 Are the national insurance numbers in the uk, related in any way to where we're born or live? |
What I mean is that in the us social security numbers first three digits relate to the states in which they're issued, is it the same here.
Additional Details
If not, do they ... |
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 I need to get health insurance for my `13 year old daughter, I cannot get it through work? |
| she is currently living with my mother in another state, I make too much for the medicaid or chips--anyone know where I can get some insurance for her through?... |
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 Health Insurance Question/Fraud? |
| Hey everybody. I have a friend who is trying to get health insurance but has run into a roadblock. This friend has never had insurance and has therefore paid for any doctors visits with cash. She ... |
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 Health Insurance for Seniors in the U.S.A but I'm Canadian? |
I'm 26, A Canadian that is going to buy a U.S small business.(in California) Can anyone suggest a good heath insurance plan.
I also would like to know can I get a plan for my parents ... |
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 Oral office said "yes" they were part of our insurance plan and now I find out they're not. Are we liable? |
Additional Details
My son needed wisdom teeth removed and I called the oral office who said "yes they were part of our plan". However, after insurance paid them, comes to ... |
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 My wife and i are insured to drive our car on fully comp? |
| insurance, we also pay extra to have our learner driver daughter on same insurance !!! now the problem !! we know ther man next door is fully comp on his insurance and can drive our car upon request ... |
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 Health insurance plan with high deductible and health savings plan? |
| i am looking into getting a plan with a high deductible for my family ($5000-10000) and a health savings account. does anyone know how this works? I understan the high deductible insrance but not ... |
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 Why would a prescription not be covered? |
| My husband is trying to quit smoking. He got a prescription for Chantix, and our insurance will not cover it. I guess I am a bit confused as to why an insurance company would not cover something that ... |
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 I had an heart attack while on the job working for a rental furniture company 2 years ago.Never recieved comp. |
| I was on a delivery with a guy while deliverying a 65 inch tv and started having chest pain. Went and sat in truck. Passed out and had heart attack.Recieved by pass operation. Was fired for missing ... |
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 Where is the best place to compare travel insurance products and find the best value? |
| I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the ... |
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 Just want to know, Can my employer take my whole week paycheck? ? |
| they took my whole paycheck to pay for my insurance premium health. no money left for food is that legal?... |
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 I am 55yrs old and have been caring for my disabled husband.? |
| Sadly he as died and i was wondering if i should get a pension,i am going back to work in 4 weeks (full time).i really don't know if i'm entitled to anything?... |
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 Should I have a higher or lower car insurance deductible? ? |
| 2 cars one year we were quoted 1049 w a 500 dollar deductible. To save some money we can do a 1000 deductible and its 824. we have money in the bank and usually do not use any insurance. I just ... |
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 Can the insurance company give the court/police the information? |
| Over two years ago I was pulled over (in my now EX boyfriends) suv... he didnt have his new insurance card in the vehicle but the suv WAS insured. After this incident (just my luck) I broke up with ... |
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 If you get fired, how long is health insurance from the company available? |
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I... |
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 I know nothing about health insurance. Is this a decent plan? |
| Okay, I just quit my job and started freelancing. I have a four year old and we both need insurance. What's important to me is that we can bot get our yearly exams and see a doctor if one of ... |
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moreno | How much does an auto insurance agent get paid? |
..so i was wondering going into the field of auto insurance and what would be the dollar premium that an agent get paid or the minimum...just received my license so i think thats pretty much it..i just wanna get underpaid for what im doing and what i know...please help..thanxs |
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Phil
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Starting out from scratch in auto insurance is damn near impossible. You need support, either from an existing agency or a company. What I mean by this is that a company, such as State Farm, retains you as an agent, trains you, provides you a book of business, and gets you up and running. Unfortunately, these opportunities are very rare and usually go to someone with connections.
Another way is to join an established agency. These positions are usually go to family members or people with connections.
So, how do you get your foot in the door? You find an agency that has a need for a CSR (Customer Service Rep), and start at the bottom. After you put your time in, and learn the business, you can work your way into a position as an agent. |
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ernesto_tig
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Usually between 5 - 15% commission; 10% is about right. Commision on renewal varies but is in that ball park. SO to make 30K in commisions you'll need to write about $300K in premium. If you join an established agency, they will want to do a commision split, meaning you'll need to write $600K to get to the same point. For every new customer you pull and MVR & CLUE report (needed for issuing policy) subtract $15 for processing fees.
A better question to ask yourself is how are going to find 300-600 customers per year to pay premium and make you any type of living? Actually you'll need more because unless you're a customer service stud, you'll only retain 80 - 90% of customers. Less if you're auto insurance only (you'll be competing with the Lizard and the cartoon chick in tight cloths).This is what trips up 95% of new agents.
After a few years in the biz, companies can pay other bonuses: profitability (keep your claims down) retention (keep your customers) and growth (keep them coming to us!!) this can add maybe another 5-10% commission to your bottom line.
Needless to say, unless your dad owns an established insurance agency, this won't be easy. You’ll work years and your success is not entirely in your hands; you’re partners with your insurance companies.
My advice: if you want to work in sales, find a more lucrative profession |
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Paul Ding
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Commissions average about 10%.
Agencies get bonuses, etc., that are related to their experience. If you can figure out how to insure people who never have accidents, and never cause accidents, your agency will do well.
It's hard to establish a new agency, though. You have to have a certain volume of business for independent insurance companies to signing you as an agent. If you don't have the cash to buy an existing agency, you're almost forced to work with one of the "captives". |
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mbrcatz
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Not much, if you're working for someone else. With a license, depending on where you are, for personal lines auto, MAYBE $18,000 a year salary, if you're servicing accounts.
Or, if you want to sell, with an agency, 50% of commissions - so you have to sell, sell, sell to earn anything at all. |
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