 How do you get a health insurance company to pay for a claim after it was initially denied? |
| My wife was having severe headaches and feared she had a serious medical problem. I took her in to the emergency room, they gave her a shot and a perscription and diagnosed it as sinusitis (sp). T... |
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 Double insurance? |
| I took out two different insurance policies on my mobile phone about a year ago. (Long story....) Will "they" find out if I claim my broken phone from both insurance companies? No need to ... |
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| Can I sue my neighbor for damages if his tree falls on my hottub? |
| The tree destroyed the cover which cost $500. We were renting the house and did not have insurance. The neighbor said he would take care of it. He did by putting on an extension and a new deck on his ... |
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 Best life insurance? |
| i am 30 yrs old,male ,non smoker, but i am on hypertensive and cholesterol meds. what is the best life insurance i can get? how much approximately would be my monthly payment?... |
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 Life Insurance: Variable Life vs Whole Life, which one is really better? |
| Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I... |
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 Can my homeowners' insurance be different than my car insurance? |
| Silly question, but just wanted to know. Also, I have two pit bulls and was wondering which insurance agencies do not have dog restrictions. I have Nationwide car insurance and I would have to take ... |
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 Got hit and she was uninsured? |
| woman hit me this morning and the cops came did not impound her vehicle. I called her ins. and my ins. and found out she did not have any insurance. I am covered thru my insurance, what do I do?Do ... |
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| Whole Life vs. Term Insurance? |
| People always ask about whole life vs. Term Insurance and the insurance salespeople always defend Whole life and trash Suze Orman (not a fan of her anyway)... But they fail to prove the point with ... |
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 Can my boss take away my benefits? |
| I have worked at the same small business (in Michigan) for 8 years. I began getting health and dental benefits four years ago. I had to pay half for the first two years then two years ago my boss ... |
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 Can a mother keep her 23 year old son from a life insurance inheritance? |
| well i have a friend who is supposed to be getting money from a life insurance inheritance , he found out that his mother has been getting a check for him since he was young but refused to give it to ... |
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 Can I qualify for insurance if I had a lapse in coverage? |
| I have heard if you have insurance you cannot be turned down for insurance as long as you are going from one to the other with no lapse. I have had some health issues and my husband may be losing his ... |
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 What to do in this situation? I just don't want the insurance company to screw us...? |
| My wife got hit in the back of her truck by this lady with her car. It was reported to police and today we called our insurance co. and her insurance to claim this accident. He ins. company tell us ... |
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| Can I find an old life insurance policy bought for me as a child? I'm over 60 and stepmom still has it on me. |
My dad passed away and I need this money. Is this legal? She's just being mean.
Additional Details
A few years ago there was interest on this policy in my name in "Lost Money, ... |
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 What's the consequence if I lie about being a full-time student in order to get health insurance? |
| My father's health insurance runs through Cigna and his company covers people through the age of 25 if they are full-time students. They only ask to see verification of your course schedule. L... |
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Chris N | How long should an insurance claim take to be completed? |
My kichen was flooded 10 weeks age and the insurance company keeps changing th goals posts and askeing for different things. is this right?? |
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Sangmo
 |
Generally speaking, depending on the scale of your claim, you should expect the company firstly to validate the claim - that an event has occurred that is covered under your policy - then to assess the damage and agree with you what is to be done under the terms of your policy, and that this process should be completed within a matter of weeks at most. As more information comes to light on the nature and scale of the claim the procedure might have to vary. Make sure the company sticks to the documented procedures and standards of service it gave you when you took out the policy. Bear in mind that the machinery does need prodding to keep it moving - eg regular phone calls to inquire about progress and plans - and that involvement of subcontractors complicates and slows things a lot. Patience and a cooperative attitude are most likely to pay off. |
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mbrcatz
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No, it seems a bit much. It's time to call your agent, and ask them to intervene - get a list of all the outstanding items, and wrap this claim up. |
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Country Girl
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forever |
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Orphans
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Hire an insurance adjuster and the insurance co will pay his fees.
He will fight your claim for you and estimate the best costs for you.
My home burnt to the ground Aug 2005 lost 35 years of possessions still waiting for the contents to be settled.
Hope you have better luck than we have.
Yes we all know they are in business to make money but if you pay for a service you should get what is owed to you. Most of them are outright crooks and have no business ethics. Especially AXA |
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sadee
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its very easy ..
u cannot wait for a long time.. |
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bearmeister34
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There is nothing to gain by the insurance company in delaying your claim. In fact, it is just the opposite. The longer a claim remains open the more costly it is for the company.
If your claim has been open for what you consider to be too long, then contact the adjusters manager and express your opinion. They want the claim closed too, but have a responsibility to investigate the claim in order to pay for what they are required to and to rule out any fraud. |
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grumpcookie
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no, depends who your company is. if they delay tell them your fed up with it, and you will write to the insurance ombudsman. |
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Phish
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I expect you had a kitchen like a derelict garden shed, and are now trying to get the insurance company to fit you a Cordon Bleu styled replacement, and I expect they are wise to you, and all the other numpties who try it on regularly. |
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milopoo2
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how long do you have to live? could take a long,long,long time. they don't part with money easily! |
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CW
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The time it takes for a claim to be processed depends on the size and circumstances of the claim. Unless the insurance company believes that the claim is suspect it should really have been sorted out by now. If it continues firstly i would ask to speak to one of the claims managers within the respective insurance company. If this fails then threaten, not aggresivly, them with the financial obudsmen. This organisation is part of the FSA. Basically if you earn or the isured item is less than £1million pounds then they will take on the claim on your behalf. |
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Chris
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Literally could you tell us what happened? That would help. Changing the goals posts doesn't tell us what the hold up is. There's no deadline for claims to be handled. There are guidelines that relate to investigating and time lines for responses and requirements to be diligently trying to resolve claims, but they can take a while if the insurance company has a justified reason for the delays. |
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