 What Happens if I can't pay a hospital bill? |
| I am a citizen of Russia (lived here all my life). I was visiting my brother on vacation last year in USA and had a seizure and small stroke so I had to stay in the hospital for a few days. They did ... |
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 Can my dad apply for life insurance this late? |
| My dad received a letter and application for life insurance for $25,000 coverage. He got that about a month ago but didn't apply for it. He has no life insurance at all The letter said ... |
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 After what year should one stop paying into a "Whole Life Ins. Policy?"? |
| I was told after like 14 or 15 yrs a Whole life polic has enough dividends to pay for itself and continue to grow and maitain the policy. To continue to put $ in would be like savings acct.... |
|
 What are your thoughts of selling to friends and family if you work in life insurance? |
| I have recieved negative feedback from friends, boyfriend and family whenever I mention the words -- life insurance. But when I talk to the recruiters they say that their family always is ready and ... |
|
 I want a craditcard? |
dir :-sir
i want a icici & hdfc card
... |
|
 What type of payments could you be expected to make on car insurance? |
| at the age of 29 and being a new driver. Whats the lowest you could expect to ... |
|
 How do you make sales staff become hungry for sales? |
The are satisfied with minimal sales and minimal income.
I am the mentor. I need to make them get more sales.
Should I approach this issue by finding out what are their dreams
and ... |
|
| Can someone direct me to a legit website where I can get a comparison on various health insurances? |
| I'm a full-time student who works part-time. I'd like to purchase a temporary insurance w/c covers for health, dental, and vision care, but I'm skeptical of entering my personal info ... |
|
 Is their a way to cancel your ssn? |
| my wallet was stolen and my social security card was in there is there a way to cancel it and get a whole new ... |
|
 34 year old healthy single male without medical insurance gets into major auto accident. What happens to him? |
34 year old healthy single male without medical insurance
gets into major auto accident(he only has liability auto insurance cause that's all he can afford). What happens to him? He ... |
|
 Will the insurance company go after the vandal/s of my property? |
| Recently my daughter caught my neighbor stabbing our above ground swimming pool, and our trampoline. When he seen her looking out the window, he jumped the fence, and ran through his back gate. The ... |
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 Does your home insurance premiums go up if you file a claim? |
| Due to our winter weather my moms has sustained some roof water damage. Its leaking into her ceiling and she has to put bowls out to catch the dripping water. She doesnt want to call Farmers I... |
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| When does an insurance policy become binding? |
| When you sign the contract or pay the premium?... |
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 Are Health Benefits Suppose To Be Offered If You're Working Full Time? |
| I'm full time (40 hours a week) and my boss doesn't give Health Benefits. Is that right? Friends and family said its not right... What do you guys think?... |
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 How can I protect my home, lifestyle and children's future if my husband would not buy a life insurance? |
| I can try to buy one for myself for my children, but my concern is, how can I protect myself if my husband passes away before me? What are my legal options if I cannot convince him to buy life ... |
|
 Is aig tata insurance is believable? |
i am an indian before 2 years i joined in aig tata insurance
i paid 11 thousand as yearly due 2 years
in this skim only after 12 years we can get the amount
will it work ... |
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Slim W | How much does smokers life insurance cost? |
for lets say a 45 year old male wanting $200,000.00
Additional Details
$250 per month for what dollar amount? |
 |
 
Zarnev
|
A 45 year old smoker will pay (depending on the company) somewhere around $200 per month for a $200,000 20 year term policy. A non-smoker will pay around $42 per month for the best health class up to around $80 or more if rated for health conditions. This may vary depending upon your geographical location as well. You're best bet would be contact a local independent agent that can shop the market for you. |
|
Good♥Gyrl
 |
This is going to depend upon:
1. The life product you're purchasing (e.g. term, universal life, etc.)
2. How much you smoke, and how long you have smoked
3. The company you want to insure you
4. Whether or not that company gives you a table rating or a flat rating
5. Medical information and your health, including height/weight and any family history
200k is quite a bit, so just starting there, it won't be cheap. Term is a waste of your time, so don't bother, unless you think you're going to die within say ... 10 or 20 years from the smoking (sorry, couldn't help it ...). The fact that your insurance age is 45 (or 46, depending on when your birthday is) also is hurting you. |
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cstar
|
I don't know. for a 35 year old male for 100,000.00 about $55 per month. non-smoker would have been only 28$ per month. Farmers ins. discounts for multiple car, and home owner ins |
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HG2003
|
It really depends on the type of life insurance you want. Do you want permanent whole life? A 10 year term policy would be around 100. 30 year term would be around 220.00. And a whole life policy would be more like 500.00 a month. |
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DFK
 |
depends on the Companie. Statistically it runs 1/3 to 1/2 times more than Non-smokers. Depends on age etc etc. |
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Pluto
 |
I think it would be about $250 per month. |
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aaron p
 |
Depends on what you smoke. There are some companies that only consider cigarette smokers as smokers. Pipe, cigar, chewer - nonsmoker.
If you do smoke cigarettes, you could buy $200k of 10 year term for less than $625 a year. |
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