 Is life insurance covered under COBRA? |
| Life Insurance is an employee benefit available to all workers. Life insurance company refuses to pay on claim because they say that we, the employer, never made it part of our contract. Isn't ... |
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 Why is the insurance company asking for the past ten years of medical records my sister had? |
| she died in an accident by high voltage electrocution from a hanging power line while helping someone in a car accident, is the insurance company trying to find ways not to pay the life ... |
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 Help! What do I need to do about an insurance claim? |
| Ok, I had a bad 4-wheeler accident a few weeks ago on my farm and had to go to the ER and have surgery. Since then I have had another surgery and I've had to put off job searching. I've ... |
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 Unemployment wont answer the phone? |
| I haven't received a check in a month I've emailed and called, nothing. I need my check. The automated lady tells me the check was sent off on 11-19-08. How do I get through so I can get my ... |
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 Which Insurance company is the best? |
| Im going to buy a mercedes but im not sure which model. I want a good insurance policy to go along with it..... |
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 Online Auto Insurance Quotes, are they really safe and accurate? |
| I know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail ... |
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 If disability is paid by an Insurance Co. can individual still seek part-time work without loosing benefits? |
Disability payments are paid by MY insurance co. not by the state. Can I get a part-time job that pays about
$150.00 weekly without losing my short-term disability benefit?
My state is CO.... |
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 How can I negotiate a better price on my home owners Insurance? |
| They rasied my premium about $70, and I lost one months coverage because the agent listed the policy a month early, so now now the premium is now due earlier also. And I haven't even paid the ... |
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 How do you tell someone you love that you are dying? |
| I can't get health insurance because I've had abnormal pap smears and had surgery on my cervix. I can't get health insurance through my employer. I fear I may have cancer since it has ... |
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 Is there a way to get cheaper health insurance that's not through your employeer? |
| I pay $180 a month for health insurance and I think it's absurd. I'm a 24 year old guy and I bet 60 years olds pay just as much.... |
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 Would my sisters husband still need to pay insurance? |
| He has been paying child support and now his ex has remarried. The kids have been on peachcare. She contacted him recently and told him that he needed to start giving her $67 a week for insurance ... |
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 Internet sites for comparing car insurance in the UK, have you saved money? |
My car insurance is up 1st Aug just looking at the many internet sites to compare prices.
Have you gone through these sites and made genuine savings on car ins renewal from you last years ... |
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Ashley T | How hard is to get life insurance when you're 19? |
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Anthony K
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Life insurance for a healthy 19 year old will most likely run somewhere from $5 - $10 per month for $250,000 of coverage for 20 years. With most providers it will be sufficient complete the application. Others may send someone out to your house for a simple mini-physical. However, unless you have beneficiaries such as spouse, children, or other dependents it may not be a necessary expenditure. Life insurance is intended to protect against an unexpected death. If there is not someone relying on your income you don't need to replace it in the event of an untimely death. If you want to be sure that you leave this world with a zero balance you may want to get enough coverage to cover your debt, and funeral. This policy would cost just pennies, and most likely not even require the usual physical. Make sure any coverage you get is convertible in case your circumstances change. |
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mbrcatz
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Assuming you're healthy, it's dead easy. Pun intended.
Now, the QUESTION is, why do you NEED it? What's the financial goal it's going to accomplish?? |
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CPA/PFS
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It is not hard. There are two primary issues. Health and Need.
Health. If the amount of insurance is over $100,000 (varies by company) then you will have to have a brief medical exam. Caveat: any drugs in your urine or blood will make you uninsurable ... which is often times and issue with young applicants.
Need: If you are acquired more than a small policy, you will have to justify the amount of insurance. Typically it is limited by your net worth or your income. Most insurance companies have a formula for how much risk they will insure based on those factors. |
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Belen
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Not hard at all especially a young woman like you, but you need to be willing to pay the premium they will come up to based on different factors set forth by insurance companies. |
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Chriss32
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well, it depends if you have any health issues or not. If you are healthy then you will have no problem at all. If your not, it depends on what condition(s) you have as to whether or not you would be able to get insurance. |
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Al Mac Wheel
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I would guess that it is a few million times easier and more productive than trying to get it at age 89. |
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VINI Vidi Vici - Drank, saw, hit
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It's as easy as taking a piss. |
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