 We purchased an item on ebay. The item was to be insured, we paid for insurance. Item lost by UPS.? |
| Seller says we received it but have proof no insurance was purchased and where it was lost. (Not even in the right state) Post master general is not helping. Should we go to small claims? Seller is ... |
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 Does anyone else think Geico Insurance advertisements are annoying? |
| I just don't take them seriously and I don't think their commercials are funny. I don't take Geico as a credible insurance company because of the way they advertise themselves. I have H... |
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 Should I file a claim on my Renter's policy for my apt. door?!?!??!? |
| I work for Allstate, but I have to make a decision. Should a take lower rates than what I'm paying now for my Renter's Ins. Or should I keep the rates I have and file a claim cause someone ... |
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 I'm going to get kicked off my dads health insurance and my job doesn't offer it, what should i do? |
| I graduated in January and his insurance only covers me if i'm going to school full time, i'm not going to start school until spring.... |
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 Cheap car insurance? |
| I have progressive now and I'm paying 85/mo. I tried esurance but they were WAY more expensive. I'll be in school soon and wont be able to afford my current policy. I'm looking for ... |
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 Can i make a claim? |
| Can i claim for my daughters lost engagement ring ? I have a contents policy with accidental damage.... |
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 What is the Avg Salary for a Licensed Insurance Agent? |
| I've been licenced for about 4 years with a desigination. I just wanted to know what the average salary is for an Insurance Agent. I know salary is different in different areas but let me know ... |
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 Do obese people deserve to not be on insurance coverage? |
I saw this blog and wanted to see what the feeling was out there.
http://badboyd.blogspot.... |
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 Is it Insurance Fraud if you keep the check? |
| Say you get in an accident and its the other drivers fault. Someone from their insurance company comes out and does an est. on the damages and then they send you a check in the mail for the damages.<... |
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 How to make a will? |
I want to make a will, is there any good websites that will help you? Is there templates that has just fill in? Whats something you must do and dont in a will? Thanks
Additional Details
W... |
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 How much do you pay for your home insurance? |
| There are so many types of home insurance that I'm confused. Could you roughly estimate how much you should pay if you have a house in Dartford, 3 bedrooms, semi-detached in a good area? The ... |
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 Can an insurance company cancel home owners insurance because you own a dog? |
Additional Details
We have a friend that was told by insurance company that he had to get rid of his 2 labs because they are high on the bite list. If he diesn't get rid of them ... |
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 Life insurance at 54? |
| My husband nor I have any life insurance; he is a heavy haul driver and I am a home maker. Both in pretty good health. I am so confused when I try to research which one would be the best option for ... |
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 Insurance companies..is it just me, or are they all? |
| becoming more lax and incompetant , yet charging the earth for their shoddy services.? for example. virgin car insurance. my car was written off, payment was taken for the years insurance from the ... |
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 Who should pay for your life insurance? |
I have heard both sides of this argument & I can kind of see both sides of it. What is your opinion?
1. you should own & pay for your life insurance policy for your spouse. Because ... |
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Mirjana | How does an employer feel about a future employee failing the Life, Accident, Health Insurance Exam? |
I failed the Life, Accident, Health, my first time taking it, by one percent. Does my future employer think differently of me (i.e. doubting if they should have hired me at all)? I am retaking it in a few days and I am praying that I pass it this time around. |
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mbrcatz
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Most of the long-term agents I've known in the busines did NOT pass it the first time. What really matters is, can you sell? ANYONE can get a license, if they work at it enough, but NOT everyone can sell. |
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Messett
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Don't worry about it. Just study harder. I know lots of agents that had to take it 3-4 times. If your employer has a problem with it you could always go independent...assuming you pass. It is fairly easy to get appointed with the best health insurance companies in your area.
The better question is are you representing the right company.
Either way the secret to success is marketing.
Good luck on the next one. |
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princess angel 2207
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no, just try harder next time..........good luck..there are many other opportunities out there. |
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hirebookkeeper
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No big deal. I worked with agents that failed it 5 times. Now, if you can sell, that's all that matters. |
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Diva
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I had a co worker who took the test 3 times before he passed it and almost lost his job. I think employers expect employee's not the pass the first time b/c the test is so hard. Good Luck! |
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nashville
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No, they are being much to nice, your employer does care and I predict if you fail it this time he will show you the door. Not being mean, just a realist. |
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educated guess
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It is a hard test. Your score was great. You will re-take it and pass this time! Good luck! |
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freedomnow1950
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It's a hard test. Your employer knows this. I doubt seriously that he will think less of you.. I did pass it the first time around (sorry!) but from personal experience I know it's not easy. In fact, I was only 1 of a few in the whole room who passed, and some had taken the test multiple times and still failed.
Your score is good. Keep taking those practice tests, and you'll be fine next time you take it. |
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Financial Answer Guy
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Did your employer conduct a LIMRA assessment on you prior to hiring you? If so, did they disclose the results to you?
I also am not trying to be mean, but alot of the previous answers are really sugar coating things for you. The Life and Health test is actually fairly easy. Review and understand tha material and you shouldn't have a problem. Try to be honest with yourself and ask yourself whether or not you really understand the material. Can you explain the concepts to someone else? If the answer to these questions is not really, then you have to do one of two things; postpone the exam until you have time to really study and comprehend the material or look for another career.
As for the comment that all you really have to do is be able to sell, that is right, only if you want to be a lousy pusher of insurance product and don't care whether or not the insurance portfolio you are recommending is actually in the best interests of the client. People who believe as that respondent don't care about their clients at all. Don't be that way, it is reprehensible and gives the whole industry a bad name.
Remember, study, know your stuff, always do what is right for the client (even if that means making less money), and avoid the charlatans. |
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