 I want to spend a year traveling and have questions about health insurance? |
| I currently have health insurance with my employer but I am considering taking a year off to travel around the world a bit. If I get my own health insurance coverage, and I don't allow it to ... |
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 Should i get insurance though work for my husband? |
| I just got a new job. They told me it would be 500 dollars to add my husband on. Do you think it would be better to just get some private insurance for my husband? I was told if he isn't on ... |
|
 Does Home Owner's Insurance Cover this? |
| I really need help. Are Parents financially responsible for their children's actions? This girl is 14, we'll call her "Ann". "Ann" has been a Foster Child for the last 8 ... |
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 Best insurance for teen,? |
| whats the best insurance for someone who's 16, just got his license, and wants a truck. I don't need a NEW truck, I'll get a used one. And I want to know which insurance company has ... |
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 100% Not-At-Fault: Vehicle Total Loss--Need Lawyer Advice--? |
| I have a case where another vehicle jumped a curb & landed on my parked vehicle, resulting in a total loss. Nobody was inside my vehicle. My insurance company offered a low-ball settlement. I ... |
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 Litigation? |
| Had a wreck. The offer came back and is too little. It would leave me in the whole, a 2500 bill becasue someone else hurt me. He was ticketed. They paid for the car. Now, my lawyer wants to go ... |
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 VUL or EIUL? |
| I need some help here, I'm looking to buy life insurance and two different people I know are trying to sell me on VUL and EIUL. My Q: is which one is better, I have two daughters and will need ... |
|
 How do i find a insurance company online? |
| I'm looking for Imperial Fire and Casuality Insurance located in Tallulah, LA... |
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 Any other homebuyers having trouble getting insurance policy? |
| I'd like to know if other homebuyers especially of fixer-uppers are having trouble getting the property they are going to buy insured. How did you get the mortgage and close on the property? I�... |
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 All insurance is based on a principle called? |
A. premium earnings.
B. investment premiums.
C. division of risk.
D. cash value ... |
|
 If Hillary Clinton died today, who would replace her on the campaign trail? |
Just a thought. Did you know, that Hil's waistline has grown 5 inches in the past year--too much stress!
I think Chelsea Clinton should bump up her smoking hot bod and seize the old ... |
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| Epidurals.......did your insurance company cover it? |
| I know the best source of information to call my insurance company but I am just curious if your insurance companies covered the epidural. I thought I saw somewhere that some companies do not ... |
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 Life insurance direct..NO AGENTS!!!? |
| I am trying to get life insurance..... it seems that all the online quotes really do is get my infoover to an agent and then we go from there. It seems that I could cut thru the noise if I could deal ... |
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 Whats 2+2=??? |
| I need help with my homework?... |
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Mark | How does health insurance work in this aspect? is it more expensive for a company to insure a family of 4 than |
a family of 3? does the cost go up per insured or is there just family coverage and individual? |
 |
 
ticktock (9 days to go)
 |
Employee only
Employee and spouse
Employee and child (you and all of your children)
Employee and family (you, spouse and all of your children)
It doesn't matter if you have 1 child or 6. The price is still the same. (Anthem) |
|
sophieb
|
this is my take on the situation. When people apply for health insurance they fill out an application. The insurance industry determines the ages, the past health and the probability of the family (because of the ages) getting sick, and then they have different price ranges determinant on those factors. They are betting that the people they insure won't get sick, and weighing that against those who do get sick so that their company will be profitable, and/or profitable even if several people got ill at once so their company won't go under. I would suggest you check the internet and see what companies sell the type of health insurance that you want and need, and then discuss that with their agent of the company you choose. Not all companies are the same, not all insure the same. Just make sure that you get a good well named company that you know from your contacts that does give the service you need at the price you can afford. |
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T H
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Our company's insurance provider (United Healthcare) charges for each dependant, there is not a group rate.
So 4 is more expensive than 3. |
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kimmy
|
your employer can tier your rates according to what they find easiest, meaning....
employee only
employee +1
employee +2 etc...
or they could just tier their rates (meaning payroll deductions) according to employee and employee + family. in that case it doesn't matter if you have 1 dependant or 8, your payroll deductions will be the same. of course the more children you have the higher the premium is for the company to pay for you and your family to have insurance, but it all depends on how your company passes along the cost to it's employees. |
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zippythejessi
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It depends on the plan - some plans you pay for each individual person covered, some plans you pay single, couple, or family rates. There's no one easy answer to this. |
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dundalk1
 |
It depends on the deal the company negotiated with the insurance company. Most companies charge their employees the same rate for familes of 3 or greater. |
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