 I am 62 buying health insurance from my deceased wife for 3 years.Now they say i can't buy.What i have to do? |
| I buy KAISER INSURANCE.I pay over $ 300.00 a month.Anybody out there shows me what health insurance i can buy when my wife's company terminates my coverage.I will appreciate your help.Thank you!!... |
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 Can I cancel my husband's health insurance if.............? |
| he's offered health insurance at his new job? (My insurance at work is a group health insurance)... |
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 How to claim?? Help! I lost my birthday necklace during the weekend, found out it was missing last night.? |
| My hubby insured it when buying it. Didn't know will use it oneday. I read the t&c. It says I have to report to the police and then filed the police report to the jewlery company. then they ... |
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 Car Insurance rate increased when I moved???? |
| I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my ... |
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 United america insurance job scam? |
today i saw a now hiring sign for united america insurance...
So i call this lady and she sets me up for an interview at 10am.
i was expecting the normal one on one interview with a ... |
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 What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? |
What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? Any info would be appreciated.
Additional Details
Do you mean health insurance ... |
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 Does it make any sense that a child should be rated as uninsurable? |
| I have a child with ashtma, and two years ago her father, quite his job with no warning, he stopped paying child support and her insurance ended. I found out in December she had no insurance, my ... |
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 My sister's company health insurance is $750 a month. She and her husband are expecting a baby in Sept. Help!! |
| They are afraid the insurance will be $900 or more a month after the baby. Does anyone have any insurance ideas for this young family? I please need insurance options not comments like: Get a new job.... |
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 National Insurance???? |
Hello,
I am confused about how much (if any) I should be paying.
I am 16 years old in full time education, and currently working full time for £200 a week.
I am paying £10... |
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 Parents own car and insurance but im moving to California with it.? |
| My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. I... |
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 Anyone have any expertise on Life Insurance? What happens to the monies invested once a policy lapses? |
| I have a friend who's Life Insurance policy lapsed due to non-payment of premiums, after losing her job. She had paid into the policy for 10 yrs. I thought she might have some sort of refund ... |
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 Does anyone know of a good health insurance on pre-existing condition? |
| I am changing jobs and will loss my health insurance. I was waiting till this winter to have knee replacement on both knees both in pretty bad shape, anyway does anyone know of a insurance company ... |
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 Help....what do yu think my rights r?? |
| oka so we had a fire in my 5 family home..the fire started becuz some lady was smokin and feel asleep...the fire started on the other side a the building which is a whole different address.our whole ... |
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 Should I switch my wife from my COBRA plan to Medicaid? |
| My wife is 6 weeks pregnant and we are currently under the COBRA plan from my previous employer. The COBRA monthly payment is very high and I am not sure when I am going to get another job. So I am ... |
|
 E-Insurance.com, has anyone had experience with this company? |
| Supposedly growing company, I am looking for info from anyone who has used their services and can offer credibility or trustworthiness.... |
|
 Why are bicycles not licenced nor needing insurance ? |
| After all, they are considered vehicles and must follow and obey traffic laws, so why not make them act like the other vehicles, license and insurance. It might also cut down on crime by deterring ... |
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 Will my insurance pay for my car to get fixed after it was sideswiped by a unidentified person? |
| I own a 2006 nissan altima and last night i parked it on my street like i do every night. When i went to go out today i saw that the left side mirror was knocked off then i realized the whole left ... |
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 Lost heath/dental insurance, anything more affordable than COBRA? |
| I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm ... |
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 Can I get renters insurance with the company my parents use for auto if I don't live with them? |
| I'm still under my parents auto policy for car insurance, but I live on my own now in the same state. The auto insurance company we use sells renters insurance too. Can I get a renters policy ... |
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bingham sparks | How many people in the UK paying for and obtaining car insurance are not in reality , insured ? |
Many people fill in their insurance details incorrectly, either deliberately or otherwise brokers accept same as do the insurance company collecting the cash, knowing full well that they will not pay out in the event of a major claim. How does the govt look at this ? |
 |
 
RAY
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If you deliberately misstate your details on an insurance proposal form (and you have plenty of time to check the details when the policy is issued) you are committing a crime. The govt takes the view that they will then take you to court and punish you through the judicial system for ‘obtaining goods or services through deception”. There’s really not much else they can do, except run a compensation scheme for those who are hit by uninsured drivers, which they do (see below). Personally having worked in insurance markets in several countries over the years, I think the UK govt is one of the most active in this area. It never ceases to amaze me the number of countries where basic motor insurance isn’t even compulsory.
The idea that insurers knowingly accept false details (or don’t care) is simply incorrect. There is absolutely no mileage in them doing so and a lot of reasons why they wouldn’t.
If you are hit by a car driven by someone who has had their policy cancelled because of a deliberate misstatement you can then claim from the uninsured driver’s compensation scheme administered by the Motor Insurers Bureau (MIB). Since the MIB is funded by Insurers they still end up paying the cost one way or another.
There is an incentive for insurers to check details of anyone applying for insurance since if the ‘fraud’ is never discovered, they lose money, they want to check you’re paying the premium you should, not any less. There are also money laundering and other laws to comply with. You might be surprised how much checking is actually done. It’s mainly done behind the scenes, but it is there.
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flannellette
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well ive done mine as accurately as possible, but if people do in wrongly on purpose, then i suppose thats fraud isnt it?? |
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Altair
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that's fraud, and it's punishable under law. |
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Soldier of Fortune
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true, and that's why it cannot be classed as fraud.
You can't commit fraud against yourself.
The govt could only be asked to regulate this under a communist regime which the UK isn't.
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Cyber Surfer
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True, true but why should it be a govt problem? Lying does work well when getting a credit card or a mortgage or a job so people are used to it! Heck I even had a girl that told me sho was a virgin! yeah right :)
The brits are a bunch of liers but are a good bunch. Freer than the yanks will ever be. |
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