 Is there any place in ohio that you can get health insurance without a job? |
| Im 18 and i dont have any health insurance. I need to get some but i dont have anyone to turn to and i dont know where to start. Does anyone know where i can get health insurance or even get started?... |
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 Do i need to get a life,medical or health insurance? |
| do i need to get a life medical or health insurance if i didn't get it through my employer.... |
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 Can she do this???? |
| Ok my husband and I have been married slightly over a year, and my mother in-law still has a life insurance policy on my husband. We now have a child and I want to be sure that if something were to ... |
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 Health Insurance benefit that cannot be accessed easily? |
| I commute 1.5I hours to work (I work 12 hour shifts to cut down on communting time). All the health care plans offered by my job (that 50%/$1600. is deducted from my paycheck annually for) have ... |
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 How can I start a New Business? |
I have 6 years total experience & 4 years managerial experience in the field of Insurance, banking & finance, which includes Sales, Recruitment, Team handling,
Now I want to start a ... |
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 What does an costumer service rep. do at insurance companies? |
Additional Details
I am interested in working at an insurance place. they said they have a position in customer service and I wanted to know what kind of duties you have in that? ... |
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 Insurance Payout Related to Roofing? |
| I have an elderly neighbor who is needing a new roof. Her home insurance covers it. However the person she is wanting to put the roof on is NOT a real business, is not a contractor of any type, just ... |
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 Have you ever been screwed by an insurance company ? |
| What company was it ? My SUV was recently vandalized and my loser insurance company only wanted to pay half to repair it, on the basis of "depreciation" They are pathetic.... |
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 Saving money and life insurance? |
| My husband and I are shopping for life insurance, and are considering Universal Life. The reason being: the cash value claims to be safe from creditors and collections. We do want to save money that ... |
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 I lost my social security card. How can I obtain a replacement card? |
| I am 19, do not have a drivers license, id or passport. I have not served in the military and do not have a school identification card. I also do not have an employee identification card. The only ... |
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 Help Please, Health insurance question? |
| I visited my doctor a while back and he wanted me to undergo some exams. I had asked prior to the exams if any sort of pre-approval was needed from my insurance to see if it covers it, his staff told ... |
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 When applying for term life insurance; What do they look for in the blood and urine test exactly? |
I'm just curious, we have a nurse who is coming to draw blood. I've been told its for pre-exhisting conditions but what does that mean exactley?
... |
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 Can my husband drive my car withour insurance? |
| my husband only drives my car about once a month. can i drop him from the policy and still have him covered, because i have given him permission to drive my car? it would save alot of money! i have ... |
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 Is it or NOT? |
Is it true that insurance agents make a ton of money? I've heard it quite a bit and was wondering if its true or not. If yes, how much? And how??
Additional Details
Why I ask is ... |
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 Why are insurance companies so corrupt and allowed to do what they do? |
| I recently wanted to get a better rate for my house insurance because my boyfriend and I were on the same policy from before and he had a repo that raised our rate almost 300 bucks (even after 14 ... |
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| Would insurance company likely settle for 15K? |
| Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it'... |
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 How do I get health insurance? |
| I'm 24. What are the things I need to go through?... |
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 How to become an insurance agent ? |
| what is the critaria to become an general insurance (motor vehicle) agent, from where should I got complete training. How much time duration it will ... |
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bcwireless420420 | How long does nicotine from cigarettes stay in your blood for an insurance test? |
thx |
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jamesthomascox
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I believe that it is 21 days. Most people recommend that you be at least a month smoke free before you take a test. |
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acermill
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Traces of cotinine (the byproduct of nicotine which shows up in blood tests) remain for three to four weeks. No test result will show a complete zero, and a trace amount is allowed, simply because spending a night in a smoke filled bar will raise the level of a non-smoker above zero.
However, the test result will clearly show whether you were exposed to second hand smoke or used tobacco directly. |
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Greg R
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It will also show up in your urine.
A word of Advise;
I am not sure what type of insurance you are trying to take out. Most likely life insurance, but if you are a chronic smoker you do not want to lie on the application. If by chance something happens they can actually contest the death benefit. B/c of fraud. Then the beneficiary only gets the premiums paid plus interest. |
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Sumar N
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Stop doubleposting, if you do it again i will report you!
Oh, too long. Its easier to quit. |
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aaron p
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Longer than you can go without your next fix.
Seriously, depending on the type of tobacco you use, you might be able to get non-smoker rates for life insurance and still test positive for nicotine. You just need to make sure you get the right company for your circumstances. |
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slapinsky22
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Depending on the type of product you are applying for (this includes first time and rate changes) you need to be tobacco free (not just cigarettes) for 2-3 years to get a qualified "non-tobacco" rate. |
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