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 Need to recover money for car damage how do i and how long will it take to receive money
my1993 volvo was hit by a car and totaled i hurt my back and neck just strained what do i do next how do i recover monetary damages the other driver was at fault and had insurance i went to hosp im ...


 My mother is coming to the US for the first time she is 61. How can I provide health insurance for her?
She is a permanent resident with no work history in the US. What type of health insurance and benefits apply to her? Will she be eligible for Medicare/Medicaid benefits? I was wondering if there is ...


 My father in law has aethna health insurance from his work, my fiance and i?
were wondering if i could be added to that when we get married, (fiance is already part of his plan). if not is there any good low income health insurance with maternity benifits? we make about 11,00...


 I need some info. about disability insurance and unemployment ins while pregnant?
I work for a temp agency and Im on a contract which ends in May. I am due to give birth in July. So my question is since Ill be unemployed in May and June, should I or could I collect money from ...


 With a monthly premium of Rs.1000 & 5 year term, which life insurance policy will be best for me ? ?
Looking for a lump sum payment after 5 years. Policy holder is 19 years old....


 Over 65 people:my husband and i are spending several thousand dollars for our medicines.there is a limit on?
amount to get to before ins co pays most cost of medicines.it is 3800 dollars each of us before that happens.can't keep paying these medicines.i know we have to or we will die.something needs to ...


 How about being an Agent for Insurance Company ?
Will be rewarding my career ?...


 Whole life question?
i hear the old addage "buy term and invest the difference" all the time on this website and many others. its seems to be a very popular saying but how come at the company im about to start ...


 What is the best way to go about getting homeowners insurance quotes?
I want to shop wisely without wasting a lot of time and dinging my credit any ...


 Where do insurance companies get driving records from?
I was recently involved in an accident with a cab. The accident was the cab's fault. The cops gave him a ticket. The cab company is self insured and has agreed to pay for the damages. My ...


 Insurance company & HIV?
Does anyone know of any U.S. carrier that WILL cover an HIV positive individual, even if the premiums are high? If so, do you have a link to their website and/or number to them?
Additional D...


 Can insurance companies make teens surrender their license if they cant afford insurance?
ok im a teenager boy and my parents have decided to take me off the insurance because im having trouble finding a job and they cannot afford to pay insurance anymore.

Is it ok for the ...


 Why do so many agents on here make broad generalizations and recomendations?
I was wondering how so many people who are licensed or claim to be licensed in the field of Life insurance will spout off Suze Orman sound bites about how term is the only kind of insurance that ...


 If you give your two weeks notice to your employer, can you still use the insurance plan during the two weeks?
...


 Hi Everybody i am looking for an answer for "what is the advantage of learning Acturial Insurance course!"
Please reply to denanlazarus@yahoo.com
Thank ...


 Had an injury at work, Should I get an attorney?
Basically I fell off a delivery truck while going my job and fractured 3 verterbre in my lumbar, L2L3L4 but just the "wings" parts. I'm on comp, The DR says I'm gonna be fine and ...


 If a person started a new job and bought the life insurance that is offered though the company ?
Then works a couple of days over 60 days and has a wreck in a semi truck hauling for the company , the wreck resulted in the drivers death and was declared a no fault accident. He ,the driver had ...


 State farm car insurance?
recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the ...


 Insurance type?
I am going to buy a car with federal or bank credit? And I have a question. What kind of insurance should I buy? For Example: In Progressive; there are 4 different types of insurance. These are basic,...


 Anyone know of any companies that offer life insurance for those over the age of 85?
I've tried AARP, PROGRESSIVE, PRUDENTIAL, STATE FARM ......



great_and_mighty_ada...
How long should I give the insurance company to respond to my claim before following up? (Health Insurance)?
I filed a claim with my health insurance carrier (the provider is out of network and does not file for me).

I sent the claim USPS Certified Mail, including all necessary claim forms and an explanation of the claim.

How long should I give the insurance company to respond before following up? Is 15 business days enough, or should I give them more time?
                     
 




sarah314
Rating
Legally, they have at least 30 days. (Some states allow 45.)

But realistically, most insurers should at least have the claim entered into the system and pending within 2 weeks.

P.S. I know you didn't ask about this, but just to save you another question later on...odds are you won't get the full amount you're expecting back.

Your insurance company is going to process based on a UCR (Usual and Customary Rate), not the provider's actual billed charge. For example, if you're expecting 60% back, they are going to reimburse you 60% of the reasonable and customary rate for the service. Not 60% of the amount you actually paid.


Cribber
I worked in health insurance for 20 yrs. Typically, the goal for any health insurer is to be done processing the claim in 14 calendar days. Then it takes another 3-7 days to send the check. So under the best circumstances, you should get an explanation of benefits right about now. However, they actually have 30 days before they have to pay any penalties (some states don't even apply penalties). It depends on how complicated your claim is. But at 15 days, if the claim is simple, you are right at the point to receive your check or explanation of benefits. Call if it goes past 30 days.


plaintiger
Rating
Give it a month. You didn't need to send it certified, but it's certainly good to have that proof of mailing just in case you need it later.

Out-of-network claims will either get paid immediately or take longer than in-network claims, depending on the workflow and process of the specific healthcare company. Most claims get paid within two weeks, but there's no need to get worried or resubmit if it doesn't. I say give it a month, then follow up with a phone call to the number provided on the back of your insurance card.


zippythejessi
Rating
15 business days from the date they sign for it is good. Most plans turn claims around to providers within three weeks, so giving them the same for an individual is ample.

Remember: squeaky wheel gets the oil. Keep after them to process the claim - even if you have to eventually resort to calling them daily.


Custo
Rating
30 days. Most health insurance take 15-30 days total. Give them more time. Or, sign up & check online @ their web site.


Vipin K
not more than 24hrs for health insurance,you must keep following up


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