 I just accidentally found out my co-worker makes very close to my salary and I have been there 4 years longer? |
| I am a manager and she is technically my employee and I have about 10 times the responsibility she does. I just found out she brings home $37 less than me a week. I feel very hurt and angry, but in ... |
|
 Hi? what's ufo stands for? |
| i don't understand UFO.... |
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 Life Insurance? |
| I have read many answers about term vs. whole life insurance. Maybe I am dumb, but I am still confused with all the options and blah blah blah. Here is my situation and please suggest what I should ... |
|
 National insurance number? |
can a national insurance number be used to
find out if a person is working or not?
... |
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 10 yr, 20 yr, or 30 yr term life insurance?? |
| I'm 20 years old, married, no kids. I want to take out a term life insurance plan. (I probably will need it for about 30 years) My question is, should I take out a 30 year plan, so I will be ... |
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 I don't even trust myself now ... Help required ... ? |
Additional Details
apologises this should have gone in the mental health category ...... |
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 I just found out that i'm pregnate, and i don't have insurance? |
| i can't find anyone that will give me insurance because i'm already pregnate. can anyone give the names of any companys that will give me insurance or a maternity card.... |
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 Health Insurance company refusing to pay bills. Claim it is pre-existing...? |
| My insurance provider is refusing to pay my medical bills from surgery I had last August. They claim it was pre-existing however a review of my medical records will show that this is / was not pre-... |
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 Let's not have universal health care but just make health insurance more affordable? |
| and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with ... |
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 I need Health Insurance!!!? |
The problem is the my COBRA Health insurance is going to run out within 5 month.
It cost me $380 per month, for me only.
As of October 2006, my COBRA health insurance no longer covered my ... |
|
 Some one is calling me from an insurance company!!!!!!!!!!!!!?????... |
| some one keeps callin me from an insurance company they would like to meet me for 15 minz and its all free...and they say its a new insurance-based savings plan i dont understand that they say this ... |
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 I pay more than $10,000 per year for Health Insurance, does that sound reasonable? |
I'm self employed and gross about $105,000 / year.
Have wife and 3 small children. (wife stays home)
Premium for family is $857.41 / month and increases about 11% per year.
M.D. ... |
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JC | How flexible are life insurance quotes. Can I negotiate with company for a better rate.? |
I got a quote for my wife and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates. |
 |
 
Doing the Right Thing
|
Your rate can not be negotiated when the underwriting is done. If you don't like your rate, you can refuse to accept the policy within 30 days and there will be a refund of premiums.
What you can negotiate is going through different companies. Shop around. Make sure you check the financial strength ratings from AM Best! |
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Ari O
 |
You can ask for a higher premium, a different payment schedule, or try and find a different company.
Try http://www.quoteandsave.com for insurance comparisons. |
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jonesy634
|
No, the rates are not flexible. |
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aoifeb2000
|
If you were quoted standard rates, that's what you get, and that's probably your rating anywhere you go...Underwriting is not very flexible, and it doesn't sound like you are going to get preferred status...You can shop around for different products, perhaps...A lower face amount will change your rate dramatically...Is there a specific need for such a large face amount? Ask if your premium would change if you added some exclusions... |
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ddnc_dave
 |
I think they are pretty firm on the rate once you get it. Some companies are better than others though. Try this link for a quote and good luck! |
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kimmy
 |
when you are quoted rates for a single/family policy, the rates will be standard and no room for negotiating. if you were asking for rates on a group plan, meaning your an employer of a company then you can negotiate. for an individual policy you take what they quote. |
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mbrcatz
 |
No, life insurance quotes aren't flexible at all. What you CAN do, is ask your broker for quotes with a different carrier, or go to another broker and ask for quotes. |
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smcdevitt2001
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I think they have a chart to go by and must stay within the perimeters of that chart. They are not very flexible I'm afraid, sorry. |
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drow
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as flexible as the commander in chief! |
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Boston Bluefish
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Not unless you are buying a really big policy, and you want to agree to living in the safe at their office! |
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Talia W
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Im not entirely sure, but do use a great financial advisor that does not charge (commission based). If you're UK based (im London), I can give you his details if you'd like, my email is tewy84@yahoo.co.uk...If not, good luck with finding out! |
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ewwwofficialsexnewscom
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always possible to negotiate |
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skcs69
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Yes. |
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