 Could some one give mesome advice ? |
| Okay here is the issue. I bought a car on the fourth of July a 1994 Chrysler new yorker its not worth much but that's not the point an oak branch the size of a tree fell out of the tree. My car ... |
|
 How do I find a misplaced insurance policy.? |
I took a policy out 38 years ago.
With profits to cover my morgage at that time.
I know that it is worth a few thousand pounds.
But I can not find the policy or remember the name of ... |
|
 Which insurance is responsible the drivers insurance or Pizza Hut's? |
| Last Sunday I was hit, and my car totaled, by a Pizza Hut delivery driver. His personal insurance told me that because he was on the clock he is not covered. So that falls back to my insurance, but I ... |
|
 What is a good insurance plan if my wife and I plan on having a baby soon? |
| One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan.... |
|
 The other partys insurance company doesnt want to pay my claim what should i do? |
| I was in an accident months ago and i was moving with traffic, i crossed an intersection and the other driver pulled threw the intersection out of no where very fast and i hit him. my light was green ... |
|
 Where can i find cheap auto insurance? |
i'm paying 150 a month for a 94 ford thunderbird, but i'm looking for something cheaper that i can afford. i'm just wondering how much other people pay for cars like mine...
A... |
|
 Does house insurance cover a collapsed sun deck roof? |
I'm wondering because it was piled on with snow and one
side has just given up..... |
|
 Can I sell my health insurance policy since I haven't made a claim all year? ? |
| Does this make sense that since I've been paying for health insurance but haven't made a claim that my policy has accrued value... is there a way to get some of my money back from the ... |
|
 I cancelled my car insurance last year in June 07 after finding a cheaper one.? |
| Two weeks ago the insurance I had previously cancelled wrote to me to ask me if I wanted to renew my car insurance, this made me suspicious so I phoned them and they said that I have'nt ... |
|
 Can anyone tell me what questions they ask for a life insurance policy? |
| If you are in your 20s what kind of medical questions do they ask when applying for life insurance? If you have been exposed to asbestos do you think they will turn you down? Help.......if you are ... |
|
 A tree fell on my house during a tornado and mashed the 2nd story front wall? |
the house was built@1895 and has very old siding that cannot be replaced or matched cause they don't make it anymore.
Shouldn't my insurance pay to replace all the siding on the house?... |
|
 So why buy whole life insurance at all? |
| I've dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since "sliced bread" and has dedicated much of her time selling it ... |
|
| How do I convince my insurance that this medical bill should be COVERED?!? |
| About 5 years ago I was unable to get an appointment at my PCP, but I was referred to the after-hours clinic to see a doctor. I had been to the clinic before and they are part of the same medical ... |
|
 I am 3 months pregnant and the father did not want anything to do with it. Medicare stepped in for me...? |
| Now the father does want to help with the baby, wants to be on the birth certificate and everything. Medicaid has paid for my pregnancy medical costs and baby care until now. We are concerned that if ... |
|
|  |
Slimmy O | How much does Health Insurance cost? |
Say your a 25 year old female and need health insurance how much would that cost a month..and also..do most jobs come with health insurance |
 |
 
Inveigler
|
As other posters have noted, it varies widely by state and by price. Your health condition(s) and potential risks (smoking, weight, medical history, etc.) may impact the cost of the rate. Additionally, your product choice has a significant impact on your insurance premium. If you want a rich benefit plan with low deductibles, low copays, etc., the costs will be significantly higher than for a high deductible catastrophic plan.
According to the Kaiser Foundation, approximately 62% of U.S. business offer some form of health insurance. This is down quite a bit from 10 years ago. Additionally, the cost and benefit level for employers varies greatly. I know some companies that offer very rich benefit plans to their employees at no cost - normally this is found in union shops or high-paying professions. On the other hand, some companies charge their employees an arm and a leg (pun intended) for very minimal benefits.
One of the other posters recommended the website ehealthinsurance.com. This isn't a bad place to start. But I would also recommend talking to your local independent insurance agent. These guys/ladies, can recommend a plan that is right for you.
In my home state of Michigan, we have a non-profit Blue Cross Blue Shield plan that is mandated by the state to offer health care to everyone, regardless of health status. They offer a catastrophic plan to 19-30 year old people for about $50 a month. I think it's a pretty good deal considering when I was that age I rarely saw a doctor. An average office visit is about $70 here in Michigan. I would rather pay $50 a month to cover the worse case scenario and spend an additional $140 to pay for my 2 office visits out of pocket, then pay $150 a month to have office visits built into my health insurance.
This is the kind of advice you should anticipate receiving from your insurance agent! Sit down before you meet with him/her and figure out what kinds of drugs you take, how often you see a doctor, any chronic conditions that may be a concern, and he/she should be able to give you some solid advice. |
|
Don
|
It depends on what state you live in. Assuming you are healthy though, look to pay between $50 and $150 per month. That will rise due to greed and inflation, and also as you age.
Right now about 60% of small businesses provide health insurance. The problem with group health insurance is that it is more expensive, and you don't own the policy. Your employer does. You could lose it when you need it the most.
Don
http://mtnhealthinsurance.com |
|
debijs
|
~~It varies widely from state to state, by health history, weight, smoker or not, etc. As far as company insurance, that also varies-some do and some do not. Again some states require health insurance to be offerred afer with so many people, some do not. The best way to get a general idea of the cost for medical insurance would be to go to www.ehelathinsurance.com She can put in the information and get quotes back on the premium.~~ |
|
my3lives
 |
Like others said, it's really going to vary depending on many different factors specific to you & your individual case.
If you are a healthy 25 year old, it shouldn't be too difficult finding something that will fit with what you need, as well as what you can afford each month. However with insurance, beings that when a company "insures" you they are taking the risk should anything happen and you need medical help. Since this is the case, and they could potential be paying some huge costs if you were in any way, shape or form at risk for this to happen, and insurance companies don't like to spend money paying out on claims, they do a thorough application, and sometimes physical exam, before insuring any individual.
I suggest going to speak with a local agent. You will most likely find that they are very helpful and very rarely pushy as most people seem to assume they might be. If you fill out a request online for a quote I can assure you that you will get a ton of phone calls, and you don't want that.
As for jobs & providing health insurance?? If you aren't currently employed but seeking, that would be a good thing to ask. But even a group policy that comes through an employer can be more expensive than an individual policy depending once again on you & your health status, etc.
I'm not sure what state you are in? But if you'd like to speak or have questions etc. I'd be happy to help if I can. I have been involved with the industry for little over 2 years now, and before then I had no idea how any of it worked or even where to begin looking. So if you'd like, contact me through here on Answers and I can see if I can help.
Good Luck! |
|
alines
|
There are so many insurance companies to choose from, so it's hard to say. And many employers do offer insurance, but some don't. When I was working, my employer covered most of my medical expenses, so I only paid a co-pay of $15 for each doctors visit and I paid no monthly fees. Many companies are reducing the benefits they offer their employees, so that the employees are expected to pay more out of their own pockets. You can do a google search for health insurance providers in your area and see what you come up with. |
|
Bill W
 |
You can easily check your minimal rates in internet, for example here - http://healthplans.bebto.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 9 minutes(s) ago
| | | |
7 | 34 minutes(s) ago
| | | |
6 | 52 minutes(s) ago
| | | |
7 | 58 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
6 | 4 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
