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Chichi O | How does a person with no health insurance affects that person's life? |
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MostChoice.com
 |
The information I’m describing comes from a fact sheet from the Kaiser Family Foundation, a nonprofit group devoted to exploring health care policy issues. I have encountered similar conclusions from other surveys and reports, but this fact sheet is an excellent starting point. I’ll link to it in the Sources section and briefly list a few findings:
The following statistics are for either an individual or a member of the family. Uninsured Americans are more likely to do the following than people with health insurance:
•Postpone seeking care (47 percent to 15 percent)
•Never get care when needed (35 percent to 9 percent)
•Fail to fulfill a prescription (37 percent to 13 percent)
•Could not pay medical bills (36 percent to 16 percent)
•Was contacted by collection agency about medical bills (23 percent to 8 percent)
It might not seem like a big difference, but each of the above cases show that not having health insurance at least doubles the risk of the above actions. And think about the last statistic – almost one in four people (or their family members) without health insurance has to deal with collection agencies calling them about unpaid medical bills. Uninsured people are about three times more likely to have to deal with that kind of thing than people with insurance.
So to make this post even longer, uninsured people are less likely to get the regular check-ups, and medically needed drugs and treatment. Plus, medical bills are one the main reason people file for bankruptcy.
Hope this helps,
Barnes@MostChoice
http://www.mostchoice.com/health-insurance.cfm |
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nurse ratchet
 |
Normally there is no preventive care when there is no health insurance. You also don't have a choice as to who you see if you are depending on the state to take care of you. Quality of care is the biggest factor in my opinion. |
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Realtor Jim
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Besides it affecting your health because you're less likely to seek medical treatment, one catastrophic event can ruin you financially for the rest of your life. 80% of all bankruptcies filed by private citizens in the U.S. are due to unpaid medical bills. That alone should tell you the importance of health insurance. There are a number of low cost policies available to cover you in case of a major health event. Even if you can't afford full blown health insurance, you should look into one of these policies to protect your physical and financial health. |
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anonymouskaren
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well many ways... the negative side of having no health insurance is that you have to pay huge bills if you get hurt... for instance say you get in a car accident, the ambulance bill will be at least 600.00 and rise from there depending on your condition. then you have emergency room cost, x-rays, doctors/nurse fees, supplys used are charged to you as well... depending on the situation costs could add up and really but you into finacial hell, considering most medical insurance companys will cover at least half the costs. |
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Joan
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I think it would depend on how healthy a person is and the salary range they are in. We raised 3 children without any insurance and never had a problem paying for anything we needed. No health insurnace payments to make so had money to pay the doctor. When we did get some insurance through an employer it wasn't very good. Now that we are 65 we have the best insurance we have ever had with Medicare. It has been great - the little that we had to use it. |
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Mariposa
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They are less likely to go to the doctor if they are sick and are more likely to run into credit trouble by not being able to pay the bill since hospital bills are expensive. |
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John H
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i'm diabetic...that means needles, insulin, meter strips every month that insurance pays mostly for; high blood pressure...pills for that; slightly mental....pills for that. Dr. visits every 3 months for renewals. Psychiatric visits for renewals every 3 months. All assisted by my insurance. I couldn't live on my pension without the insurance. |
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pathstr8
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How does a person who never passed BASIC ENGLISH CLASS in the 5th GRADE manage to communicate thoughts, feelings, and ideas? Oh! From the question you asked, they DONT!
LOL |
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