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I suspect the £50.00 is an admin fee imposed by the insurance broker rather than the insurer.
However there is nothing you can do except pay the fee as you accepted it under their terms and conditions when you bought the policy. UNLESS
You may be able to argue that imposing a £50.00 fee is in breach of the FSA rules about treating customers fairly. - see below. (Taken from FSA Website - all customers should be aware of them)
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We have defined six consumer outcomes, which explain what we want TCF to achieve for consumers.
Outcome 1: Consumers can be confident that they are dealing with firms where the fair treatment of customers is central to the corporate culture.
Outcome 2: Products and services marketed and sold in the retail market are designed to meet the needs of identified consumer groups and are targeted accordingly.
Outcome 3: Consumers are provided with clear information and are kept appropriately informed before, during and after the point of sale.
Outcome 4: Where consumers receive advice, the advice is suitable and takes account of their circumstances.
Outcome 5: Consumers are provided with products that perform as firms have led them to expect, and the associated service is of an acceptable standard and as they have been led to expect.
Outcome 6: Consumers do not face unreasonable post-sale barriers imposed by firms to change product, switch provider, submit a claim or make a complaint
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Obviously Outcome 6 is the one I am looking at and the one you should quote if you make a complaint.
And do you mean 'better' or 'cheaper' the two words are NOT interchangeable. probably pointless explaining this but all policies are not the same and it is usually better to check the differences in cover BEFORE you have to make a claim - by then it is too late.
With regards to the process it is easy. Take out the new policy. Advise your insurance company that you wish to cancel and ask them to forward proof of no claims bonus to you - when it arrrives send it to the new insurer.
aires69uk OFFICIAL
If you mean transfer your insurance to another broker then just go to your new broker and ask them to carry out a Transfer Of Agency.
If you mean that you want to move from your current insurers to new insurers then just approach your current broker and ask them to rebroke your policy (place cover elsewhere).
LESLIE L
i am not sure go to the insurance company you want to change to explain what you want to do i am sure they will be able to help
vampwithaheart
Just cancel one and start the other!
Make sure there are no penalties for cancelling if its not at the renewal time though.
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