 Life insurance death benefits? |
Why aren't there better federal laws and/or state laws to "force" insurance companies to do more to get the death benefits paid to beneficiaries?
Example: Hard working ... |
|
 When buying life insurance, does the agent know your past insurance "mistakes"? |
| I'm thinking of buying life insurance from someone I know well. Only thing holding me back from using this person instead of a stranger, is that sveral years ago, I had a policy and ... |
|
 Can u buy home insurance directly from the company? |
| is there a way to buy the home insurance directly from provider than going thru the agent ? Especially in FL, where the home owner's insurance is rising thru the ... |
|
 Car Insurance? |
Last year I paid my car insurance in one hit, online. This year, renewal price was higher because I got £50 cash back last year.
I saved £120 by searching around and went ahead with the ... |
|
 Can I buy life insurance on my ex-boyfriend? |
| I am a single parent and I would like to know that my child will taken care of if her father passes away. He should leave her something, I already have a life insurance policy on myself. He does not ... |
|
 What do you do if you do not have medical insurance? |
| I no longer have medical insurance-if I need medical care do I go to the hospital and who pays?... |
|
 Can my employer legally switch health insurance without notifying me or getting my signature? N.Carolina? |
| I work in Charlotte, NC. I have been on one insurance plan for the past year. It was our annual enrollment period during the month of May. I get a new insurance provider card in the mail this past ... |
|
 What do I do if my unemployment benefits are about to run out? |
| I am collecting unemployment benefits in NJ and my funds are almost out. I haven't gotten any paperwork on an extention and I don't know what to do. I have been looking for work but there ... |
|
 How can I make my insurance appeal seem more convincing? |
| What can I add to my health insurance appeal form, to make it more convincing? I have a feeling they are going to reject my appeal so I want to sound confident and, if you will, intimidating.... |
|
 Help me pleeeeeeeeeeeeeeeeeeeeeez... |
| Coco is a 25-year-old single mother with a 3-year-old daughter named Jasmine. Coco earns about $25,000 a year as a teacher's assistant while she is working on her Bachelor's degree. She ... |
|
 Is being an insurance agent hard? |
Like Farmer's Insurance? What kind of money do they make?
Additional Details
What's it like?... |
|
 Best LIC policy please inform? |
| I need a good LIC policy which has more tax savings , please guide.... |
|
 Question about Health Insurance Deductable? |
I thouuht that once you met your deductable, you dont have to pay anything else out of pocket?
I am having 2 surgeries in the next couple of months. The doc wants me to pay my $1500 ... |
|
 Has your identity been stolen? House Purchased - is it mine? |
| I have been living overseas and moved back to the SW USA. I tried to get the gas company to put service into my name but could not. Turns out there is already someone with my name, social security ... |
|
|  |
RON PAUL for President 2008 | How do you get the lowest home owners insursnce rates on an old house with poor credit? |
Home built in 1937 with 3 year old Bankruptcy on credit history. |
 |
 
blb
|
If the house has been updated (wiring, plumbing, heating and shingles) then you should not have a problem. The one thing that you need to look for is a company that does not do credit scoring. There are a few out there. Your best bet is to contact an independent agent, explain your situation and see what they can do for you. I have helped people in your situation before. It can be done but you are not going to be able to get "low" rates. |
|
halina_haag
 |
Sorry, is very hard get "low" rates. But is like that if you are poor all made you more poor. Bullshit - here is worst system in any insurance and loan , if you are sick you are paid higher health insurance if you are self-employed with very good credit and 20% down payment you are paid higher % any way. If you are poor and you are have poor credit you are sold. |
|
John
|
Sorry for your situation!
However, there are some company will take your homeowner insurance. You may don't get the all the coverage as many as a normal credit history holding person.
Check this out;
http://www.insureme.com/landing.aspx?Refby=614136&Type=home
Never know!
You may find the right quote for your need. |
|
Good♥Gyrl
 |
Check with your state's FAIR plan (Fair Access to Insurance)...or it might not be called that, but something similar. You can get insurance for the dwelling, but not on a replacement value basis, and you can also insure contents. You'd need to call your state's department of insurance, and provide proof (possibly) that you've been declined by other carriers. |
|
Renee Reddington
 |
The higher the deductible, the more money you will save. Most insurers surcharge you if the deductible is under $1000.00. Most allow the deductible to be as high as 3% of the replacement cost.
In order to save money, I would suggest insuring the home for 80% of the estimated replacement cost. This will allow you to keep hidden options in the policy such as an extra 20% in case of a total loss.
If there is someone older than you with better credit that has a financial stake in the property (spouse, name on deed, land contract etc) put them on the application & they willl usr their credit characteristics.
Insure the dwelling for actual cost value rather than replacement cost. Premium will be lower. Do not add options such as back-up. If they are sutomatically included, aske to have them removed if you will save on premium. |
|
mbrcatz
|
Well, you don't~!! I'd go to www.foremost.com and see if you can find an agent there that will give you a quote. Your problem isn't finding cheap rates, it's finding ANYONE WHO WILL TAKE YOU.
Alternatively, you can update the wiring, heating, plumbing, replace the roof, and take a $10,000 deductible on possible claims, insure the house to 110% replacement value, and you're much more likely to get a good quote, IF you don't have any dogs, trampolines, horses, swimming pools, or claims in the past five years. |
|
just visiting
|
It depends on where the home is located, what it's made of, any updates to major building components, etc.
You need a professional you can trust, shop around.
There may be a government program for hard to insure risks in your state. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 33 minutes(s) ago
| | | |
7 | 39 minutes(s) ago
| | | |
7 | 53 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
7 | 5 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 2 day(s) ago
| | | |
7 | 6 day(s) ago
| | | |
7 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
