 Should I purchase Identity Theft? |
| I lost my ssn card a few days ago, so I applied for a new one, and I also put a fraud alert with the 3 credit bureaus, BUT I was reading this Protection Plan they offer for $15 a month and I was ... |
|
 What is the meaning of "EMPANELMENT"? |
| this i hava read from a resume that "eampanelment of highnetworth individuals and retail advisors". he is applying for the post of branch manager for an insurance company.... |
|
 Are there any affordble insurance plans that back pay for 2 month old hospital bills? |
| i had a baby before my insurance was active and they billed me for it and now their saying they cant pay it. so now i could be stuck with a bill i probably wont even be able to pay.. any advice? no ... |
|
 Where can I get private health insurance? |
I need health insurance, like I know many people do. I have cancer, but I guess that's not considered a disabilty because I was turned down. My job does not pay for medical.
I ... |
|
 What is the best life insurance for a young person 22-35? |
| I want to be able to use it against my mortgage. Is it possible to get money from it and not have to pay it back after a while or something? And will that change my policy in anyway?... |
|
 Most mortgages are repaid in equal monthly payments. What two amounts are included in each payment? |
| Most mortgages are repaid in equal monthly payments. What two amounts are included in each payment?... |
|
 Dad's insurance won't pay for needed treatment...? |
| I'll make this as brief as possible...my father has a blood condition; he is missing a chemical in his blood that is essential for his immune system. He receives shots or "infusions" ... |
|
 How can I get US health insurance for my (non US residents) parents (in late 50's)? |
| This is both an "Immigration" question and a "Health Insurance" question. My parents will start living in the US several months a year or more as legal visitors to live with us ... |
|
 Do they have to offer benefits? |
| I'm trying to find out where I can look to see if my employer should be offering health benefits to full time employees. I thought when a company employed a certain number of employees they had ... |
|
 Living on my own? |
| igonna have to leave home soon when i turn 18 so im making my financial plan. its kinda hard and im not sure if ive got all the correct numbers. how much does life insurance, dental insurance, and ... |
|
 Have I been tricked into a contract? |
Ok I know in a lot of cases this would be considered my fault.
I'm getting ready for college and my goal is to make the football team. I wanted to be prepared for the tryouts so I ... |
|
 Ok where can someone get health insurance? |
| ok where can someone get health insurance to get a vasectomy reversal is there any health insurance that helps pay for ... |
|
 My Dad lost one of his eyes because his health insurance wouldn't pay for it, what lawyer should I contact? |
Hello,
My dad is retired and on welfare. He has 3 health insurances total and a letter from one of his health insurances that states the other health insurance should pay for all of his ... |
|
 I had renters who burned down my home, my insurance company is reviewing the case any advise? |
| I have a home owners insurance policy and assumed that was enough coverage, the renters had renters insurance when they rented from me but did not keep up their payments. The insurance company said ... |
|
 Can I get Medicaid just because I'm pregnant? |
| I just found out I'm pregnant. I have health insurance though my job, but it won't pay for everything. My husband and I tried to save money while he was in Iraq so we could one day ... |
|
 Bank of america? |
| i recently got my car stolen with my bank account numbers and my id in there... is there anyway that the sadistic thief who robbed me to somehow get into my bANK account and take the money?? and no ... |
|
 Should I report a preexisting condition to my health insurance company? |
| I was under my father's military health care until the age of 23. Knowing this, I sought out and purchased individual health insurance through a writing agent that filled out the necessary ... |
|
 What's the best place to purchase both auto and home insurance from? |
| I'm buying a new home and changing my auto insurance carrier, what insurance company can offer me the best deal when it comes to providing both home and auto insurance in a combo package?... |
|
 Should Insurance cover water heater damaged due to failed pressure reulator? |
The pressure regulator on my home's incoming water line failed, leading to community's incoming 160PSI pressure (rather than the regulators 60-70) bursting my hot water heater.
My ... |
|
|  |
peaches and cream | How do you sue a person on disability? |
This person damaged my car. (I) had to pay the $500.deductible to get it fixed and then I had to rent a car to go back and forth to work for 13 days. I purchased the extra insurance for safety's sake. I want my money back from this person because I was not the one that damaged my car. If you have been in this situation before please let me know and what to do. Thanks |
 |
 
mbrcatz
 |
Same way you sue anyone - go to small claims court, get the judgement. How do you COLLECT? Well, that's another story.
They won't have to pay you "the extra" for the extra insurance you purchased (which isn't actually insurance - it's a "damage waiver").
If you paid a $500 deductible, that means your insurance company paid the rest. That means THEY are probably trying to go after this guy to collect the money. In accordance with your policy terms and conditions, they get first dibs on any money recovered . . .and they WILL TRY to recover your deductible.
Subrogation can take anywhere from six months to two years.
Call your adjuster, and ask if this claim has been moved to the subrogation department. Get the subro adjuster's name and extension, and call them once a month to get updated status on the subrogation process.
They'll have more luck collecting than you will - they're the professionals.
Regarding the uninsured/underinsured motorist coverage - the straight UM/UIM coverage is for BODILY INJURY ONLY. You need uninsured motorist property damage to collect for damages to your car. This coverage is only offered (available) in some states. So don't worry too much about the above post saying you should have purchased it. |
|
David L
|
You can sue anybody. Collecting is a different matter. You don't say what sort of communication you have had with this person or if this person promised to pay for damages to your car, or pay your deductible, or pay for your rental car. Someone on disability has a hard enough time making ends meet financially, and I doubt that they intentionally hit your car. It sucks that you have to pay for it, but your insurance should have paid for the rental car as well. So, you are probably out $500.
I know that the person who hit your car should pay, but consider their income. They may not be able to.
Yes, you can sue, and yes, you will probably win. Collecting is a different matter. He has no wages to get and you can't take his disability.
Good luck. |
|
sml
|
just because they are disability doesn't mean that they don't have car insurance?? Were they charged with the accident and failure to carry insurance?? if they were , then you can contact the victims advocate of your court or the prosecutors office re restitution; otherwise , a judgment is only as good as you are able to collect; small claims lawsuit, do they own a home?? a lien if not , doesn't matter how much the judgment if they don't have anything to collect from |
|
Michael K
|
sue them all you want...disability is not garnishable...you might get a judgement....that does not mean you will get money...same concept happen to me...i had renters on disability...they tore the place up....i have a judgement...but no money to fix it to rent again...good luck....state laws vary... |
|
connemara
|
Hang on for a minute. I assume this person was NOT insured (auto insurance) because if they were, that is how you reap back any money (sans your deductible). If they were not insured, YOU should have been carrying Uninsured or Underinsured Motorist's coverage. Your own policy should have provisions for car rental, too, and it would then be up to them (your insurer) to go back after the other person's insurance to reap back money. Frankly, suing this person is going to cost you more than what I suspect this whole thing is worth. Do you know how much it is to institute suit against someone? And even if you win, what will you get? Being awarded money in a lawsuit and actually collecting that money are two distinctly different things. Unless there was damage to something other than your car, I would forget the whole thing and move on. Everyone has had to do this at one time or another. |
|
strawberii
|
u get a lawer
sorry, i not much help
failed law class |
|
plasticmanticor
|
get multiple witnesses
They can back you up |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 11 minutes(s) ago
| | | |
7 | 37 minutes(s) ago
| | | |
7 | 54 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
