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alrwk_ | How many of you own a Life Insurance Policy and for what amount.? |
Are young ppl thinking about life insurance?
Additional Details
I sell life insurance that's why I asked. Are young ppl thinking about it. |
 |
 
529s.com
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dsinngerdj,
You are providing poor information to the public and any clients that you meet with. It appears that your only product line is term insurance so you say that that is the only type of insurance that makes sense for anyone. That is simply wrong. Every person has a different financial situation and until they have reviewed their situation and established a plan, you can not say that. For many people a combination of term and permanent coverage is their best bet. |
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dnite
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Yes for $500,000.
BTW, I'm 34. |
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lucky
 |
I speak for myself. I bought one for 10K when I was young. I did so to help out the sales person n not so much for myself. When it matures in about a year time I'll receive about 24K.My priority was to have a roof over my head. At about the same time, I purchased a house for 24K. Now it's worth 240K. It's also earning me passive income. |
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LifeInsuranceAgent
 |
if you have someone that depends on you for income, support, etc.. than you have a need for life insurance. if you are young and single with no one depending on you, you probably do not need coverage.
As far as the amount to get, each person and their needs are different. |
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Boba Phatt
 |
The general rule is that you should have 10 times your annual salary in insurance. So I have about $750k of it. Granted if you are young and have no family it doesnt really make much sense since you dont have anyone counting on your income. |
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annie red
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yes I own a life insurance policy, the amount is "enough" to provide for my children well into their adult years. I've had life insurance since I purchased my first home at age 28. If you do not have life insurance you should think about it because it may be the difference between your family living with a roof over their heads. these days you can not depend upon the government programs, watch out for yourself. |
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netjr
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I'm 40 and mine is for 250k; and it would put my wife in good stead for about 10 years heaven forbid. |
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ascarta2
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I am 25 and have a little one for about 25k, I figure I am probably not going to check out any time soon but if I did I wouldn't want to leave my parents with all my bills as well of the pain of loosing a kid. If I get older, married and or have kids of my own I will make it a larger sum. |
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tomthemortgageguy
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37, home, wife, 2 young kids..... 1.1 mill |
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dsinngerdj
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i am licenced in insurance so if you have any questions just call me at 8189205759......
and did anybody know that when you have a cash value insurance you will not receive the investment part until you are 99yrs old!!...and who lives until they are 99?
im here to educate people who want to learn more about this issue |
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