 How much to settle with insurance company for severed right index finger? |
| I lost the use of my fight index finder in an accident. I am a preschool teacher. 3 surgeries and 9 month of therapy. I can not type with it nor can i lift more than 3 ounces.... |
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 Where Can You Buy E&O Insurance? |
| We are starting a new insurance agency and need some Errors and Omissions coverage please help/... |
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 Who's liable in this wreck? |
My dad works for a nationwide corporation. He has a company truck and my sister was driving it. She was hit by someone pulling out into the road. It was her fault.
My sister is not ... |
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 Health Insurance Coverage for our new born? |
| We have a one week old baby and I was told repeatedly by doctors/insruance agencies that our new baby is covered under our family insurance for 1st month (for first 30 days) for FREE. My employer ... |
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 How are we homeowners supposed to be able to afford insurance? |
| my homeowner premiums go up 200.00 a year. i know i'm not the only one with this grip. i'm gonna have to drop my ins. it doesn't cover that much anyway. i don't make a bunch of ... |
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 What do i do with no insurance? when i go to the doctor and no insurance? |
| i work at mcdonalds part time, and have no insurance or health benefits, how do i get insurance to pay for doctors visits? How can i afford health insurance or where do i apply 4 health insurance?... |
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 What kind of settlement should we expect from an auto accident? |
| Me and my fiance were involved in an auto accident where the other driver was completely at fault. This accident happened over 2 1/2 years ago. I was pregnant at the time and my fiance had to have ... |
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 Is life isurance important? |
| life insurance costs less than most car insurance yet people think of it almost like a luxury as opposed to a necessity. as soon as i found out i was pregnant i inquired about life insurance and now ... |
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 What steps does a person need to take to take a auto insurance company to court? |
What court should I send the Motion to?
I have some parrelegal experince but no with auto accidents anyone have any tips they can share.
Additional Details
The idea is not to ... |
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 My landlord asks me for liability insurance, Which company can sell me one? |
| The liability insurance is for the USA, and I am not a US Citizen, nor have any assets I could be sued for, so I want the most simple insurance plan that will cover 300K USD, it must be my primary ... |
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 Limited liability? |
| Could you please tell me what Limited Liability means?... |
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 Insurance help. If you are hit by someone, they are wrong would there Insurance pay for everything...? |
| New at having insurance. If I get in an accident and the person is at fault, would there Insurance cover my damage? and would I still have to pay my own deductible to do my repairs. Would I get a ... |
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| Will Insurance Pay? |
This morning my car was hit in a hit and run. There are no witnesses and the police said there is not much they can do at the moment. Will insurance still pay, or am i screwed?
Additional D... |
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 Health Insurance for a family of 4?? Help? |
Help........I need health Insurance for a family of 4...
I dont work and my husband's Company doesnt Offer Health insurance...We have 2 little Kids ages 4 and 3..we need health insurance ... |
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 Damage to cars from falling roof tiles? |
| I have home insurance and during the high winds some tiles blew off my roof. Thing is they fell on two cars parked in my drive, neither of them mine. The insurance company say they will pay for the ... |
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dominikanking2k4 | How does itworks,when your car get total lose but you still old money to the bank? |
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kelly
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if you do not have gap insurance on the vehicle this is what you purchase additionally when you purchase your car for 500.00 and what it does if you car gets stolen or total or some thing of that nature and lets say you owe 7,000 on it and all the insurance gives you is 5,000 then you must pay back the 2,000 even if you can't drive it, but you see where gap insurance comes in the gap insurance will pick up and pay the rest of the amount to the bank, not a bad 500.00 investment. hope this helps. |
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fth106
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If your car sustains sufficient damage to exceed its value, it is considered totaled. In that case, the insurance company will pay the policyholder the Actual Cash Value (ACV) of the vehicle (assuming they have comprehensive and/or collision coverage) less their deductible. If the loan exceeds the ACV of the vehicle, there may be a balance owing to the bank or lender. There is an insurance to cover this difference known as GAP insurance. I highly recommend it.
If this has already occurred and you still have money owing to the bank, you are under contract to continue paying them. If you do not, they can and will place a negative report on your credit. You do have the option of defaulting on the loan, but that isn't advisable. |
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ricky
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if you do not have insurance then you have to keep paying for the car to the bank. |
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amust2407
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If the check from the insurance company is not enough to cover the full amount of the loan, you're repsonsible for paying the difference. Most finance companies and banks will let you sign a seperate unsecured note for the remaining balance. |
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src50
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If the payoff is less than what you owe, you still owe the difference. |
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William G
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Most, if not all insurance companies only cover for the actual book value of you vehicle. Say you obtain a loan and purchase a vehicle for for $15,000.00. If you total your vehicle and the book value is $12,000.00, you still have a $3,000.00 obligation to the bank for the funds borrowed.
$12,000.00 I $3,000.00 I $15,000.00
Vehicle value Gap in value Purchase Loan Amount
vs Amount Owed
Any time you purchase a vehicle, check if they offer Gap Insurance. This coverage would pick up the remaining balance owed. Some may or may not, pick up the deductible. You may also want to check with your agent. This type of coverage is pretty inexpensive. Some Insurance companies also offer this coverage but not always on used vehicles. Even on newer cars, this coverage may have a time or mileage limitation. Have your Agent explain it fully |
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oh_jo123
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that depends on if you have GAP insurance and if you don't then you will need to still pay the bank/finance company off |
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s7e7v7e7n7
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That is what the old timers call " recall" someone has been mischievous with your bank note signature. The bank doesn't give a warranty to cover your loss they look out for their own best interests and the less time you spend driving on borrowed money products the more profits they can earn. You continue to loose and they pretend to care by offering you more coverages. it's a sink hole. |
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