 PAP(personal auto policy) coverage related with neighbor? |
| If my neighbor ask me to borrow my car for pick up her children, does PAP cover my neighbor?... |
|
 I was recently "let go" here in Virginia. Do I still qualify for Unemployment Insurance? |
| I was "let go" in Va, but the reason for termination was, "Mr. Badu I am going to have to let you go. It seems to me that you need to find out what you really want to do in life. Go ... |
|
 Why is your FICO score directly related to your mortgage insurance? |
| If you have a score that gets you 6.25% 30 year fixed rate. How can the insurance company judge your rate on your credit scores. If you have a low score, you should not get a home loan.... |
|
 Do the "Owners" of a corporation need to pay WorkersComp? |
We have 3 majority stock holders that are also employed by the corporation. Does WorkersComp apply? Operate in California.
Additional Details
I know it applies to the employees, but ... |
|
 Selling annuities and life and health Want to go (non-captive) need a company? |
| I have had my liscense for over a year,and I have worked for a insurance company,but I want to go on my own and become non-captive. This will allow me to gain more capital and be my own boss. But I ... |
|
 I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers? |
I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers?
I am currently covered through medicaid. If I accept the insurance ... |
|
 Doctors and disclosure? |
If you go for a M.O.T. at the doctors and let them know that, on occasion, you use recreational drugs so that they can get the full picture of your lifestyle. Is this information confidential?
<... |
|
 I'm in the UK and need to insure three diamond rings - anyone know of a company that just insures jewellery?? |
| Hi everyone, I've got three rings that I need to insure for about £4,000, £5,000 and £6,000 - I wear them all day, every day. Does anyone know of any company that just insures rings or ... |
|
 Requirements for life insurance policy? |
| I am considering changing my life insurance policy, and obtaining long term disablility insurance. The insurer told me we would set up an appointment for bloodwork. What tests do they do for this? ... |
|
 Dropped a plastic piece on my foot at work...workman comp? |
| At work yesterday I dropped a plastic thing on my foot. It was under 6 ounces and should not of done damage... My foot got badly bruised and my mom thought my toe was broken. We went to the doctor ... |
|
 How do I become an independant insurance agent? |
| I was told that I didnt have enough experiance to be an exclusive agency, so someone suggested that I be an independant agent and work with 6-8 different companies. I dont have a degree or experiance,... |
|
 What does gap mean? |
| i need to know what is ... |
|
 When an auto insurance company looks into your credit what are they looking for? |
| When they look into your credit what are they looking for? Just your credit score? or can they see your whole report? Like your credit card debt?... |
|
|  |
lillisa447 | How long does it take for homeowners insurance to pay? If you submitted your claim in dec and it's now july . |
|
 |
 
MarketStock
|
If they were going to pay on your claim they certainly should have by now either way your agent should have contacted you by now as well to approve or deny your claim |
|
james m
|
"MarketSt" says that your agent will approve or deny you claim. The agent has nothing to do with approving or denying a claim. That job is left up to the company's claims adjuster.
Yes, your claim should have been paid by now, if it was a legitimate claim. If you have not received a denial letter, your claim is still pending, subject to an investigation of the claim.
Questions:
1. Were your insurance payments current at the time of the loss?
2. Did you purchase the policy from a local agent, or from an on-line only company?
3. Did you do everything possible to protect the damaged property from more extensive damage?
4. Did your loss include flood damage?
5. Was your loss questionable? (Caused by illegal activity)
6. Was the loss and claim a result of fraud?
7. Was the loss caused by an excluded activity, structure, animal, or object?
8. If it was a fire loss, was it caused by wiring done by a non-professional electrician?
9. If it was a fire loss, was it caused by a suplemental heat source, such as space heater, etc., which was not admitted on the application for the insurance?
Call the company's claims department and ask them what the hold up is on the claim. If you get no satisfaction, file a complaint with your state's insurance department, consumer division.
If the claim is questionable, don't make any waves.
Best wishes, God bless. |
|
src50
|
What have you done to follow up with the adjuster and what is their response? |
|
mbrcatz
 |
Well, that's way long. They suspect fraud, or the claim would have been paid by now.
You don't say what type of claim it is, but you really need to call your agent, have your agent call the adjuster, and get a DETAILED list of exactly what the holdup is.
The normal timeframe for payment on a homeowners claim, varies as to the type of claim. It can be as short as 3-4 days, for small debris removal type claims (fallen trees), or months and months for a total loss to the house due to arson.
**ok, as per your memo to me, this is not YOUR claim! A dog bite claim on someone else's policy isn't yours!! So, this time frame, especially considering you think there will be plastic surgery in the future, is NOT abnormal! There won't be any settlement until the level of permanent scarring is determined. Which won't be until after the plastic surgery. It could be up to another year - and likely won't settle much before the statute of limitations expires in your state, or your child is completely healed. ** |
|
Luna & Lawnboy
 |
From reading one of the posts, it appears that your child was bitten by a dog. In most states, but not all, dog bites are considered "strict liability" especially if a child is involved. A claim could be denied if the child was above the age of reasoning and was tormenting the dog. You do not provide many details of the loss.
If your child is still treating, and it appears that plastic surgery may be considered in the future, then no settlement will be reached until your child is at a medical end result. Perhaps you should contact the adjuster and discuss the status of the claim.
In most states, any minor settlement needs to be approved by the court/judge. The settlement will be placed in an annuity or approved escrow account to be available for your child at an agreed age. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 38 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
5 | 8 hour(s) ago
| | | |
4 | 10 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
5 | 3 day(s) ago
| | | |
4 | 5 day(s) ago
| | | |
5 | 1 week(s) ago
| | | |
5 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
