 How can I start a New Business? |
I have 6 years total experience & 4 years managerial experience in the field of Insurance, banking & finance, which includes Sales, Recruitment, Team handling,
Now I want to start a ... |
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 What does an costumer service rep. do at insurance companies? |
Additional Details
I am interested in working at an insurance place. they said they have a position in customer service and I wanted to know what kind of duties you have in that? ... |
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 Insurance Payout Related to Roofing? |
| I have an elderly neighbor who is needing a new roof. Her home insurance covers it. However the person she is wanting to put the roof on is NOT a real business, is not a contractor of any type, just ... |
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 Have you ever been screwed by an insurance company ? |
| What company was it ? My SUV was recently vandalized and my loser insurance company only wanted to pay half to repair it, on the basis of "depreciation" They are pathetic.... |
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 Saving money and life insurance? |
| My husband and I are shopping for life insurance, and are considering Universal Life. The reason being: the cash value claims to be safe from creditors and collections. We do want to save money that ... |
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 I lost my social security card. How can I obtain a replacement card? |
| I am 19, do not have a drivers license, id or passport. I have not served in the military and do not have a school identification card. I also do not have an employee identification card. The only ... |
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 Help Please, Health insurance question? |
| I visited my doctor a while back and he wanted me to undergo some exams. I had asked prior to the exams if any sort of pre-approval was needed from my insurance to see if it covers it, his staff told ... |
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 When applying for term life insurance; What do they look for in the blood and urine test exactly? |
I'm just curious, we have a nurse who is coming to draw blood. I've been told its for pre-exhisting conditions but what does that mean exactley?
... |
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 Can my husband drive my car withour insurance? |
| my husband only drives my car about once a month. can i drop him from the policy and still have him covered, because i have given him permission to drive my car? it would save alot of money! i have ... |
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 Is it or NOT? |
Is it true that insurance agents make a ton of money? I've heard it quite a bit and was wondering if its true or not. If yes, how much? And how??
Additional Details
Why I ask is ... |
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 Why are insurance companies so corrupt and allowed to do what they do? |
| I recently wanted to get a better rate for my house insurance because my boyfriend and I were on the same policy from before and he had a repo that raised our rate almost 300 bucks (even after 14 ... |
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| Would insurance company likely settle for 15K? |
| Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it'... |
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 How do I get health insurance? |
| I'm 24. What are the things I need to go through?... |
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 How to become an insurance agent ? |
| what is the critaria to become an general insurance (motor vehicle) agent, from where should I got complete training. How much time duration it will ... |
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 On an insurance binder,What do I say in the mortgagee spot if there is no mortgage? |
| I'm having trouble filling out an insurance binder. What am I legally supposed to put in the mortgagee section if the home is free and clear? Meaning there is no mortgage ... |
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 Any word can replace "agent"? |
Insurance agent can be replaced with Insurance Producer.
Is there anything else I can use instead of agent?... |
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| Can i find a cheap minibus insurance? |
| hi there..... can anyone recommend a good and cheap insurance company for my minibus hyndai 2476cc. the problem is most companies doesn t accept do the insurance because this car was imported and the ... |
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thehand2020 | How good are umbrella policis against todays numerous and nonsense suits? |
In these days people sue for anything and sometimes win. How good are homeowner Umbrella polices and do they guard you against almost anything. Is there any other supplemental insurance to cover you for everything? |
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Good♥Gyrl
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They won't guard you against almost "anything"...they are personal liability policies to help protect your assets, mostly. You can add riders in some instances if you have special circumstances, for example, you operate a business out of your home. Most people get them because they have money to protect, or because they have absolutely nothing to protect, and getting sued by someone would devastate them financially without the extra polity protecting their money. It's a good thing to consider, especially given that most peoples' auto insurance policies do not have limits high enough to protect them in anything more than a minor accident. |
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samlevine05667
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Umbrella policys are great, they help to guard you against anything and everything. I pay 150 a year for a million dollar policy. Keep in mind that the umbrella policy only kicks in after your regualr policy is exzausted. Eg. for my car insurance I needed at least 100,000 worth of liability coverage in order to have the umbrella policy. |
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Rexy
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Umbrella policies were previously recommended to only the wealthy, with a lot of assets. In today's world, people from all walks of life are taking out umbrella policies to protect themselves from huge judgments being awarded. I don't know if any insurer writes higher than $5 million for an umbrella policy, but even that can leave someone in a position which jeopardizes their assets if the judgment is more than the policy pays. There are tons of frivolous lawsuits, but the cases where you are grossly negligent is when you have to worry about having a large amount of damages awarded. There is no guarantee to have your current or future assets protected (they can garnish your wages for the rest of your life to satisfy the judgment.) Each insurer will have different exclusions that the umbrella won't cover, but the insurer I work for covers basically anything except intentional acts or environmental hazards caused by underground oil tanks. I highly recommend paying the few hundred dollars a year to take out an umbrella policy rather than having to face a huge judgment and be paying for the rest of your life. |
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Loollea
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very good protection |
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my space
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Umbrella is the best you can have. You need a minimum of ten times your annual salary, that covers everything including liability. |
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Chris
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They are very effective. That's about the best protection you'll get for a lot of different risks. |
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