 Recently my mother passed away. My father had a small group life insurance policy through his job.? |
He filed a claim and was denied because my mother was on disability. I'm curious , if anyone knows, if they can deny the claim even though her death was not caused by her disability.
A... |
|
 Insurance told me they'd cover me, I got the procedure done, now they say they won't? |
| About 3 months ago I went to the dentist for the first time in about 7 years because I had been having horrible jaw pain and figured I had a bad tooth. Turns out, it was my wisdom teeth, which were ... |
|
 Lost Digital Camera? |
Hi,
Help, I can't find my camera!! I don't know where I left it or if it was taken from my car. Some friends said I should call my insurance company and see if they will ... |
|
 Should she or should she NOT call her Homeowners INSURANCE CLAIMS DEPT? |
Hi, I would like you opinion about a Friend of mine and if you think she should bother calling her Homeowners Insurance company. I will try to keep this short and relevant:
She lives in W... |
|
 Is it legal for a doctor's office to bill my insurance company for a missed appointment fee? |
| I had called and left a message on the answering machine of my doctor's office cancelling my appointment awhile back. They charged me a $50.00 missed appointment fee anyway. I just received ... |
|
 Looking into LapBand surgery does anyone know insurance coverage for BCBS? |
Additional Details
boy why do people have to be so rude, aren't we supposed to ask questions on here.... |
|
 National insurance Number? |
| is it possible to get a job without requiring National insurance Number?... |
|
 Would i need to switch health care providers if i'm moving to another state? |
| Before i move i was just wondering if it was necessary for me to switch health care providers if i move to another state. but the thing is, i'm the only one moving to another state, while the ... |
|
 What happen if i have life insurance and after 5 years of paying it i got lost in the Amazons? |
| i want to know if i got lost in some place and they never find me, how the insurance company will do, if they will give the beneficiary the money or the company will keep ... |
|
| I can't get insurance, what do I do? |
| I am 20 yrs old, I need commercial auto insurance for two trucks. Isuzu NPR-HD's one new, one used. (2007 New, 2001 w/177K) both at 14,500 gvw. the trucks are small and the business idea is ... |
|
 Dental insurance vs dental discount card? |
| hi all! so, i need two root canals and two crowns, and as a poor full-time pre-med student i have no dental insurance. i looked into the option one dental discount card, which is 55 bucks per year ... |
|
 My parents have left me everything in their will, and i am the beneficiary of their life insurance.? |
| in the event of their death, is it my legal responsability to settle their debt I.E. credit, loan etc. can these company come after me for settlement? can they go after the life insurance left to me?... |
|
 What insurance does my partner need? |
| My partner is a fully qualified carpenter/joiner, and his boss has decided to dissolve the company, leaving him out of a job in two months. We both see it as the perfect opportunity for him to set up ... |
|
 Health Insurance? |
| Hello, I currently have health insurance now with my job that I've been with for 6 years. However, I'm going to be leaving the job but do not want to be without health insurance. I do have ... |
|
 Could you answer this health insurance question? |
I recieved a health insurance bill post surgery. It gives me:
1. Submitted charges- 3,000
2. Ineligible amount- 2,000
3. Deductible applied- $0.00
4. Covered amount- 1,000
5. ... |
|
 I'm studying to become an insurance agent. My study book says the following: ....? |
| My study book says the following: "It's important to remember that insurance is a BUSINESS. Some people think of insurance as a service that helps people in times of need. Insurance ... |
|
|  |
elowery28 | How long can an insurance company wait to settle a case? |
Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer injuries of the neck and lower back. I have completed the medical treatment at the beginning of this year. I have had the depositon in the earlier part of this year. The person that hit me her and I have the same insurance company.
|
 |
 
MSAD
 |
It depends on the facts of the case as to when it would settle. We don't have any information about your case - so I can't give you a specific answer.
If you are talking about an injury claim - the settlement process does not even start until you are done with treatment. Then the insurance company has to order the medical records (that could take several months) then they evaluate the records and make an offer.
If it's a property damage claim - once the insurance company completes their investigation and determines their policyholder was negligent and it's a case for settlement - if they have seen the damaged property they will make an offer.
Insurance companies don't wait just for the sake of waiting. If your claim has not settled - there is a reason for it but you have not given us any information so I can't tell you anything specific to your situation.
EDIT: Thanks for the update.
You mentioned a deposition earlier this year. Are you represented by an attorney and did you file a law suit?
If yes - there is no guarantee the insurance company will settle. If they think they have a good case - they could chose to take it to trial.
Many law suits go through mediation. This is where most of the law suits get settled. Some areas have court ordered mediation - so you have to go through it - but not all. If your case has not gone through mediation - ask your attorney if it will. This could be a good option.
I have settled some claims right after the suit got filed, some in mediation, some on the court house steps the day of trial. And some - I've taken to a jury. Just depends on how strong a case I think I have.
Sorry - I can't be more helpful. But follow up with your attorney - he should be able to give you an update on the case. |
|
Jessica
|
I believe 1 year...???? |
|
Change Now
 |
Insurance companies follow the three D's of defense---Delay, Deny and Don't pay.
As soon as they get notified of an accident they put money away in reserve and collect interest on it. They longer they can hold the money in reserve, the more money they can collect in interest.
|
|
maxmom56
 |
MSAD is correct. I would just add that the insurance company can wait until trial or even after if they believe the case warrants it., |
|
gen1osa24
 |
i think a year |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 39 minutes(s) ago
| | | |
5 | 1 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 10 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 3 day(s) ago
| | | |
4 | 1 week(s) ago
| | | |
6 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
