 How do insurance companies deal with massive claims after something like the Newcastle storm disaster? |
| Will they be able to pay everyone at once? Do they even have enough money to give all the affected people?... |
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 Can my company enforce a new policy at work that affects my personal life? |
| I am the friend responding to his question. I do have my nails done professionally every two weeks. I am gloved and have very little skin contact with donors. This is a new policy my company is ... |
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 How come insurance is almost double for 2 cars.? |
I can't drive 2 cars at once, only one at a time. Therefore, the odds of causing an accident are the same as if I had one car.
Why don't insurance actuaries know this?
A... |
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 I want to sell Life Insurance to a friend...but i am almost positive he has smoked pot within the last month.. |
| I know that for the life insurance, he will have to have a paramed come to his house/work and check him over real quick, and they almost always do a urine test depending on the amount of insurance he ... |
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 Help.. Insurance won't consider my car a total loss...? |
| My current insurance company is allstate. I have a 2005 TL with significant damages. The repair estimate came out to be $18,000. The value of the car is about $30,000. The front frame rails must ... |
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 What should someone do with a dead body? |
| Let's just say, hypothetically, I know someone that might have a dead body he or she needs to dispose of. What should they do?... |
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 Home owner insurance question.? |
I had a lot of trees down on my fence during hurricane Ike and I found out my insurance company (American National) doesn't cover fences,but during Rita they did.
My policy doesn't ... |
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 What health insurance company do you like ? |
| I want a ppo and am looking for a good ... |
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 I'm buying a used car in Texas, and need car insurance coverage; what is the minumum required by law? |
| Car insurance in Houston is so expensive!! I was wondering what is the minimum coverage that I need to pay? I can't afford to pay almost half of my monthly payment on car insurance!! That'... |
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 Help! My insurance will not pay ANY of my $30,000 surgery bill!!!? |
I am a full-time college student working part-time and can simply NOT afford this. I had septoplasty and turbinate reduction for chronic sinus infections.
What would you suggest I do?
... |
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 How do you get hospitals to write off bill? |
| I have been recently hospitalized twice for depression. Unfortunatley, my insurance pays very little for psychiatric care. How do I successfully get the hospital to accept just what my insurance ... |
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 Car Insurance? |
I want to know if it is possible to carry no claims bonuses over.
I had 2 years no claims 3 years ago, since that time i haven't had my own insurance ive been on a traders policy for ... |
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 Illegal or just immoral?? |
| My husband and I got car insurance. Before our policy was up I got into a minor accident (me and my neighbor accross the street backed up at same time- it was ruled I was at fault --I had the slower ... |
|
 Does medicaid cover circumcisions? |
| i was just wondering if utahs medicaid covered getting your baby boy circumcised. i have read to different things, i read that if u get it done after delivery it covers it and i also read it doesnt ... |
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 Baby health insurance question!!? |
| my insurance company told me when i called that i couldnt put my son down without a SS# but when i got the ss card i called back and they said i cant do it because it has been more than 31 days since ... |
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 How can i get life insurance for my family? |
What do i need to do to get life insurance for my family ,what exactly do i need,and how do i do it ?...and where do i go ?
Additional Details
whats the amount is best to ask for ?... |
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 This is really ridiculous. Two months ago I totaled a car that I am still financing. I didn't have full? ? |
coverage on it. I want to get this car out of the collision shop and junk it.
Today I heard one of the most ridiculous things- that I can't junk a car that I am still financing, EVEN if I ... |
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mr | How does the insurance co. reimburse on recovered vehicle that's major strip but not burned? |
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Annie=)
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They will usually just total the vehicle and give you the value of it because it will cost more to repair it than the vehicle is worth if it has been majorly stripped, or even if it had been burned. (To find out the value, go to kellybluebook.com) |
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Marathon Mom
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Burned or not - it makes no difference. If the car is totaled.. The insurance company will probably pay you what the Blue Book value is.
If the car is not totaled.. they will pay you the cost to repair it. Based on the circumstances and you weren't at fault. |
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odysseus1959
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Take how much you owe, subtract 50%, the remainder is yours. |
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INS CSR-L.A. County
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It doesn't have to be burned to be totalled. If it cost more to repair than the vehicle is worth, then the Ins. Co will most likely totall it out. Each company has their own factorization, but if all that is left is the frame essentially, then consider it a total loss. |
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johnjanetl
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It will depend on the insurance company on whether they total the vehicle or not. It will depend on the cost to repair vs. the value of the vehicle. Some insurance companies may total a vehicle if the cost of repairs are over 50% of the value of the vehicle, others have higher percentages of 70 to 80%.
Hopefully they total it out, and you dont have any negative equity on the car if it was financed. |
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meanddave
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most cases you need proff if you dont have it they wont do any thing about it a burned car you could of done it your self they can think that |
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mbrcatz
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Same way as if it was burned. They figure out cost to repair, and see if it's a total loss. If it's a total loss (likely) they cut the check and you turn over the title, and they get the vehicle for salvage. |
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Steve S
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If the damage to the vehicle exceeds 70% of the replacement cost they will total it and pay out the actual cash value for the vehicle (cost new minus depreciation), If it less than they they will repair the vehicle and you have your car back with many newer parts. Talk with your insurance company |
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