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lil mami | How long??? |
My aunt passed away and left my mom as her beneficary for 10,000 dollars! How long after her dead should my mom recieve the money! She wants to purchase a head stone for her with it! |
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MissV
|
Your mother must contact the insurance company and provide the information needed to insure that she is the real beneficiary and be sure that the policy was paid up or to date at the time of your aunt's death. |
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PJA
|
You have to file the claim and submit all the requirements. Two months is already quite long for waiting to get claim settlement. |
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DFW Broker
 |
If the policy is less than 2 years old the policy is still in the period of incontestability and the insurance company can take up to 6 months while they investigate.
Otherwise they have 60 days but most will have it to you 10-14 days after submission of death claim and a copy of the death certificate. |
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Dave W
|
If you are talking about beneficiary of a life insurance policy, (which you probably are since this is in the "insurance" category) then the previous answers cover that, but you might want to still read the rest of this for more information about paying for the headstone.
If you are talking about beneficiary in her will, it varies. There's a legal process that your aunt's estate has to go through before the beneficiaries get their inheritance. It probably varies from state to state.
Whoever (person or perhaps bank) your aunt named as the executor has to first pay off any bills your aunt owed and collect any money that was due to her. I think there's a period of six months during which anyone that thinks she'd owed them money can file a claim, so it's likely to be longer than that before the estate can be settled.
I believe that funeral expenses are typically paid from the estate (i.e. your aunt's money) as part of the estate processing, so it's possible that the headstone can be paid for that way and then your mom will still get the full $10,000. You'll have to discuss that with the executor (sometimes called "personal representative") and perhaps a lawyer. |
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mbrcatz
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On a life insurance policy? Once the claim is filed, it takes about 4-6 weeks after all the paperwork is filed. That would normally be, the claim form, and official death certificate. |
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Still reading
 |
Depends on whether the estate has other debts which will be paid first. Only after debts are covered will the bequest be distributed. Depending on the size and complexity of the estate, clearing probate can take quite a long time. Having a bequest like this is no guarantee that your mom will ever see the money--it depends on whether the estate has the cash available. |
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