 Help with a home insurance claim...? |
we want to claim on our home insurance but have never done so before, what is the best thing to say and will they come out personaly to check we are telling the truth?
also how often should we ... |
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 Can my health insurance company refuse to pay for my son's broken arm because it happened at the neighbors? |
| My son broke his arm playing at the neighbor's house. Can my insurance company refuse to pay for the medical expenses? We got a letter stating that they wanted us to use the neighbor's ... |
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 Can you rephrase this in English please....? |
I asked about insurance covering an IUD that costs approximately $400 with an in-network provider.... this is the answer I got:
It would depend on your going to an in-network provider, ... |
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 How will this speeding ticket affect my insurance? |
| I got a speeding ticket today for going 80 in a 75. I'm 20 years old. I got one when i was 17 for going 37 in a 25. If age matters. This raised my insurance a little bit. Will this one raise it ... |
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 If someone vandalizes your car, will their insurance company pay for it? |
| This guy threw something at my car, and i was able to get his license plate number. He was later arrested that night for felony vandalism, he is being charged by the state for the felony vandalism, ... |
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 Insurance? |
| I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital B... |
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 Who pays for the people who get health care without insurance? |
| If hospitals are required by law to treat anybody who walks into an emergency room, who picks up the cost if that person does not have insurance?... |
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 When you call the insurance companies up, do they reduce the premium price? |
I mean the quote you get online, do they reduce from that? or they ask some more questions and look for chances to increase it?
i'm 19, just passed and don't know much about all these. ... |
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 Will life insurance pay benefits if death occurred due to suicide? |
| Certain states have suicide clauses. I live in the state of Florida. I was wondering about restrictions and payouts.... |
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 Life insurance or real estate? |
| i have been weighing out the two. which would be a more successful/more fun career. i'm thinking real estate. life insurance seems to have alot of schemes to it that you can kinda screw yourself ... |
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 If you needed life insurance would you "rent" it or buy it? |
| Term insurance vs permanent insurance, one is cheap but is pure insurance, you do not build cash value, the other is more expensive and builds cash value over time. One is betting you will die, the ... |
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| Pregnant but insurance doesn't kick in until October 1st? |
| I just found out the other day that I am 5 weeks pregnant. So I haven't been to the doctor yet, I've just had a positive pregnancy test. I got a new job which has Blue Cross Blue Shield ... |
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 Hello everybody........i am sooo soo so upset right now. i have been getting ripped off by my car insurance co |
| they have been charging me double my monthly rate. i have proof of my payments as well as what there billing statements state and contradict, on my monthly bills . who do i complain to? what are my ... |
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LaLa Land | How many people use the ER as their doctor because they can't afford a private doctor.? |
What do you do when you earn too much to be on welfare and don't want to be on welfare and not enough to afford medical insurance? |
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Jesse's Girl
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Tons of people use my ER as their family doctor. Like someone above said, it's really not smart, because the ER will end up costing you MUCH more than seeing a PCP would.
Also, the ER does not have as many resources as a primary care doc, and can only do limited studies. So you are jeopardizing your own health by using them as your doc.
For a third reason, the ER is for emergencies, and problems that can be taken care of at the office are not emergencies. It's taking time and resources away from people who really need emergency care.
Nevertheless, like I said at the beginning, a ton of people use the ER I work in as a family doctor. It's frustrating. |
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Insurance Biz CT
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The ER is the most expensive place you can go for care. I think the real issue is that you can leave the ER without paying for the visit at time of service, and you can't do that in a doctor's office or walk-in clinic, which are usually privately owned.
I recommend that you find a community-based health clinic. They may be able to charge you for care based on your ability to pay. |
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kattykattykat
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See if there is clinic for low income families in your area. They often have very good Dr's and the same care that you would recieve at a regular Dr's office. They can tailor the bills to your income to allow you to visit when necessary and often do charity work. |
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longhairbroad@sbcglobal.net
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You do what I just did and go to a private doctor and pay out of pocket. he wants me to check something with a blood test, but I will have to decline. Just going to get my prescription refilled, (mandatory office visit), and that particular blood test is a $100.00 proposition.
Nobody uses the ER unless it is an absolute emergency without insurance! It is hundreds, just to be seen in there. |
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JoJoBa
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Theemergency room should charge according to your income and has a program that perhaps you can apply for to assist you. In the event of an emergency according to the government they cannot refuse to see you. Then again you can try some charity hospitals or clinics that scale you according to your income as well. |
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jadebearranch
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We have a plan that is discount health benefits.
We pay a monthly fee of $59.95 that covers our whole household and we get up to 80% off. It includes vision, chiropractic, prescription, and dental. There are no limits or deductibles. Maybe it would work for you. I will have to go look up the details so email me if you would like me to. |
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Mightymo
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Here in Canada we have a lot of people using the ER, not because of insurance, in Ontario everybody has OHIP but we have a shortage of doctors and I know quite a few, who's doctor retired and now they are stuck. its either a walk-in clinic for them and after hours they have to go to the ER which usually has a waiting period of hours, as they take the priority cases first. But then a lot of people abuse it, they do have a doctor but don't want to take time off work and then Saturday nights they sit around the ER. |
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sawftandtender
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If you cannot afford a private doctor you sure are not going to be able to afford an ER bill because not only do you get a bill from the doctor you will also get a bill from the hospital itself. If you have to have lab work done or an x-ray there will also be extra charges for those.
You are better off going to a family doctor and working out a payment plan for your non-emergent issues it will be vastly cheaper. If you truely have an emergency condition and/or need, by all means, please seek help from an ER. |
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swenjj
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" Theemergency room should charge according to your income and has a program that perhaps you can apply for to assist you"
is everyone determined to make this a communist country or what? what is so wrong if someone makes more money than you?
off topic i know, but it seems there are a ton of posts where people say things like this, there is such a hatred for rich people its crazy, if i ever make money someday -enough to be considered rich- i want to be able to keep at least some of it for myself, it is a free country,why should a service cost different people different amounts? same service it should be the same price |
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mbrcatz
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Here in Houston, our ER's are filled with lots of illegals, that don't have any intention of paying for their medical care. It's also filled with people with sick kids, and they didn't want to take time off of work during the day to go to the doctor. Or people like my mother in law, who don't want to wait 2 days for a non-urgent appointment, and want to be seen RIGHT THEN. And think that throwing a temper tantrum in the waiting room will move you to the front of the line. |
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