 Help! $10,000 plus in Medical Bills, no Insurance!!? |
| My husband and I had our son 4/11/2008, we are uninsured. We were denied the Oregon Health Plan (Medicaid) because we "make too much money!" PLEASE!W e are both working at fast food joints ... |
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 How long??? |
| My aunt passed away and left my mom as her beneficary for 10,000 dollars! How long after her dead should my mom recieve the money! She wants to purchase a head stone for her with it!... |
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 Lap band insurance help!? |
| My husband and I want to get the lap band surgery. He's looked into it significantly, and we know pretty much everything there is to know about it. We both have health insurance (under my name)... |
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 Can I become a millionaire? |
| My question is how does someone become a millionaire?... |
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 How do I sue a company for giving false information to an insurance company? |
| Work stated that I was constantly late off sick and had no commitment, I have proof to state ... |
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 No insurance-broken wrist?? |
what a should i do?
Additional Details
it happened at the beach. ... |
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 What insurance company would cover pizza delivery driver?? |
| O.K... I was just offered a job delivering for Papa Johns and I called my insurance company and they said they do not offer "commercial insurance" and they would not cover me. Can anyone ... |
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 No Insurance. Car damaged. Should I call the insurance company? |
OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged.
My problem is I don... |
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 State Farm vs. Farmers vs. All State? which is best? |
| I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking ... |
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 I was left an insurance policy, how do I find it ? my grandparents passed on, so how do I get it ? |
| My grandfather left an insurance policy in my name, passed on in 1980, and grandma passed 2 months ago. My aunt is an evil catholic who won't send it to me, she wants my mother's address, ... |
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 No ins. have back problem...how can i recieve help? |
| for 13 yrears have had lower back pains...hoped it would go away,wrong...now am unemployed.no ins.dont know what to do?... |
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| Whats a good annual premium for a 50,000 whole life policy? |
| I'm 28 perfect height and weight and don't smoke. No health problems and no family illnesses. Thanks.... |
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 Would it be a good idea for insurers to give a % of income they give out in claims? |
We all look for the cheapest premium, but we have no idea how they would perform if you had to claim.
I heard somewhere that car insurers give out much more that household insurance (or ... |
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 Where can I get a cheap eye exam for contacts? |
| I need an eye exam and my new insurance plan does not cover vision. Where is the cheapest place to get an eye exam?... |
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 Mom didn't sign her life insurance policy. Insurance company reverting to old one. Can I sue? |
| She worked for the federal government and was very sick when she made her beneficiaries. Now they are saying that it is not valid and will pay from an old policy. They are having us fill out a form ... |
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 What insurance company provides the best supplimental coverage for the 65 and over person? |
| I need to obtain Supplemental medical insurance as I am approaching age 65. What is the least problematic way to get necessary information on coverage without dealing with an agent of the companies.... |
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returnofkarlos | How exactly does gap insurance on cars work? |
Some people say it's a rip off yet others are advising me to take it |
 |
 
Dannos
 |
If you owe more than your car is actually worth, and you total your car, the insurance company will only cover up to what your car is worth. GAP insurance is extra insurance you buy that will pay the amount over what your car is worth if you total your car. This saves you from having to pay out of pocket the difference from what you owe on it , versus what it is actually worth. Smart choice if you are "upside down" on your car loan. (meaning owing more that it is actually worth). |
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monkeynuts2006
 |
GAP, stands for guaranteed asset protection and it does exactly this,
finance GAP. covers the shortfall between the amount your insurance company pays out in the event of a total loss accident(write off) and what you may owe on your finance agreement. so that you are not financially worse off as the result of an accident.
total loss GAP covers the dif between what your insurance company pays out and the cost of the invoice price of your car, eg you paid £12,000 for your car and two years from now your car is written off, your insurance company will offer you the market value for your vehicle for example £7000 GAP will then send you a cheque for £5000 to return you to the £12,000 you originally started with,
It really is worth taking out!! but don't pay more than £349 for it or your being ripped off.(it is more expensive for executive cars,jags,bmw's, mercs etc etc |
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DAVE P
 |
If you had an accident,and your car was a write off,Gap insurance would pay the difference between what the insurance company would pay you and what you payed for the car....Providing the car was not too old. |
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mbrcatz
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You don't need it, unless you owe more on your car than it is worth.
It pays the difference between actual cash value, and loan balance, if your car is totalled. |
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welcome news
 |
GAP insurance - guaranteed asset protection insurance covers your potential loss if yor car is a total loss.
There are two basic forms: finance gap - which covers the shortfall if you buy the car on finance and 'back to invoice' which pays the difference between the total loss offer and the amount you paid originally.
These contracts are usually a single premium and cover for between three and five years. The cheapest deals are found through your local insurance broker and the most expensive at the car showroom (though even car dealers have to be regulate by the FSA to sell it!)
Premiums depend on the value of the car and the amount of the loan/ invoice.
Have a look at http://www.portwood.co.uk/gap_insurance.htm which has sample premiums. |
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das g
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i hope this ill helps u
u can get the insurance of any type easily............
http://www.insurance-assurance.110mb.com |
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