IRDA training Programs.
3. Get Licence from IRDA
(if & only if you pass the IRDA exam)

Level2:
Before getting into sales, follow these steps:
1.set a list of 100 -contacts
2.classify them as: hot , warm and cold, according to their prospectiveness
3.concentrate on hot; make preparations for warm: and apply strategies for cold.

Level 3:
For an effective sales, keep the following tips in mind:
1.call & take appointment before meeting a customer.
2.Reach the venue 5 minutes before the time.
3.carry all the sales materials with you
4.have a pleasant face while discussion
5.Never argue with the customer

ALL THE BEST
kirankgupta1@yahoo.com


The Prince of Egypt
in india you have to get through the exam conducted by IRDA

where are u from i dont know


mbrcatz
There isn't a temporary license, unless you're temporarily handling the estate of a deceased agent, and only in some states.

You have to pass a test and pay a fee. Depending on the type of license and state, you might need to take a class or have a sponsoring company.

Check with your state insurance department website to find out state specific information.


Jim C
Rating
My advice is to check into some insurance jobs first, find out what an agent's duties day to day are, at a given company before you spend all the money and time on insurance classes, and the test. There are lots of insurance companies with horrible jobs who will tell you bold faced lies to get you to come work for them. These companies will hire anyone because pay is commission based (in order to get paid, you have to make them money, if you don't, you don't get paid) and often you have to pay the company a start up fee, or buy materials from them before you can begin work.

There are many great jobs in the insurance industry, however, and you might want to find one that would suit you first. Also, don't just take the boss's word on how the job will work, and only believe the hype about how much money you'll make if that money is guaranteed, and not something you'll have to pay back. You can make money in these types of situations, but you can also lose money, and end up in debt to an insurance company that never paid you a dime, and have a vector hit on your name that will stop other companies from appointing you.

Once you decide it's really something you want to do, run a web search for your state's name followed by department of insurance. It may not be called the department of insurance in your state, but usually you can find it with those words. For instance Florida's DOI is called Florida Department of Financial Services.


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