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 Beginning the search for health insurance, what to look for?
My employer does not provide health insurance and I have to buy my own. What am I looking for? It's just my wife and I, no kids, no plans to have any.

What health insurance provider ...


 Insurance marketing ideas? Contests? Promotions?
I'm new to a major insurance company's marketing dept and was looking for new and creative ideas on incentives, promotions, contests, etc. to help drive and motivate our agents to increase ...


 New York Life Insurance question..?
My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 2...


 Help understanding medical insurance, please help?
I just purchased this medical insurance a few minutes ago,
"Breakthru 80 Plan, $500 Deductible" with Regence Blueshield. I am a little concerned on what is going to happen. I see a A...


 Will my insurance cover this?!?
i was wondering, health insurance covers a lot of things, such as it will pay for half of your gym membership if you go a certain amount of times. i want to sign a martial arts center, could this be ...


 How can i find out what my insurance covers?
Im seventeen and i think we have medical mutual, my mom is touchy about me asking for contacts so im thinking about just making the appointment for myself. is there some way i can figure out if my ...


 Will computerizing doctor patent files and making paper work obsolete will make health care costs go down?
If the doctors are all computerized and paper work for patents as well as for filing insurance claims made faster by less paper work, will it drive the cost of health care down? Thanks in advance for ...


 Am I paying too much for health insurance? 29 year old healthy non-smoker paying $114 a month?
I am a 29 yr old, in shape, non smoker/drinker no history of health problems, and they just raised my health insurance from $98 to $114 a month. I live in Florida, and this seems very high to me? I ...


 Which would have higher insurance?
Im looking at buying a 2000 Mercedes-Benz SUV (not sure of the exact model) or a 2005 Ford Explorer (not sure of the model as well). Which one would have the highest insurance costs?...


 Switching health care providers... Billing question. Help. Please.?
My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ...


 Is there any health insurance that covers brothers and sisters and also tax exemption.?
I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that....


 Good Guaranteed return pension plan ????
Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ...


 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?
What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ...


 I has my daughter when i was in high school mom provided insurance and everything else always have I got an?
apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ...


 If a dependent child commits suicide while under a life insurance policy, does it still pay?
I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ...


 My parents had an explosion & fire in their manufactured home. State Farm is their insurer on an ACV basis.?
The adjuster came out and said State Farm would decide on a repair figure on the home and contents, then apply applicable depreciation and cut them a check. There is a loan against the property. I ...


 Home insurance for a home that was built 107 years ago...?
why on earth did i get a quote of 3500-4000 for 300k insurance on this home? Is the home that damn old?...


 Does anyone know of any affordable health insurance for individuals or small businesses in texas?
...


 Doctors billed my secondary insurance but not bill my primary? How to make them fix this?
My doctor billed my secondary insurance. The secondary paid then asked to refund., and sent me letters said that if the doctor does not refund, I will have to reimburse them for it.

I ...


 Simple insurance question??
is a 'monthly preminum' the amount taken out of your check for insurance?...



akastephy08
How much can one expect from a personal injury claim?
What would be a ball park figure in a civil claim where the defendant has admitted fault and there is permanent, irrreversible physical damage to the victim that prohibits him from using his body to work ever again? Not to mention having already had 3 major surgeries and expecting at least 2 more to put in pins, screws, and plates in knees, ankle, legs, and spinal coloumn? The defendant is a company, not an individual.
                     
 




Faye H
Rating
It's going to depend on your medical bills. It's going to depend on the physicians report and what it says, i.e., if you are permanently totally disabled or partially disabled. It's going to depend on your age and your expected earnings prior to the injury.

There is no ball park figure. Every claim is different and there is no way to throw out a figure based on the information you gave.

It will also depend on what the policy limits of the person who was at fault in the accident. If they had $25,000 limit, that would be the maximum you could collect from the insurance company. Since you said this was a company, they likely had more than the minimum limits for your state. However, even companies have different limits. Mom & Pop grocery store is likely to have a lower limit policy than Bank of America does.


mamatohaley+1
Rating
Not enough info to answer.

Meds, lost (past and present) wages, diagnosed injury, AMA disability rating, aggravating circumstances, etc not given.


The Naked Chef
Rating
5 figure i reckon


lou b
Rating
With the right attorney...the sky is the limit.


mbrcatz
Rating
There isn't a set amount, it's ALSO going to depend on, well, how much LIFE he has left to live - if he's 78, you don't have as many years left as if he were 20. If you were previously unemployed, you don't have the loss of income you would have if you were a brain surgeon. Then, you're ALSO looking at the policy limits - if the medical costs are high enough, it's not too hard to reach the policy limit - then the insurance company just writes a check & walks away, and it's up to YOU to collect any judgement from the company. IF they don't file bankruptcy over it.

Lastly, you have to look at the state laws, if there are limitations in place.

You're much more likely to get an idea of the payout, by talking to your attorney. But PERSONAL injury isn't the same as BODILY injury - what you've described is a BODILY injury claim, not discrimination, harrassment, or slander - which are PERSONAL injuries.


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