 Real estate question, legal issues....? |
| My mother sold her house 2 years ago. The first time she tried to sell it 3 years proir she had it inspected and nothing was found, she was even offering a warranty at that time. She had major ... |
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 What would be the average pay for car insurance per month? |
| i am 18 years old and my parents dont want me on there car insurance because they dont want to be liable .what would be the average pay for car insurance per month if i went on my own for the first ... |
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 If a person passes away and was part owner of a real estate property, can hospital take the property? |
| When the final hospital bill is not paid, and the patient passes away, then does the hospital have a right to take the house even though someone else owns the other half of the property? And what if ... |
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 Will the other guys insurance company have to pay for my medical bills? |
| My 2000 Ford Explorer was rear ended by a tractor trailer. There was only a scratch on my bumber. The tractor trailer was only going about 5 mph. My neck has been bothering me since the accident so I&... |
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 Do you think that critical illness insurance is a good investment? |
| This is a type of insurance that pays you, if you have a heart attack or are diagnosed with cancer. If one does not suffer or die from certain illnesses, then one's beneficiary is given the ... |
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 Medical proceedure is very nescessary but insurance refuse to cover it. How can I appeal? |
any one out there famliar with or work with insurance companies on arbitration of a reconstructive proceedure?
United Health Care has denied two seperate claims to repair my severe belly button ... |
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 Best Ways to Reduce Car Insurance? |
| I found this article on ForbesAutos.com about best ways to reduce my car insurance. Is this true? http://www.forbesautos.c... |
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| Mortgage Insurance ? |
| I was looking into buying mortgage insurance to cover me in case something happens. I found out this existed when someone I know died very suddenly. I went to the bank where my mortgage is and they ... |
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 What is the current cash surrender value of a whole life insurance policy? |
Is this the amount I would get after I cancel a policy?
My policy shows this amount minus loans asnd interest and plus dividends and go-rider cash values.
I can no longer afford the ... |
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 Can anyone tell me whether life insurance falls under real estate property.? |
| is a life insurance product falls under category of a real estate property, please guide.... |
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 What is the minimum age for a person to get a social security number? |
| Kindly respond in terms of years and months as in... 1 year and 11 months or 2 years 0 months etc.... |
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 Life insurance....? |
| am i allowed to get a life ins policy on my ex husband (the father of my 2 girls who are now 19 & 18) he owes me 28,000 in child support and i will never see it. i was thinking if i got a life ... |
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 Health Insurance until June? |
I'm a medical student on academic leave until late June. Basically, I need to wait for the foundations week that marks the beginning of the 3rd year at UCLA.
During the fall, I had ... |
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af | How does one shop for homeowners insurance? What are the variables? What do we look for? |
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Zarnev
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Homeowners insurance is simple but don't just shop price. You need to make sure you've got an A rated company and that you've got a replacement cost policy. Replacement cost means that the insurance company insures the home for the amount that it would cost to complete rebuild it. It is not unusual for the replacement cost to be much higher than the value of the home. You also want replacement cost for the contents. That way you get the cost to replace an item, not the depreciated value. You want to get at least $300,000 in liability, maybe more depending upon your situation.
After you've made sure of the replacement cost you can then compare premium. Most companies will give you a discount if you also insure your cars with them, so you may want to contact your current auto insurance company or get a quote that includes your cars. |
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LilMiss
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Check out this article (scroll down to the middle of the page): http://www.insurance-made-ez.com/homeowners_insurance_the_mortgage_connection.php
I hope this helps |
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ebuyfaxe
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see there maybe |
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SusieM
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No doubt the easiest way to get insurance quotes is on the web.
Why would you waste your time on the phone calling around?
the last time i needed quotes on insurance i used one of these comparison sites and it was great.
this is the site i used and it was quick like less than 5 mins.
The last thing I want to do is listen to elevator music while waiting for a salesman.
Anyway I got good quotes and ended up saving money so I was happy.
So shop around and compare quotes which is easy on the net.
Good starting point is at this site.
http://insurance.deal4-you.com
Good luck. |
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MoniqueLise
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I'd have to disagree with your first answerer. With homeowners insurance, replacement value insurance is MUCH more expensive than the "basic" coverage (which will give you a depreciated value on your home and contents), so it may not be the right coverage for you. I'd get quotes on "regular" homeowners insurance as well as replacement value, and decide what your budget can afford. You have to decide if you can afford to cover some of your expenses out of your own pocket. It's better to have some insurance than no insurance at all; so, if you can't afford replacement value insurance, it's not going to work for you.
Keep in mind that if you have a large dog, you could be looking at higher premiums. That's because home or rental insurance is not just about the place you live and its contents; it's also about personal liability insurance that will cover you if someone is hurt or killed in or on your property or rental.
Definitely look for a financially stable company. However, also look for a company that has a good track record of customer service. Both are important. It's no good to have a financially stable company that likes to reject claims and cause you problems before they pay. |
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mbrcatz
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Well, the policies are pretty standard in most states, and there are TONS of variables - so *I* recommend shopping for the AGENT FIRST. A good agent will take the time to explain coverages and options (variables), go over the policy to make sure you've got adequate coverage, and be available to answer questions and help you with claims even AFTER you buy the policy from them.
The BIGGEST thing, I recommend an AM Best A rated carrier or stronger. Besides that, the agent matters MORE than the company. |
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