 Denied medical coverage? |
| I am currently going for fetility treatment and was told by Dr. Office that I had coverage for pretesting.I checked a second time with billing and was told again that I had the coverage. Now I am ... |
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 Pre-existing? |
| Okay we applied for Healthy New York medical insurance. It is by Community Blue but has lower premiums for small business owners. My question is I just found out that I am about 5 weeks pregnant. The ... |
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 Can Medicare and Social Security benefits be affected by somones income or life insurance? |
| I'm wondering if because my grandparents are on social security and Medicare can they receive a large sum of money that I want to do a business transaction from. My mother says that it would ... |
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 Do i have to declare my modifcations to direct line? |
Basically I bought a direct line car insurance (UK) They never asked about Modifications etc... Although i have changed the bumpers on the car and tinted windows with alloy wheels.
Some ... |
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 How did the banks and insurance companies get in this mess? |
| Is it greed by the banks, the lack of control or guidlines for them to follow. I recall a mortgage offer being based on 3.5 times my salary and that was a push, but in recent times banks have been ... |
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 Can someone help me decode my health insurance plan? What does deductible mean? ? |
| I am looking into individual health insurance. Im using a major insurance company so I dont get screwed. Can you help me decode what all this means? and if what I'm paying is worth it? My rate ... |
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 Do you have heath insurance? |
| If not, why? Do you pay out of pocket or does your job have the benefits?... |
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 Can an homee insurance company cancel you for a fire claim?? |
| We have had 2 house fires in the last 12 years. Can they cancel us or not renew?... |
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 Help I have Multiple Sclerosis but no prescription insurance coverage for medication? |
| I was diagnosed with MS about 3 months ago. I work full time from my home and have health insurance but not prescription coverage. I have tried shared solutions and chronic disease fund for help but ... |
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 Have you ever? |
| droped a baby, "By accident?"... |
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 What is the deal with health insurance? |
| Does it matter to the price of health insurance if you are a male or female? Just one difference is females can get pregnant males cant so should male health insurance be cheaper? Males can get ... |
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 MY husband doesn't want to get life insurance.? |
| My husband doesn't want to get life insurance because he feels that he shouldn't secure our future. we have two kids. he even refused when i offered to pay. what can i do in a situation ... |
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 Will my husband get my life insurance? |
| If I am still legally married but seperated for the last 8 years can I make my boyfreind benificery on my life insurance without giving my husband any? I live in T... |
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 How much would a million dollar insurance policy cost for one day? |
| I wanted to have my wedding outside on the campus of my university but they are wanting us to take a million dollar insurance policy for just that day. Would it be worth it for me to do this and how ... |
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 Scared of picking wrong health insurance!!!!!!? |
| In lieu of "Sicko", and reading so many horror stories on health care denials, unpaid claims, etc, etc; it really has me scared to pick an individual plan. I keep hearing that most of ... |
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Percyboy:Official | How important is insurance to you? |
Insurance companies sell them in many different forms. Life , Critical illness, Pet etc... We never used to have so much insurance in good old days but nowawadays we seem to have an insurance product to cover almost everything.Although the need for insurance is very much there do you think we are being tricked by the companies..? What are your thoughts / experiences? (well lets not talk about car insurance as its a must to have) |
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t3h1
|
apart from my car i have nothing insured.
everyone tries to sell you payment protection insurance whenever you take out credit but that is proven to be a waste of money in 99% of the cases.
my home is in a reasonably crime free area so i do not get home insurance, i dont insure my life because when i die the money is worthless to me, i am pretty safe and have been in hospital only twice in 15 years so i don't get accident insureance, my dental care is free so that dosent need insuring either.
i don't plan on crashing my car so if car insurance wasnt a legal requirement then i wouldnt buy that either, |
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Marshmallow
 |
You need to have car insurance. Basic house insurance also in case you're broken into or a pipe bursts and floods the place, ruining it.
Life insurance is imperative if you have children. You need to think about what would happen to them if you died. If you don't have kids then there's no point.
Also if you have mortgage, loans etc, could your family pay them off if you died?
These are things you need to think about. If you live on your own with no dependants then there's not as much risk. |
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PRAKASH S
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insurance is important for our family good future. insurance save any risk to person. |
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mamatohaley+1
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It is important to me because it secures the future of my family. My father died when I was young and his life insurance allowed me to go to college. |
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Jim G
 |
Very important, as unfortunately I am not that wealthy as to afford to replace items like buildings, contents, or my income and what bit of personal possessions It has taken me my whole life to put together for myself & family . Nor am I a great gambler so the idea of taking a chance does not appeal. You could get away without mishap all your days to find when you are in your mid fortys your heath gives out so you cant earn your house burns to the ground and all your posessions go up in smoke, or are stolen
If someone could tell me a way of replacing that lot I would be interested . Till then I will cover things of value with insurrance If you dont then good for you, but please dont come round and ask for handouts or sympathy.
As for being tricked by companies no I am not. I have free choice of who I insure things with, I appoint as my agents brokers who are (in the UK) liable for the advice they give. so am covered that way Oh and finally I do something quite unfashionable I accentually read what I am getting into, and ask questions before I part with my cash so I know what I am covered |
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Not Ecky Boy
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I knew a couple for years who had nothing insured apart from their car, they just didn't believe in it. Many people think insurance is a ripoff.
Over the years they saved many hundreds in premiums.
You don't know how good or bad an insurance policy is, until you have to make a claim,. It's a lottery.
It depends on your personality. I am a pessimist and I have LOTS of insurance. |
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Katkin
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My moto is "Only insure what you couldn't reasonably afford to replace". So I insure my house, car, cats, income, but never my mobile, or personal loan as they are a rip off. |
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