 What does a medical exam for life insurance entail? |
I'm not sure why I have to get a checkup. I'm 26 years old and healthy. What exactly will they test for and what am I going to be required to do?
Additional Details
Will they ... |
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 More insurance confusion - dividends? |
| Dividends can be used to purchase paid-up additions. "The dividend is taken by the company and used to purchase permanent insurance of the same type. The insurance is in effect a small single ... |
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 Drivng instructor....? |
| Im just finding out more about becoming a driving instructor. If they say you're self-employed does that mean that you're not going to get a payslip from them,they will transfer the money ... |
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 Homeowners Insurance for Coastal South Carolina? |
| I am looking to buy a home in Summerville & just got a quote for homeowners insurance and was shocked........ A sale price of $220k and they want $2,700 a year for just home coverage, no autos. M... |
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 Medical Information Bureau (MIB) Report - Should I get the report first & then apply for health insurance? |
| I am applying for private health insurance, am 25 years old and live in Illinois. Should I get my MIB report first before applying?... |
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 How can I get the Maximum Unemployment payout? |
| New York State pays $405 as their maximum amount on their weekly unemployment check...how does someone qualify for the maximum?... |
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 Does homeowners insurance cover roots intruding in sewer lines? |
| The sewer is overflowing onto my neighbor's yard where we have a sewer easement (they are downhill). It is our sewer line, but their trees causing the obstructions.... |
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 Insurance and hospital bills? |
| I am pregnant and the doctors office nurse said I only owe 10% of the actually cost. But when they billed me the whole amount on the bill. My insurance is supposed to cover the remaining costs. Also I... |
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 HELP-Home insurance content claim? After the Fire &things learned about ins. claim process ? |
This is a home Insurance content question for a home burned in the santa barbara fire. Insurance is actual cash value, meaning they will deduct for depreciation.
1st. is there somewhere i ... |
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 How many people feel they are being over charged for home insurance? |
Additional Details
src 50---My insurance went up 200 dollars.They said my house replacement would cost 325,000 to replace.They are lieing.They refuse to lower the rate on my simple 1500 ... |
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 Does insurance compaines cover the person or the car at fault? |
| The girl that parks right next to me in my apartment swiped the side of my car. she is now claiming her friends park her car sometimes, but she knows she didn't hit my car. Personally her car is ... |
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 When changing insurance companies how can i be sure they will honor my pre-existing conditions ? |
| am going to quit my job and going to use cobra for two months to stay in the 62 day period, yet how can i be sure my new insurance company will honor my pre-existing conditions when my new coverage ... |
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 Is beneficiary information included on renewal paperwork they send to owner of policy? |
| Need annual insurance information on ex to make sure he is continuing life insurance with me listed as beneficiary (for minor child). He insists that they don't send him that info so he can'... |
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| Quit my job, insurance question? |
| and I'm getting my teeth fixed before I go. I'm going to dental school for assisting in the fall, but as of now, I have to move to find a job closer to school which means losing my dental ... |
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 They're selling the farm =:.(? |
| I have been keeping a lot of cows on this farm. they said if i worked for tem i could keep them there. Today they told me theyre selling it and i have to get all my cows out of there! =:.( i have ... |
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 Can I purchase travel health insurance for NY to FL travel? |
| We are taking our 18 month old to Florida (from NY). Since our health insurance doesn't cover expenses across state lines I'm trying to find out if we can purchase travel insurance for ... |
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 How are life insurance policies paid out? To the policy holder or the trustee? |
| My parents have a life insurance policy in my father's name. They are both trustees. They are now divorced. Who receives the benefits of the policy as it has now matured? Any help would be ... |
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 Can your employer denie you insurance because you are married? |
IN THE STATE OF PENNSYLVANIA
I am getting married soon and found out my employer policy if you are married you can't get your free insurance through them anymore, you have to go through ... |
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Sean06 | How does marriage affect insurance with pregnancy? |
Ok, so we recently found out that my fiancee is pregnant. We are getting married in two months now. She is currently on her mother's insurance, which DOES cover pregnancy. When we get married and purchase our own insurance policy, will there be hardly any hassle having the new insurance cover her? I know that through HIPAA that pregnancy cannot be claimed as a pre-existing condition as long as the person has insurance that currently covers the pregnancy. I'm just afraid there will be some fine print clause that the insurance co. will try to pull. Anyone have information/life story to help me out?
Additional Details
If I have an individual insurance plan (NOT through employer) will this allow her to be added to my plan after the wedding? |
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Rick
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Because you and your fiance are currently pregnant, you and her will not be able to obtain a new "individual/family" policy.
However, if your fiance is currently a dependent under her mothers policy she will be able to contiune these benefits through COBRA (as long as the employer has over 20 employees). The reason for this is the clause that talks about transitioning from a dependent status to non-dependent status. Once she is your wife, she is no longer your mothers dependent - this qualifys her to continue her benefits for up to 36 months - plenty of time to deliver the baby.
Once the baby is delivered - you, your wife and child will need to get a policy.
http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html |
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jeeva j
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hi check this link its good
http://insuranceadviceforyou.blogspot.com/
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somebody's a mom!!
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do neither of you have a job that offers pregnancy coverage? the problems could be that her current doctor may not be covered under a new insurance plan. if you go with an independent insurance agency the monthly premiums will be much more expensive than what it is now thru an employer. |
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mbrcatz
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Well, YES. Unless you're adding her to your policy through work, you're going to have a really, really, really hard time finding an insurance company willing to cover the pregnancy.
When you go for an individual policy, they get to underwrite you BRAND NEW. The HIPAA is really for when you move from one employer's plan to the next - if you're going for an individual policy, they don't HAVE to take you - and they WILL decline for a preexisting pregnancy. |
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gayathiri g
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i think no one offers pregnancy coverage |
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